| Segment Distribution | |
|---|---|
| Retail | Comprises individual customer time deposits, current, call and savings accounts, as well as credit cards, retail investment products, individual and consumer loans. |
| Corporate and Institutional Banking | Comprises corporate time deposits, current and call accounts, overdrafts, loans and other credit facilities as well as the Group’s investment, trading and derivative portfolios and its corporate advisory business. |
| Global markets and Treasury | Principally manages money market, foreign exchange, commission rate trading and derivatives for corporate and institutional customers as well as for the Group’s own account. It is also responsible for funding the Group’s operations, maintaining liquidity and managing the Group’s investment portfolio and statement of financial position. |
| finance and islamic investment | Engaged in investment management services and asset management activities related to dealing, managing, arranging, advising and custody businesses. The investment banking business is housed under a separate legal entity Samba Capital and Investment Management Company. |
| Others | |
|
2020
|
2019
|
2018
|
2017
|
2016
|
2015
|
2014
|
2013
|
2012
|
2011
|
2010
|
2009
|
2008
|
2007
|
2006
|
2005
|
2004
|
2003
|
||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
|
Million
|
Million
|
Million
|
Million
|
Million
|
Million
|
Million
|
Million
|
Million
|
Million
|
Million
|
Million
|
Million
|
Million
|
Million
|
Million
|
Million
|
Million
|
||
Total Operating Income |
|||||||||||||||||||
|
Business Segment
|
Chart
|
||||||||||||||||||
| Retail |
2,237.99
|
3,207.98
|
3,132.19
|
2,772.73
|
2,789.40
|
2,259.75
|
2,175.11
|
2,286.04
|
2,362.72
|
2,653.32
|
2,693.71
|
2,818.59
|
3,167.33
|
3,056.22
|
4,547.49
|
3,745.67
|
2,426.45
|
1,842.52
|
|
| Corporate and Institutional Banking |
3,088.92
|
3,037.18
|
3,028.01
|
2,998.26
|
2,776.00
|
3,010.88
|
2,604.96
|
2,482.18
|
2,363.87
|
2,496.45
|
2,546.86
|
2,698.67
|
2,437.18
|
2,414.19
|
2,156.16
|
1,692.32
|
1,227.24
|
1,001.81
|
|
| Global markets and Treasury |
3,551.94
|
1,854.49
|
1,540.18
|
1,667.11
|
1,606.18
|
1,803.36
|
1,851.89
|
1,604.31
|
1,181.95
|
897.69
|
1,222.44
|
1,149.61
|
519.10
|
640.78
|
569.08
|
389.56
|
355.77
|
492.65
|
|
| finance and islamic investment |
546.25
|
500.70
|
456.14
|
453.46
|
588.87
|
680.59
|
752.88
|
628.00
|
785.56
|
514.92
|
437.49
|
442.78
|
888.30
|
1,084.86
|
-
|
-
|
-
|
-
|
|
|
Total
|
9,425.10
|
8,600.35
|
8,156.52
|
7,891.57
|
7,760.46
|
7,754.58
|
7,384.84
|
7,000.53
|
6,694.09
|
6,562.37
|
6,900.50
|
7,109.64
|
7,011.90
|
7,196.04
|
7,272.72
|
5,827.56
|
4,009.46
|
3,336.97
|
|
Total Operating Expenses |
|||||||||||||||||||
|
Business Segment
|
Chart
|
||||||||||||||||||
| Retail |
