Search Result
- TASI
-
Energy
- 2222 - SAUDI ARAMCO
- 2030 - SARCO
- 2380 - PETRO RABIGH
- 4030 - BAHRI
- 4200 - ALDREES
- 2381 - ARABIAN DRILLING
- 2382 - ADES
- 1201 - TAKWEEN
- 1202 - MEPCO
- 1210 - BCI
- 1211 - MAADEN
- 1301 - ASLAK
- 1304 - ALYAMAMAH STEEL
- 1320 - SSP
- 2001 - CHEMANOL
- 2010 - SABIC
- 2020 - SABIC Agri-Nutrients
- 2090 - NGC
- 2150 - ZOUJAJ
- 2170 - ALUJAIN
- 2180 - FIPCO
- 2200 - APC
- 2210 - NAMA CHEMICALS
- 2220 - MAADANIYAH
- 2240 - ZAMIL INDUST
- 2250 - SIIG
- 2290 - YANSAB
- 2300 - SPM
- 2310 - SIPCHEM
- 2330 - ADVANCED
- 2350 - SAUDI KAYAN
- 3001 - HCC
- 3002 - NAJRAN CEMENT
- 3003 - CITY CEMENT
- 3004 - NORTHERN CEMENT
- 3005 - UACC
- 3010 - ACC
- 3020 - YSCC
- 3030 - SAUDI CEMENT
- 3040 - QACCO
- 3050 - SPCC
- 3060 - YCC
- 3080 - EPCCO
- 3090 - TCC
- 3091 - JOUF CEMENT
- 3092 - RIYADH CEMENT
- 2060 - TASNEE
- 3008 - ALKATHIRI
- 3007 - OASIS
- 1321 - EAST PIPES
- 1322 - AMAK
- 2223 - LUBEREF
- 2360 - SVCP
- 1212 - ASTRA INDUSTRIAL
- 1302 - BAWAN
- 1303 - EIC
- 2040 - SAUDI CERAMICS
- 2110 - SAUDI CABLE
- 2160 - AMIANTIT
- 2320 - ALBABTAIN
- 2370 - MESC
- 4140 - SIECO
- 4141 - ALOMRAN
- 4142 - RIYADH CABLES
- 1214 - SHAKER
- 4110 - BATIC
- 4031 - SGS
- 4040 - SAPTCO
- 4260 - BUDGET SAUDI
- 2190 - SISCO HOLDING
- 4261 - THEEB
- 4263 - SAL
- 4262 - LUMI
- 1810 - SEERA
- 6013 - DWF
- 1820 - ALHOKAIR GROUP
- 4170 - TECO
- 4290 - ALKHALEEJ TRNG
- 6002 - HERFY FOODS
- 1830 - FITNESS TIME
- 6012 - RAYDAN
- 4291 - NCLE
- 4292 - ATAA
- 6014 - ALAMAR
- 6015 - AMERICANA
- 4003 - EXTRA
- 4008 - SACO
- 4050 - SASCO
- 4190 - JARIR
- 4240 - CENOMI RETAIL
- 4191 - ABO MOATI
- 4051 - BAAZEEM
- 4192 - ALSAIF GALLERY
- 4001 - A.OTHAIM MARKET
- 4006 - FARM SUPERSTORES
- 4061 - ANAAM HOLDING
- 4160 - THIMAR
- 4161 - BINDAWOOD
- 4162 - ALMUNAJEM
- 4164 - NAHDI
- 4163 - ALDAWAA
- 2050 - SAVOLA GROUP
- 2100 - WAFRAH
- 2270 - SADAFCO
- 2280 - ALMARAI
- 6001 - HB
- 6010 - NADEC
- 6020 - GACO
- 6040 - TADCO
- 6050 - SFICO
- 6060 - SHARQIYAH DEV
- 6070 - ALJOUF
- 6090 - JAZADCO
- 2281 - TANMIAH
- 2282 - NAQI
- 2283 - FIRST MILLS
- 4080 - SINAD HOLDING
- 4002 - MOUWASAT
- 4004 - DALLAH HEALTH
- 4005 - CARE
- 4007 - ALHAMMADI
- 4009 - SAUDI GERMAN HEALTH
- 2230 - CHEMICAL
- 4013 - SULAIMAN ALHABIB
- 2140 - AYYAN
- 4014 - EQUIPMENT HOUSE
- 1010 - RIBL
- 1020 - BJAZ
- 1030 - SAIB
- 1050 - BSFR
- 1060 - SAB
- 1080 - ANB
- 1120 - ALRAJHI
- 1140 - ALBILAD
- 1150 - ALINMA
- 1180 - SNB
- 2120 - SAIC
- 4280 - KINGDOM
- 4130 - ALBAHA
- 4081 - NAYIFAT
- 1111 - TADAWUL GROUP
- 4082 - MRNA
- 1182 - AMLAK
- 1183 - SHL
- 8010 - TAWUNIYA
- 8012 - JAZIRA TAKAFUL
- 8020 - MALATH INSURANCE
- 8030 - MEDGULF
- 8040 - ALLIANZ SF
- 8050 - SALAMA
- 8060 - WALAA
- 8070 - ARABIAN SHIELD
- 8190 - UCA
- 8230 - ALRAJHI TAKAFUL
- 8280 - LIVA
- 8150 - ACIG
- 8210 - BUPA ARABIA
- 8270 - BURUJ
- 8180 - ALSAGR INSURANCE
- 8170 - ALETIHAD
- 8100 - SAICO
- 8120 - GULF UNION ALAHLIA
- 8200 - SAUDI RE
- 8160 - AICC
- 8250 - GIG
- 8240 - CHUBB
- 8260 - GULF GENERAL
- 8300 - WATANIYA
- 8310 - AMANA INSURANCE
- 8311 - ENAYA
- 4330 - RIYAD REIT
- 4331 - ALJAZIRA REIT
- 4332 - JADWA REIT ALHARAMAIN
- 4333 - TALEEM REIT
- 4334 - AL MAATHER REIT
- 4335 - MUSHARAKA REIT
- 4336 - MULKIA REIT
- 4338 - ALAHLI REIT 1
- 4337 - SICO SAUDI REIT
- 4342 - JADWA REIT SAUDI
- 4340 - Al RAJHI REIT
- 4339 - DERAYAH REIT
- 4344 - SEDCO CAPITAL REIT
- 4347 - BONYAN REIT
- 4345 - ALINMA RETAIL REIT
- 4346 - MEFIC REIT
- 4348 - ALKHABEER REIT
- 4349 - ALINMA HOSPITALITY REIT
- 4020 - ALAKARIA
- 4323 - SUMOU
- 4090 - TAIBA
- 4100 - MCDC
- 4150 - ARDCO
- 4220 - EMAAR EC
- 4230 - RED SEA
- 4250 - JABAL OMAR
- 4300 - DAR ALARKAN
- 4310 - KEC
- 4320 - ALANDALUS
- 4321 - CENOMI CENTERS
- 4322 - RETAL
- NOMU
-
Utilities
Real Estate Mgmt & Dev't
REITs
Health Care Equipment & Svc
- 9518 - CMCER
- 9530 - TIBBIYAH
- 9527 - AME
- 9544 - FUTURE CARE
- 9546 - NABA ALSAHA
- 9574 - PRO MEDEX
- 9594 - ALMODAWAT
- 9572 - ALRAZI
