Consumer spending in Saudi Arabia rises 9% to SAR 122.6B in June

An ATM machine

Consumer spending in Saudi Arabia rose by 9% to SAR 122.62 billion in June 2025, from nearly SAR 112.7 billion in the same month a year earlier.

Consumer spending represents total cash withdrawals, point-of-sale (POS) transactions, and e-commerce via Mada cards.

POS transactions saw a 2% year-on-year (YoY) increase to around SAR 53.98 billion in June.

Data showed that 919.31 million transactions were processed through more than 2.1 million POS terminals during the same month.

POS transactions represent the expenditures made by consumers using their ATM cards and credit cards at shopping malls, retail stores, pharmacies, and other retail outlets.

Meanwhile, cash withdrawals from ATMs fell by nearly 5% YoY to about SAR 42.67 billion in June.

These withdrawals were processed through 15,000 ATMs in 112.92 million transactions, while the number of credit cards issued reached 57.83 million.

E-commerce sales through Mada cards jumped 72% YoY to SAR 25.97 billion in June.

According to monthly data issued by the Saudi Central Bank (SAMA), these sales were made through 141.55 million transactions.

Online sales include transactions processed through Mada cards for payments and purchases made via online shopping and applications. However, these do not include transactions conducted using Visa, Mastercard, or other credit cards.