(1,988.28)
|
(1,981.97)
|
(1,654.04)
|
(1,763.69)
|
(1,774.79)
|
(1,495.28)
|
(1,253.91)
|
(1,296.18)
|
(1,225.35)
|
(1,142.35)
|
(1,068.70)
|
(1,108.48)
|
(1,174.01)
|
(1,116.30)
|
(1,236.84)
|
(927.61)
|
(801.87)
|
(684.41)
|
|
| Corporate and Institutional Banking |
(2,078.83)
|
(1,606.39)
|
(641.73)
|
(785.33)
|
(667.19)
|
(558.00)
|
(566.79)
|
(546.54)
|
(545.61)
|
(539.50)
|
(522.43)
|
(547.80)
|
(629.67)
|
(548.89)
|
(662.07)
|
(792.23)
|
(617.92)
|
(1,136.72)
|
|
| Global markets and Treasury |
(233.23)
|
(162.53)
|
(116.92)
|
(131.13)
|
(129.69)
|
(145.05)
|
(125.69)
|
(121.83)
|
(118.78)
|
(112.89)
|
(121.67)
|
(118.78)
|
(122.22)
|
(104.73)
|
(163.44)
|
(89.47)
|
(83.93)
|
(79.29)
|
|
| finance and islamic investment |
(207.78)
|
(229.97)
|
(194.25)
|
(187.12)
|
(183.12)
|
(199.87)
|
(186.94)
|
(172.44)
|
(173.59)
|
(161.36)
|
(196.80)
|
(176.41)
|
(185.15)
|
(195.91)
|
-
|
-
|
-
|
-
|
|
|
Total
|
(4,508.12)
|
(3,980.86)
|
(2,606.93)
|
(2,867.28)
|
(2,754.79)
|
(2,398.20)
|
(2,133.33)
|
(2,137.00)
|
(2,063.33)
|
(1,956.10)
|
(1,909.60)
|
(1,951.47)
|
(2,111.04)
|
(1,965.83)
|
(2,062.35)
|
(1,809.31)
|
(1,503.72)
|
(1,900.42)
|
|
Debt Provisions |
|||||||||||||||||||
|
Business Segment
|
Chart
|
||||||||||||||||||
| Retail |
(70.61)
|
(52.20)
|
(87.36)
|
(138.75)
|
(149.40)
|
(104.26)
|
(99.72)
|
(98.74)
|
(55.60)
|
(63.22)
|
(107.26)
|
(191.77)
|
(170.01)
|
(197.86)
|
-
|
-
|
-
|
-
|
|
| Corporate and Institutional Banking |
(1,294.37)
|
(1,055.51)
|
(65.07)
|
(148.42)
|
(50.75)
|
(37.89)
|
(41.61)
|
(254.62)
|
(243.06)
|
(238.20)
|
(451.54)
|
(413.05)
|
22.92
|
(113.92)
|
-
|
-
|
-
|
-
|
|
| Global markets and Treasury |
(34.87)
|
4.68
|
(3.09)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
(310.91)
|
(11.08)
|
-
|
-
|
-
|
-
|
|
|
Total
|
(1,399.84)
|
(1,103.04)
|
(155.52)
|
(287.17)
|
(200.15)
|
(142.16)
|
(141.33)
|
(353.36)
|
(298.65)
|
(301.41)
|
(558.79)
|
(604.82)
|
(457.99)
|
(322.85)
|
0.00
|
0.00
|
0.00
|
0.00
|
|
Net Income |
|||||||||||||||||||
|
Business Segment
|
Chart
|
||||||||||||||||||
| Retail |
217.95
|
1,125.31
|
810.73
|
1,009.04
|
1,014.62
|
660.21
|
721.76
|
891.12
|
1,081.77
|
1,447.75
|
1,517.76
|
1,518.34
|
1,823.31
|
1,742.33
|
3,310.65
|
2,818.07
|
1,624.57
|
1,158.11
|
|
| Corporate and Institutional Banking |
841.70
|
1,137.46
|
1,317.77
|
2,212.93
|
2,108.81
|
2,414.98
|
1,996.56
|
1,681.02
|
1,575.20
|
1,718.75
|
1,572.89
|
1,737.82
|
1,830.43
|
1,751.38
|
1,494.08
|
900.09
|
609.32
|
(134.92)
|
|
| Global markets and Treasury |
2,854.75
|
1,459.72
|
787.14
|
1,535.98
|
1,476.49
|
1,658.31
|
1,726.19
|
1,482.47
|
1,063.16
|
784.79
|
1,100.77
|
1,030.83
|
85.97
|
424.97
|
405.64
|
300.09
|
271.84
|
413.36
|
|
| finance and islamic investment |
289.56
|
268.19
|
144.08
|
266.34
|
405.75
|