- 9587 - LANA
- 9515 - FESH FASH
- 9532 - ALJOUF WATER
- 9536 - FADECO
- 9556 - NOFOTH
- 9559 - BALADY
- 9564 - HORIZON FOOD
- 9555 - LEEN ALKHAIR
- 9513 - WATANI STEEL
- 9514 - ALNAQOOL
- 9523 - GROUP FIVE
- 9539 - AQASEEM
- 9548 - APICO
- 9553 - MOLAN
- 9565 - MEYAR
- 9552 - SAUDI TOP
- 9563 - BENA
- 9566 - LIME INDUSTRIES
- 9580 - ALRASHID INDUSTRIAL
- 9583 - UNITED MINING
- 9576 - PAPER HOME
- 9588 - RIYADH STEEL
- 9575 - MARBLE DESIGN
- 9510 - NBM
- 9528 - GAS
- 9531 - OBEIKAN GLASS
- 9533 - SPC
- 9529 - RAOOM
- 9525 - ALWASAIL INDUSTRIAL
- 9542 - KEIR
- 9547 - RAWASI
- 9568 - MAYAR
- 9569 - ALMUNEEF
- 9578 - ATLAS ELEVATORS
- 9560 - WAJA
- 9520 - BURGERIZZR
- 9541 - ACADEMY OF LEARNING
- 9567 - GHIDA ALSULTAN
- 9562 - FOOD GATE
- 9590 - ARMAH
- 9526 - JAHEZ
Sign In
×Forgot password?
×- Bank Ranking Banks Ratios Cement Statistics Cement Ranking Cement Ratios Monetary and Economic Statistics Oil, Gas and Fuel Macro Economy Consumer Spending Inflation Exports & Imports Food Prices Non Food Prices Construction Materials Petrochem. Ranking Petrochem. Ratios Retail Rankings Retail Ratios Grocery Ranking Grocery Ratios Top Growth Dividend History
Argaam Tools ×
Saudi National Bank (SNB) reported a net profit of SAR 20 billion by the end of 2023, an increase of 4% from SAR 18.6 billion in the prior-year period.
Financials (M)
Item | 2022 | 2023 | Change |
---|---|---|---|
Net Special Commission Income | 26,287.20 | 27,008.94 | 2.7 % |
Operating Income | 33,004.55 | 34,589.40 | 4.8 % |
Total Provisions | (1685.48) | (922.75) | 45.3 % |
Net Income | 18,580.69 | 20,009.97 | 7.7 % |
Average Shares | 6,000.00 | 6,000.00 | - |
EPS (Riyals) | 3.10 | 3.33 | 7.7 % |
EPS Diluted (Riyals) | 3.02 | 3.23 | 6.9 % |
The year-on-year (YoY) profit growth is mainly due to an increase of 45% in net special commission income, as the financing and investment portfolios rose by 10.3% and 4.2%, respectively.
Moreover, the bank’s total operating income grew by 4.8% YoY as a result of an increase in net special commission income by 2.7%, banking services fee income by 5.1%, and income from foreign currency transfers by 23.1%.
In addition, investment income leapt 22% YoY, partially offset by other operating expenses, which rose 21.9%.
The bank’s 2023 profit growth was also driven by a drop in total operating expenses, including credit losses, by 1.7%. This is due to a 45.3% YoY decrease in the net provision for expected credit losses.
Current Quarter Comparison (M)
Item | Q4 2022 | Q4 2023 | Change |
---|---|---|---|
Net Special Commission Income | 6,777.04 | 6,887.12 | 1.6 % |
Operating Income | 8,118.66 | 8,624.68 | 6.2 % |
Debt Provisions | (166.50) | (430.93) | (158.8 %) |
Net Income | 4,765.43 | 4,963.24 | 4.2 % |
Average Shares | 6,000.00 | 6,000.00 | - |
EPS (Riyals) | 0.79 | 0.83 | 4.2 % |
EPS Diluted (Riyal) | 0.78 | 0.81 | 4.4 % |
Item | Q3 2023 | Q4 2023 | Change |
---|---|---|---|
Net Special Commission Income | 6,819.71 | 6,887.12 | 1.0 % |
Operating Income | 8,736.77 | 8,624.68 | (1.3 %) |
Debt Provisions | 77.04 | (430.93) | (659.4 %) |
Net Income | 5,009.62 | 4,963.24 | (0.9 %) |
Average Shares | 6,000.00 | 6,000.00 | - |
EPS (Riyals) | 0.83 | 0.83 | (0.9 %) |
EPS Diluted (Riyal) | 0.80 | 0.81 | 1.3 % |
Balance Sheet (B)
Item | 2022 | 2023 | Change |
---|---|---|---|
Assets | 945.50 | 1,037.08 | 9.7 % |
Customer Deposits | 568.28 | 590.05 | 3.8 % |
Loan | 545.31 | 601.53 | 10.3 % |
In addition, the accelerated collections of corporate sector debts and re-evaluation of some low-value credit portfolios contributed to the bank’s profit surge.
The fourth-quarter net profit grew by 4% to SAR 4.96 billion from SAR 4.76 billion in Q4 2022.
Net profit edged down 0.9% quarter-on-quarter (QoQ) from SAR 5 billion in Q3 2023.
Total shareholders’ equity, excluding minority interest and sukuk, reached SAR 160.7 billion as of Dec. 31, 2023, compared to SAR 150.5 billion a year earlier.
View other reports
- TASI
-
Energy
- 2222 - SAUDI ARAMCO
- 2030 - SARCO
- 2380 - PETRO RABIGH
- 4030 - BAHRI
- 4200 - ALDREES
- 2381 - ARABIAN DRILLING
- 2382 - ADES
- 1201 - TAKWEEN
- 1202 - MEPCO
- 1210 - BCI
- 1211 - MAADEN
- 1301 - ASLAK
- 1304 - ALYAMAMAH STEEL
- 1320 - SSP
- 2001 - CHEMANOL
- 2010 - SABIC
- 2020 - SABIC Agri-Nutrients
- 2090 - NGC
- 2150 - ZOUJAJ
- 2170 - ALUJAIN
- 2180 - FIPCO
- 2200 - APC
- 2210 - NAMA CHEMICALS
- 2220 - MAADANIYAH
- 2240 - ZAMIL INDUST
- 2250 - SIIG
- 2290 - YANSAB
- 2300 - SPM
- 2310 - SIPCHEM
- 2330 - ADVANCED
- 2350 - SAUDI KAYAN
- 3001 - HCC
- 3002 - NAJRAN CEMENT
- 3003 - CITY CEMENT
- 3004 - NORTHERN CEMENT
- 3005 - UACC
- 3010 - ACC
- 3020 - YSCC
- 3030 - SAUDI CEMENT
- 3040 - QACCO
- 3050 - SPCC
- 3060 - YCC
- 3080 - EPCCO
- 3090 - TCC
- 3091 - JOUF CEMENT
- 3092 - RIYADH CEMENT
- 2060 - TASNEE
- 3008 - ALKATHIRI
- 3007 - OASIS
- 1321 - EAST PIPES
- 1322 - AMAK
- 2223 - LUBEREF
- 2360 - SVCP
- 1212 - ASTRA INDUSTRIAL
- 1302 - BAWAN
- 1303 - EIC
- 2040 - SAUDI CERAMICS
- 2110 - SAUDI CABLE
- 2160 - AMIANTIT
- 2320 - ALBABTAIN
- 2370 - MESC
- 4140 - SIECO
- 4141 - ALOMRAN
- 4142 - RIYADH CABLES
- 1214 - SHAKER
- 4110 - BATIC
- 4031 - SGS
- 4040 - SAPTCO
- 4260 - BUDGET SAUDI
- 2190 - SISCO HOLDING
- 4261 - THEEB
- 4263 - SAL
- 4262 - LUMI
- 1810 - SEERA
- 6013 - DWF
- 1820 - ALHOKAIR GROUP
- 4170 - TECO
- 4290 - ALKHALEEJ TRNG
- 6002 - HERFY FOODS
- 1830 - FITNESS TIME
- 6012 - RAYDAN
- 4291 - NCLE
- 4292 - ATAA
- 6014 - ALAMAR
- 6015 - AMERICANA
- 4003 - EXTRA
- 4008 - SACO
- 4050 - SASCO
- 4190 - JARIR
- 4240 - CENOMI RETAIL
- 4191 - ABO MOATI
- 4051 - BAAZEEM
- 4192 - ALSAIF GALLERY
- 4001 - A.OTHAIM MARKET
- 4006 - FARM SUPERSTORES
- 4061 - ANAAM HOLDING
- 4160 - THIMAR
- 4161 - BINDAWOOD
- 4162 - ALMUNAJEM
- 4164 - NAHDI
- 4163 - ALDAWAA
- 2050 - SAVOLA GROUP
- 2100 - WAFRAH
- 2270 - SADAFCO
- 2280 - ALMARAI
- 6001 - HB
- 6010 - NADEC
- 6020 - GACO
- 6040 - TADCO
- 6050 - SFICO
- 6060 - SHARQIYAH DEV
- 6070 - ALJOUF
- 6090 - JAZADCO
- 2281 - TANMIAH
- 2282 - NAQI
- 2283 - FIRST MILLS
- 4080 - SINAD HOLDING
- 4002 - MOUWASAT
- 4004 - DALLAH HEALTH
- 4005 - CARE
- 4007 - ALHAMMADI
- 4009 - SAUDI GERMAN HEALTH
- 2230 - CHEMICAL
- 4013 - SULAIMAN ALHABIB
- 2140 - AYYAN
- 4014 - EQUIPMENT HOUSE
- 1010 - RIBL
- 1020 - BJAZ
- 1030 - SAIB
- 1050 - BSFR
- 1060 - SAB
- 1080 - ANB
- 1120 - ALRAJHI
- 1140 - ALBILAD
- 1150 - ALINMA
- 1180 - SNB
- 2120 - SAIC
- 4280 - KINGDOM
- 4130 - ALBAHA
- 4081 - NAYIFAT
- 1111 - TADAWUL GROUP
- 4082 - MRNA
- 1182 - AMLAK
- 1183 - SHL
- 8010 - TAWUNIYA
- 8012 - JAZIRA TAKAFUL
- 8020 - MALATH INSURANCE
- 8030 - MEDGULF
- 8040 - ALLIANZ SF
- 8050 - SALAMA
- 8060 - WALAA
- 8070 - ARABIAN SHIELD
- 8190 - UCA
- 8230 - ALRAJHI TAKAFUL
- 8280 - LIVA
- 8150 - ACIG
- 8210 - BUPA ARABIA
- 8270 - BURUJ
- 8180 - ALSAGR INSURANCE
- 8170 - ALETIHAD
- 8100 - SAICO
- 8120 - GULF UNION ALAHLIA
- 8200 - SAUDI RE
- 8160 - AICC
- 8250 - GIG
- 8240 - CHUBB
- 8260 - GULF GENERAL
- 8300 - WATANIYA
- 8310 - AMANA INSURANCE
- 8311 - ENAYA
- 4330 - RIYAD REIT
- 4331 - ALJAZIRA REIT
- 4332 - JADWA REIT ALHARAMAIN
- 4333 - TALEEM REIT
- 4334 - AL MAATHER REIT
- 4335 - MUSHARAKA REIT
- 4336 - MULKIA REIT
- 4338 - ALAHLI REIT 1
- 4337 - SICO SAUDI REIT
- 4342 - JADWA REIT SAUDI
- 4340 - Al RAJHI REIT
- 4339 - DERAYAH REIT
- 4344 - SEDCO CAPITAL REIT
- 4347 - BONYAN REIT
- 4345 - ALINMA RETAIL REIT
- 4346 - MEFIC REIT
- 4348 - ALKHABEER REIT
- 4349 - ALINMA HOSPITALITY REIT
- 4020 - ALAKARIA
- 4323 - SUMOU
- 4090 - TAIBA