480.72
|
565.94
|
455.55
|
611.97
|
353.56
|
240.69
|
266.36
|
703.15
|
888.95
|
-
|
-
|
-
|
-
|
|
|
Total
|
4,203.95
|
3,990.68
|
3,059.72
|
5,024.29
|
5,005.66
|
5,214.22
|
5,010.46
|
4,510.17
|
4,332.10
|
4,304.85
|
4,432.11
|
4,553.34
|
4,442.87
|
4,807.63
|
5,210.37
|
4,018.25
|
2,505.74
|
1,436.55
|
|
Total Assets |
|||||||||||||||||||
|
Business Segment
|
Chart
|
||||||||||||||||||
| Retail |
40,111.26
|
34,548.67
|
32,315.65
|
33,432.98
|
35,981.79
|
38,885.57
|
37,895.76
|
36,484.73
|
34,152.53
|
32,492.15
|
30,344.46
|
29,652.28
|
32,620.35
|
27,539.28
|
25,942.13
|
23,143.03
|
15,405.00
|
9,763.67
|
|
| Corporate and Institutional Banking |
132,594.47
|
121,232.45
|
96,225.48
|
100,946.58
|
105,514.47
|
106,307.02
|
101,894.85
|
91,311.67
|
82,415.21
|
69,584.20
|
60,324.12
|
65,694.33
|
78,899.33
|
62,764.49
|
47,541.90
|
44,728.26
|
35,367.52
|
28,851.97
|
|
| Global markets and Treasury |
123,118.65
|
103,641.11
|
101,236.77
|
92,995.57
|
89,902.65
|
89,875.94
|
77,471.63
|
77,128.37
|
80,403.28
|
90,596.53
|
96,677.90
|
90,102.48
|
67,301.35
|
64,043.08
|
50,530.79
|
40,436.06
|
43,941.00
|
40,422.00
|
|
| finance and islamic investment |
1,120.90
|
106.03
|
160.40
|
171.03
|
89.68
|
174.15
|
136.59
|
111.86
|
98.14
|
101.02
|
69.37
|
69.18
|
70.16
|
67.13
|
-
|
-
|
-
|
-
|
|
|
Total
|
296,945.29
|
259,528.25
|
229,938.30
|
227,546.16
|
231,488.59
|
235,242.68
|
217,398.83
|
205,036.63
|
197,069.16
|
192,773.89
|
187,415.84
|
185,518.27
|
178,891.19
|
154,413.98
|
124,014.81
|
108,307.35
|
94,713.52
|
79,037.64
|
|
Total Liabilities |
|||||||||||||||||||
|
Business Segment
|
Chart
|
||||||||||||||||||
| Retail |
107,449.11
|
92,321.96
|
93,649.48
|
92,146.81
|
98,866.85
|
98,051.28
|
90,628.75
|
90,781.27
|
72,647.53
|
67,448.66
|
65,367.79
|
57,445.93
|
55,176.85
|
56,581.36
|
47,723.44
|
40,669.28
|
37,037.00
|
30,778.69
|
|
| Corporate and Institutional Banking |
104,458.81
|
95,815.35
|
83,003.80
|
81,241.11
|
77,580.20
|
76,780.35
|
76,957.43
|
70,623.75
|
79,388.18
|
75,001.18
|
74,175.62
|
94,865.03
|
86,078.55
|
65,878.51
|
50,690.46
|
47,827.10
|
25,083.70
|
23,202.09
|
|
| Global markets and Treasury |
36,827.00
|
25,775.90
|
10,873.71
|
9,356.84
|
12,395.02
|
19,981.99
|
10,815.41
|
8,629.18
|
13,228.62
|
22,012.14
|
22,247.65
|
10,689.56
|
17,565.84
|
13,908.91
|
10,301.30
|
6,903.80
|
22,459.00
|
16,178.72
|
|
| finance and islamic investment |
159.82
|
166.21
|
105.37
|
119.25
|
101.75
|
69.20
|
85.24
|
71.85
|
66.04
|
54.55
|
21.90
|
16.09
|
8.09
|
69.63
|
-
|
-
|
-
|
-
|
|
|
Total
|
248,894.73
|
214,079.42
|
187,632.37
|
182,864.01
|
188,943.82
|
194,882.82
|
178,486.83
|
170,106.05
|
165,330.37
|
164,516.53
|
161,812.95
|
163,016.62
|
158,829.33
|
136,438.41
|
108,715.20
|
95,400.18
|
84,579.70
|
70,159.50
|
|