- 4100 - MCDC
- 4150 - ARDCO
- 4220 - EMAAR EC
- 4230 - RED SEA
- 4250 - JABAL OMAR
- 4300 - DAR ALARKAN
- 4310 - KEC
- 4320 - ALANDALUS
- 4321 - CENOMI CENTERS
- 4322 - RETAL
- NOMU
-
Utilities
Real Estate Mgmt & Dev't
REITs
Health Care Equipment & Svc
- 9518 - CMCER
- 9530 - TIBBIYAH
- 9527 - AME
- 9544 - FUTURE CARE
- 9546 - NABA ALSAHA
- 9574 - PRO MEDEX
- 9594 - ALMODAWAT
- 9572 - ALRAZI
- 9587 - LANA
- 9515 - FESH FASH
- 9532 - ALJOUF WATER
- 9536 - FADECO
- 9556 - NOFOTH
- 9559 - BALADY
- 9564 - HORIZON FOOD
- 9555 - LEEN ALKHAIR
- 9513 - WATANI STEEL
- 9514 - ALNAQOOL
- 9523 - GROUP FIVE
- 9539 - AQASEEM
- 9548 - APICO
- 9553 - MOLAN
- 9565 - MEYAR
- 9552 - SAUDI TOP
- 9563 - BENA
- 9566 - LIME INDUSTRIES
- 9580 - ALRASHID INDUSTRIAL
- 9583 - UNITED MINING
- 9576 - PAPER HOME
- 9588 - RIYADH STEEL
- 9575 - MARBLE DESIGN
- 9510 - NBM
- 9528 - GAS
- 9531 - OBEIKAN GLASS
- 9533 - SPC
- 9529 - RAOOM
- 9525 - ALWASAIL INDUSTRIAL
- 9542 - KEIR
- 9547 - RAWASI
- 9568 - MAYAR
- 9569 - ALMUNEEF
- 9578 - ATLAS ELEVATORS
- 9560 - WAJA
- 9520 - BURGERIZZR
- 9541 - ACADEMY OF LEARNING
- 9567 - GHIDA ALSULTAN
- 9562 - FOOD GATE
- 9590 - ARMAH
- 9526 - JAHEZ
Share Price
The Saudi National Bank (SNB)
Current | |
Market Cap (M Riyal) | 237,000.00 |
Shares Outstanding ((M)) | 6,000.00 |
EPS ( Riyal) (TTM) | 3.33 |
EPS Diluted ( Riyal) (TTM) | 3.23 |
Book Value (BV) ( Riyal) | 26.79 |
Par Value ( Riyal) | 10.00 |
Adjusted P/E (Last12) | 11.38 |
P/E (TTM) | 11.84 |
Price/book | 1.47 |
Return on Average Assets (%) (TTM) | 2.0 |
Return on Average Equity (%) (TTM) | 12.9 |
Financial results (Million)
Financial results (Million)
Period | Net Special Commission Income | Change | Operating Income | Change | Debt Provisions | Change | Net Income | Change | EPS(Riyal) |
---|---|---|---|---|---|---|---|---|---|
Q1 2014 | 2,708.28 | 6.9 % | 3,864.29 | (5.0 %) | (205.65) | 20.9 % | 2,535.31 | 8.7 % | 0.63 |
Q2 2014 | 2,842.93 | 11.7 % | 4,214.98 | 13.9 % | 91.77 | 158.8 % | 2,425.41 | 21.8 % | 0.60 |
Q3 2014 | 2,790.58 | 17.6 % | 4,114.35 | 20.2 % | (400.86) | (100.8 %) | 1,869.11 | 7.8 % | 0.46 |
Q4 2014 | 3,062.34 | 15.8 % | 4,053.41 | 10.5 % | (480.72) | (167.3 %) | 1,825.33 | 1.7 % | 0.45 |
2014 | 11,404.13 | 13.0 % | 16,247.03 | 9.4 % | (995.46) | (25.2 %) | 8,655.15 | 10.2 % | 2.15 |
Q1 2015 | 3,033.56 | 12.0 % | 4,447.54 | 15.1 % | (218.33) | (6.2 %) | 2,605.57 | 2.8 % | 0.65 |
Q2 2015 | 3,122.72 | 9.8 % | 4,282.93 | 1.6 % | (278.85) | (403.9 %) | 2,362.92 | (2.6 %) | 0.59 |
Q3 2015 | 3,255.60 | 16.7 % | 4,312.86 | 4.8 % | (713.13) | (77.9 %) | 1,994.14 | 6.7 % | 0.50 |
Q4 2015 | 3,169.96 | 3.5 % | 4,442.37 | 9.6 % | (390.05) | 18.9 % | 2,126.56 | 16.5 % | 0.53 |
2015 | 12,581.83 | 10.3 % | 17,485.69 | 7.6 % | (1,600.35) | (60.8 %) | 9,089.18 | 5.0 % | 2.26 |
Q1 2016 | 3,435.82 | 13.3 % | 4,723.97 | 6.2 % | (346.63) | (58.8 %) | 2,630.81 | 1.0 % | 0.65 |
Q2 2016 | 3,348.18 | 7.2 % | 4,660.25 | 8.8 % | (381.30) | (36.7 %) | 2,437.54 | 3.2 % | 0.61 |
Q3 2016 | 3,441.72 | 5.7 % | 4,662.80 | 8.1 % | (839.11) | (17.7 %) | 1,961.78 | (1.6 %) | 0.49 |
Q4 2016 | 3,323.86 | 4.9 % | 4,600.36 | 3.6 % | (363.93) | 6.7 % | 2,286.72 | 7.5 % | 0.57 |
2016 | 13,549.58 | 7.7 % | 18,647.38 | 6.6 % | (1,930.97) | (20.7 %) | 9,316.86 | 2.5 % | 2.32 |
Q1 2017 | 3,359.46 | (2.2 %) | 4,859.82 | 2.9 % | (421.98) | (21.7 %) | 2,702.56 | 2.7 % | 0.67 |
Q2 2017 | 3,472.91 | 3.7 % | 4,478.34 | (3.9 %) | (477.71) | (25.3 %) | 2,417.42 | (0.8 %) | 0.60 |
Q3 2017 | 3,453.44 | 0.3 % | 4,491.53 | (3.7 %) | (707.21) | 15.7 % | 2,125.61 | 8.4 % | 0.53 |
Q4 2017 | 3,375.17 | 1.5 % | 4,515.54 | (1.8 %) | (285.96) | 21.4 % | 2,556.39 | 11.8 % | 0.64 |
2017 | 13,660.98 | 0.8 % | 18,345.23 | (1.6 %) | (1,892.86) | 2.0 % | 9,801.98 | 5.2 % | 2.44 |
Q1 2018 | 3,418.57 | 1.8 % | 4,779.24 | (1.7 %) | 2.34 | 100.6 % | 2,592.19 | (4.1 %) | 0.64 |
Q2 2018 | 3,573.43 | 2.9 % | 4,660.55 | 4.1 % | (335.31) | 29.8 % | 2,166.35 | (10.4 %) | 0.54 |
Q3 2018 | 3,637.42 | 5.3 % | 4,731.60 | 5.3 % | (610.35) | 13.7 % | 2,120.36 | (0.2 %) | 0.53 |
Q4 2018 | 4,493.72 | 33.1 % | 4,755.83 | 5.3 % | (403.75) | (41.2 %) | 2,705.58 | 5.8 % | 0.67 |
2018 | 15,123.14 | 10.7 % | 18,927.22 | 3.2 % | (1,347.07) | 28.8 % | 9,593.95 | (2.1 %) | 2.39 |
Q1 2019 | 3,754.08 | 9.8 % | 4,950.81 | 3.6 % | (145.33) | (6323.9 %) | 2,775.54 | 7.1 % | 0.69 |
Q2 2019 | 3,907.43 | 9.3 % | 5,050.41 | 8.4 % | (324.74) | 3.2 % | 2,685.59 | 24.0 % | 0.67 |
Q3 2019 | 3,872.62 | 6.5 % | 4,996.53 | 5.6 % | (662.64) | (8.6 %) | 2,550.70 | 20.3 % | 0.63 |
Q4 2019 | 4,848.32 | 7.9 % | 5,576.93 | 17.3 % | (287.23) | 28.9 % | 3,389.61 | 25.3 % | 0.84 |
2019 | 16,382.45 | 8.3 % | 20,574.68 | 8.7 % | (1,447.16) | (7.4 %) | 11,401.44 | 18.8 % | 2.84 |
Q1 2020 | 4,157.22 | 10.7 % | 5,305.26 | 7.2 % | (396.09) | (172.6 %) | 2,834.20 | 2.1 % | 0.71 |
Q2 2020 | 3,957.52 | 1.3 % | 4,765.75 | (5.6 %) | (827.95) | (155.0 %) | 2,087.73 | (22.3 %) | 0.52 |
Q3 2020 | 4,197.76 | 8.4 % | 5,637.61 | 12.8 % | (378.85) | 42.8 % | 3,158.40 | 23.8 % | 0.79 |
Q4 2020 | 4,372.15 | (9.8 %) | 5,749.32 | 3.1 % | (348.00) | (21.2 %) | 3,359.77 | (0.9 %) | 0.84 |
2020 | 16,684.66 | 1.8 % | 21,457.93 | 4.3 % | (1,949.69) | (34.7 %) | 11,440.10 | 0.3 % | 2.85 |
Q1 2021 | 4,178.08 | 0.5 % | 5,719.31 | 7.8 % | (286.37) | 27.7 % | 3,408.47 | 20.3 % | 0.62 |
Q2 2021 | 5,888.35 | 48.8 % | 7,587.82 | 59.2 % | (2,414.67) | (191.6 %) | 2,315.88 | 10.9 % | 0.42 |
Q3 2021 | 6,205.90 | 47.8 % | 7,874.43 | 39.7 % | (732.08) | (93.2 %) | 3,980.27 | 26.0 % | 0.72 |
Q4 2021 | 5,935.26 | 35.8 % | 7,054.16 | 22.7 % | (527.75) | (51.7 %) | 2,963.56 | (11.8 %) | 0.54 |
2021 | 22,207.59 | 33.1 % | 28,235.72 | 31.6 % | (4,022.73) | (106.3 %) | 12,668.18 | 10.7 % | 2.30 |
Q1 2022 | 6,108.44 | 46.2 % | 8,092.89 | 41.5 % | (386.25) | (34.9 %) | 4,501.58 | 32.1 % | 0.75 |
Q2 2022 | 6,823.91 | 15.9 % | 8,345.18 | 10.0 % | (592.20) | 75.5 % | 4,589.12 | 98.2 % | 0.76 |
Q3 2022 | 6,577.80 | 6.0 % | 8,447.82 | 7.3 % | (540.55) | 26.2 % | 4,724.56 | 18.7 % | 0.79 |
Q4 2022 | 6,777.04 | 14.2 % | 8,118.66 | 15.1 % | (166.50) | 68.5 % | 4,765.43 | 60.8 % | 0.79 |
2022 | 26,287.20 | 18.4 % | 33,004.55 | 16.9 % | (1,685.48) | 58.1 % | 18,580.69 | 46.7 % | 3.10 |
Q1 2023 | 6,777.91 | 11.0 % | 8,731.03 | 7.9 % | (492.78) | (27.6 %) | 5,021.54 | 11.6 % | 0.84 |
Q2 2023 | 6,524.20 | (4.4 %) | 8,496.93 | 1.8 % | (76.08) | 87.2 % | 5,015.56 | 9.3 % | 0.84 |
Q3 2023 | 6,819.71 | 3.7 % | 8,736.77 | 3.4 % | 77.04 | 114.3 % | 5,009.62 | 6.0 % | 0.83 |
Q4 2023 | 6,887.12 | 1.6 % | 8,624.68 | 6.2 % | (430.93) | (158.8 %) | 4,963.24 | 4.2 % | 0.83 |
2023 | 27,008.94 | 2.7 % | 34,589.40 | 4.8 % | (922.75) | 45.3 % | 20,009.97 | 7.7 % | 3.33 |
Period | Net Special Commission Income | Change | Operating Income | Change | Debt Provisions | Change | Net Income | Change | EPS(Riyal) |
---|---|---|---|---|---|---|---|---|---|
2014 | 11,404.13 | 13.0 % | 16,247.03 | 9.4 % | (995.46) | (25.2 %) | 8,655.15 | 10.2 % | 2.15 |
2015 | 12,581.83 | 10.3 % | 17,485.69 | 7.6 % | (1,600.35) | (60.8 %) | 9,089.18 | 5.0 % | 2.26 |
2016 | 13,549.58 | 7.7 % | 18,647.38 | 6.6 % | (1,930.97) | (20.7 %) | 9,316.86 | 2.5 % | 2.32 |
2017 | 13,660.98 | 0.8 % | 18,345.23 | (1.6 %) | (1,892.86) | 2.0 % | 9,801.98 | 5.2 % | 2.44 |
2018 | 15,123.14 | 10.7 % | 18,927.22 | 3.2 % | (1,347.07) | 28.8 % | 9,593.95 | (2.1 %) | 2.39 |
2019 | 16,382.45 | 8.3 % | 20,574.68 | 8.7 % | (1,447.16) | (7.4 %) | 11,401.44 | 18.8 % | 2.84 |
2020 | 16,684.66 | 1.8 % | 21,457.93 | 4.3 % | (1,949.69) | (34.7 %) | 11,440.10 | 0.3 % | 2.85 |
2021 | 22,207.59 | 33.1 % | 28,235.72 | 31.6 % | (4,022.73) | (106.3 %) | 12,668.18 | 10.7 % | 2.30 |
2022 | 26,287.20 | 18.4 % | 33,004.55 | 16.9 % | (1,685.48) | 58.1 % | 18,580.69 | 46.7 % | 3.10 |
2023 | 27,008.94 | 2.7 % | 34,589.40 | 4.8 % | (922.75) | 45.3 % | 20,009.97 | 7.7 % | 3.33 |
Balance Sheet (B)
Balance Sheet Performance (B)
Period | Assets | Change | Customer Deposits | Change | Loan | Change |
---|---|---|---|---|---|---|
Q1 2014 | 420.37 | 17.4 % | 333.07 | 20.4 % | 197.39 | 15.7 % |
Q2 2014 | 435.53 | 20.0 % | 345.60 | 20.0 % | 206.19 | 15.7 % |
Q3 2014 | 437.91 | 19.3 % | 343.94 | 16.7 % | 213.53 | 15.8 % |
Q4 2014 | 434.88 | 15.3 % | 333.10 | 10.8 % | 220.72 | 17.6 % |
Q1 2015 | 449.80 | 7.0 % | 342.85 | 2.9 % | 227.13 | 15.1 % |
Q2 2015 | 461.41 | 5.9 % | 360.98 | 4.5 % | 234.28 | 13.6 % |
Q3 2015 | 476.83 | 8.9 % | 367.37 | 6.8 % | 238.60 | 11.7 % |
Q4 2015 | 448.64 | 3.2 % | 323.87 | (2.8 %) | 252.94 | 14.6 % |
Q1 2016 | 452.00 | 0.5 % | 326.03 | (4.9 %) | 265.34 | 16.8 % |
Q2 2016 | 452.61 | (1.9 %) | 314.71 | (12.8 %) | 264.77 | 13.0 % |
Q3 2016 | 438.76 | (8.0 %) | 311.23 | (15.3 %) | 259.92 | 8.9 % |
Q4 2016 | 442.66 | (1.3 %) | 315.62 | (2.5 %) | 253.59 | 0.3 % |
Q1 2017 | 449.00 | (0.7 %) | 313.65 | (3.8 %) | 254.20 | (4.2 %) |
Q2 2017 | 450.49 | (0.5 %) | 314.69 | 0.0 % | 256.90 | (3.0 %) |
Q3 2017 | 446.19 | 1.7 % | 302.59 | (2.8 %) | 256.85 | (1.2 %) |
Q4 2017 | 444.79 | 0.5 % | 308.94 | (2.1 %) | 249.23 | (1.7 %) |
Q1 2018 | 438.90 | (2.2 %) | 309.00 | (1.5 %) | 252.78 | (0.6 %) |
Q2 2018 | 455.73 | 1.2 % | 317.65 | 0.9 % | 266.04 | 3.6 % |
Q3 2018 | 460.83 | 3.3 % | 325.46 | 7.6 % | 268.25 | 4.4 % |
Q4 2018 | 452.18 | 1.7 % | 318.70 | 3.2 % | 265.06 | 6.4 % |
Q1 2019 | 464.91 | 5.9 % | 309.68 | 0.2 % | 267.22 | 5.7 % |
Q2 2019 | 476.59 | 4.6 % | 327.44 | 3.1 % | 274.83 | 3.3 % |
Q3 2019 | 496.59 | 7.8 % | 340.38 | 4.6 % | 279.07 | 4.0 % |
Q4 2019 | 506.82 | 12.1 % | 353.39 | 10.9 % | 281.84 | 6.3 % |
Q1 2020 | 534.56 | 15.0 % | 375.05 | 21.1 % | 304.77 | 14.1 % |
Q2 2020 | 556.86 | 16.8 % | 380.40 | 16.2 % | 315.84 | 14.9 % |
Q3 2020 | 576.63 | 16.1 % | 408.47 | 20.0 % | 336.41 | 20.5 % |
Q4 2020 | 599.44 | 18.3 % | 416.42 | 17.8 % | 346.71 | 23.0 % |
Q1 2021 | 599.57 | 12.2 % | 419.43 | 11.8 % | 356.72 | 17.0 % |
Q2 2021 | 897.36 | 61.1 % | 588.13 | 54.6 % | 501.80 | 58.9 % |
Q3 2021 | 903.85 | 56.7 % | 589.19 | 44.2 % | 502.48 | 49.4 % |
Q4 2021 | 914.15 | 52.5 % | 588.57 | 41.3 % | 497.57 | 43.5 % |
Q1 2022 | 921.56 | 53.7 % | 606.72 | 44.7 % | 514.63 | 44.3 % |
Q2 2022 | 958.47 | 6.8 % | 593.01 | 0.8 % | 536.19 | 6.9 % |
Q3 2022 | 964.42 | 6.7 % | 596.89 | 1.3 % | 536.18 | 6.7 % |
Q4 2022 | 945.50 | 3.4 % | 568.28 | (3.4 %) | 545.31 | 9.6 % |
Q1 2023 | 976.05 | 5.9 % | 610.79 | 0.7 % | 566.34 | 10.0 % |
Q2 2023 | 996.16 | 3.9 % | 602.21 | 1.6 % | 577.85 | 7.8 % |
Q3 2023 | 1,027.13 | 6.5 % | 624.77 | 4.7 % | 595.72 | 11.1 % |
Q4 2023 | 1,037.08 | 9.7 % | 590.05 | 3.8 % | 601.53 | 10.3 % |
Period | Assets | Change | Customer Deposits | Change | Loan | Change |
---|---|---|---|---|---|---|
3m 2014 | 420.37 | 17.4 % | 333.07 | 20.4 % | 197.39 | 15.7 % |
6m 2014 | 435.53 | 20.0 % | 345.60 | 20.0 % | 206.19 | 15.7 % |
9m 2014 | 437.91 | 19.3 % | 343.94 | 16.7 % | 213.53 | 15.8 % |
12m 2014 | 434.88 | 15.3 % | 333.10 | 10.8 % | 220.72 | 17.6 % |
3m 2015 | 449.80 | 7.0 % | 342.85 | 2.9 % | 227.13 | 15.1 % |
6m 2015 | 461.41 | 5.9 % | 360.98 | 4.5 % | 234.28 | 13.6 % |
9m 2015 | 476.83 | 8.9 % | 367.37 | 6.8 % | 238.60 | 11.7 % |
12m 2015 | 448.64 | 3.2 % | 323.87 | (2.8 %) | 252.94 | 14.6 % |
3m 2016 | 452.00 | 0.5 % | 326.03 | (4.9 %) | 265.34 | 16.8 % |
6m 2016 | 452.61 | (1.9 %) | 314.71 | (12.8 %) | 264.77 | 13.0 % |
9m 2016 | 438.76 | (8.0 %) | 311.23 | (15.3 %) | 259.92 | 8.9 % |
12m 2016 | 442.66 | (1.3 %) | 315.62 | (2.5 %) | 253.59 | 0.3 % |
3m 2017 | 449.00 | (0.7 %) | 313.65 | (3.8 %) | 254.20 | (4.2 %) |
6m 2017 | 450.49 | (0.5 %) | 314.69 | 0.0 % | 256.90 | (3.0 %) |
9m 2017 | 446.19 | 1.7 % | 302.59 | (2.8 %) | 256.85 | (1.2 %) |
12m 2017 | 444.79 | 0.5 % | 308.94 | (2.1 %) | 249.23 | (1.7 %) |
3m 2018 | 438.90 | (2.2 %) | 309.00 | (1.5 %) | 252.78 | (0.6 %) |
6m 2018 | 455.73 | 1.2 % | 317.65 | 0.9 % | 266.04 | 3.6 % |
9m 2018 | 460.83 | 3.3 % | 325.46 | 7.6 % | 268.25 | 4.4 % |
12m 2018 | 452.18 | 1.7 % | 318.70 | 3.2 % | 265.06 | 6.4 % |
3m 2019 | 464.91 | 5.9 % | 309.68 | 0.2 % | 267.22 | 5.7 % |
6m 2019 | 476.59 | 4.6 % | 327.44 | 3.1 % | 274.83 | 3.3 % |
9m 2019 | 496.59 | 7.8 % | 340.38 | 4.6 % | 279.07 | 4.0 % |
12m 2019 | 506.82 | 12.1 % | 353.39 | 10.9 % | 281.84 | 6.3 % |
3m 2020 | 534.56 | 15.0 % | 375.05 | 21.1 % | 304.77 | 14.1 % |
6m 2020 | 556.86 | 16.8 % | 380.40 | 16.2 % | 315.84 | 14.9 % |
9m 2020 | 576.63 | 16.1 % | 408.47 | 20.0 % | 336.41 | 20.5 % |
12m 2020 | 599.44 | 18.3 % | 416.42 | 17.8 % | 346.71 | 23.0 % |
3m 2021 | 599.57 | 12.2 % | 419.43 | 11.8 % | 356.72 | 17.0 % |
6m 2021 | 897.36 | 61.1 % | 588.13 | 54.6 % | 501.80 | 58.9 % |
9m 2021 | 903.85 | 56.7 % | 589.19 | 44.2 % | 502.48 | 49.4 % |
12m 2021 | 914.15 | 52.5 % | 588.57 | 41.3 % | 497.57 | 43.5 % |
3m 2022 | 921.56 | 53.7 % | 606.72 | 44.7 % | 514.63 | 44.3 % |
6m 2022 | 958.47 | 6.8 % | 593.01 | 0.8 % | 536.19 | 6.9 % |
9m 2022 | 964.42 | 6.7 % | 596.89 | 1.3 % | 536.18 | 6.7 % |
12m 2022 | 945.50 | 3.4 % | 568.28 | (3.4 %) | 545.31 | 9.6 % |
3m 2023 | 976.05 | 5.9 % | 610.79 | 0.7 % | 566.34 | 10.0 % |
6m 2023 | 996.16 | 3.9 % | 602.21 | 1.6 % | 577.85 | 7.8 % |
9m 2023 | 1,027.13 | 6.5 % | 624.77 | 4.7 % | 595.72 | 11.1 % |
12m 2023 | 1,037.08 | 9.7 % | 590.05 | 3.8 % | 601.53 | 10.3 % |
Period | Assets | Change | Customer Deposits | Change | Loan | Change |
---|---|---|---|---|---|---|
2014 | 434.88 | 15.3 % | 333.10 | 10.8 % | 220.72 | 17.6 % |
2015 | 448.64 | 3.2 % | 323.87 | (2.8 %) | 252.94 | 14.6 % |
2016 | 442.66 | (1.3 %) | 315.62 | (2.5 %) | 253.59 | 0.3 % |
2017 | 444.79 | 0.5 % | 308.94 | (2.1 %) | 249.23 | (1.7 %) |
2018 | 452.18 | 1.7 % | 318.70 | 3.2 % | 265.06 | 6.4 % |
2019 | 506.82 | 12.1 % | 353.39 | 10.9 % | 281.84 | 6.3 % |
2020 | 599.44 | 18.3 % | 416.42 | 17.8 % | 346.71 | 23.0 % |
2021 | 914.15 | 52.5 % | 588.57 | 41.3 % | 497.57 | 43.5 % |
2022 | 945.50 | 3.4 % | 568.28 | (3.4 %) | 545.31 | 9.6 % |
2023 | 1,037.08 | 9.7 % | 590.05 | 3.8 % | 601.53 | 10.3 % |
Profitability
Profitability
Period | Return On Average Assets | Return on Average Equity | Net Interest Income/Total Operating Income |
---|---|---|---|
Q1 2014 | 2.07 % | 19.96 % | 70.08 % |
Q2 2014 | 2.13 % | 20.09 % | 69.66 % |
Q3 2014 | 2.14 % | 20.33 % | 69.25 % |
Q4 2014 | 2.13 % | 20.09 % | 70.19 % |
2014 | 2.13 % | 20.09 % | 70.19 % |
Q1 2015 | 2.01 % | 19.45 % | 69.69 % |
Q2 2015 | 1.93 % | 18.71 % | 71.07 % |
Q3 2015 | 1.92 % | 19.01 % | 72.96 % |
Q4 2015 | 2.06 % | 19.41 % | 71.96 % |
2015 | 2.06 % | 19.41 % | 71.96 % |
Q1 2016 | 2.02 % | 18.46 % | 73.10 % |
Q2 2016 | 2.01 % | 18.39 % | 72.82 % |
Q3 2016 | 2.00 % | 18.35 % | 72.45 % |
Q4 2016 | 2.09 % | 18.36 % | 72.66 % |
2016 | 2.09 % | 18.36 % | 72.66 % |
Q1 2017 | 2.08 % | 17.67 % | 71.73 % |
Q2 2017 | 2.07 % | 17.88 % | 73.10 % |
Q3 2017 | 2.15 % | 17.92 % | 73.84 % |
Q4 2017 | 2.21 % | 17.97 % | 74.47 % |
2017 | 2.21 % | 17.97 % | 74.47 % |
Q1 2018 | 2.18 % | 17.36 % | 75.12 % |
Q2 2018 | 2.08 % | 17.18 % | 74.92 % |
Q3 2018 | 2.08 % | 17.16 % | 74.94 % |
Q4 2018 | 2.14 % | 16.85 % | 79.90 % |
2018 | 2.14 % | 16.86 % | 79.90 % |
Q1 2019 | 2.16 % | 16.78 % | 80.94 % |
Q2 2019 | 2.21 % | 17.70 % | 81.04 % |
Q3 2019 | 2.24 % | 18.75 % | 81.14 % |
Q4 2019 | 2.38 % | 19.13 % | 79.62 % |
2019 | 2.38 % | 19.13 % | 79.62 % |
Q1 2020 | 2.29 % | 19.68 % | 80.20 % |
Q2 2020 | 2.10 % | 17.85 % | 81.55 % |
Q3 2020 | 2.14 % | 18.49 % | 80.62 % |
Q4 2020 | 2.07 % | 17.51 % | 77.76 % |
2020 | 2.07 % | 17.51 % | 77.76 % |
Q1 2021 | 2.12 % | 18.77 % | 76.38 % |
Q2 2021 | 1.68 % | 11.66 % | 75.47 % |
Q3 2021 | 1.76 % | 12.26 % | 76.66 % |
Q4 2021 | 1.67 % | 11.56 % | 78.65 % |
2021 | 1.67 % | 11.56 % | 78.65 % |
Q1 2022 | 1.81 % | 12.31 % | 78.86 % |
Q2 2022 | 1.73 % | 10.82 % | 79.94 % |
Q3 2022 | 1.80 % | 11.38 % | 79.67 % |
Q4 2022 | 2.00 % | 12.37 % | 79.65 % |
2022 | 2.00 % | 12.37 % | 79.65 % |
Q1 2023 | 2.01 % | 12.48 % | 80.13 % |
Q2 2023 | 2.00 % | 12.86 % | 78.88 % |
Q3 2023 | 1.99 % | 13.20 % | 78.92 % |
Q4 2023 | 2.02 % | 12.86 % | 78.08 % |
2023 | 2.02 % | 12.86 % | 78.08 % |
Period | Return On Average Assets | Return on Average Equity | Net Interest Income/Total Operating Income |
---|---|---|---|
2014 | 2.13 % | 20.09 % | 70.19 % |
2015 | 2.06 % | 19.41 % | 71.96 % |
2016 | 2.09 % | 18.36 % | 72.66 % |
2017 | 2.21 % | 17.97 % | 74.47 % |
2018 | 2.14 % | 16.86 % | 79.90 % |
2019 | 2.38 % | 19.13 % | 79.62 % |
2020 | 2.07 % | 17.51 % | 77.76 % |
2021 | 1.67 % | 11.56 % | 78.65 % |
2022 | 2.00 % | 12.37 % | 79.65 % |
2023 | 2.02 % | 12.86 % | 78.08 % |
Ratios
Ratios
Period | Customer Deposits Per Total Assets | Loans and advances/Total assets | Loans and advances/Customers Deposits |
---|---|---|---|
Q1 2014 | 79.23 % | 46.96 % | 59.26 % |
Q2 2014 | 79.35 % | 47.34 % | 59.66 % |
Q3 2014 | 78.54 % | 48.76 % | 62.08 % |
Q4 2014 | 76.60 % | 50.75 % | 66.26 % |
Q1 2015 | 76.22 % | 50.49 % | 66.25 % |
Q2 2015 | 78.23 % | 50.78 % | 64.90 % |
Q3 2015 | 77.04 % | 50.04 % | 64.95 % |
Q4 2015 | 72.19 % | 56.38 % | 78.10 % |
Q1 2016 | 72.13 % | 58.70 % | 81.39 % |
Q2 2016 | 69.53 % | 58.50 % | 84.13 % |
Q3 2016 | 70.93 % | 59.24 % | 83.51 % |
Q4 2016 | 71.30 % | 57.29 % | 80.35 % |
Q1 2017 | 69.86 % | 56.62 % | 81.05 % |
Q2 2017 | 69.86 % | 57.03 % | 81.64 % |
Q3 2017 | 67.82 % | 57.57 % | 84.88 % |
Q4 2017 | 69.46 % | 56.03 % | 80.67 % |
Q1 2018 | 70.40 % | 57.59 % | 81.80 % |
Q2 2018 | 69.70 % | 58.38 % | 83.75 % |
Q3 2018 | 70.63 % | 58.21 % | 82.42 % |
Q4 2018 | 70.48 % | 58.62 % | 83.17 % |
Q1 2019 | 66.61 % | 57.48 % | 86.29 % |
Q2 2019 | 68.70 % | 57.67 % | 83.93 % |
Q3 2019 | 68.54 % | 56.20 % | 81.99 % |
Q4 2019 | 69.73 % | 55.61 % | 79.75 % |
Q1 2020 | 70.16 % | 57.01 % | 81.26 % |
Q2 2020 | 68.31 % | 56.72 % | 83.03 % |
Q3 2020 | 70.84 % | 58.34 % | 82.36 % |
Q4 2020 | 69.47 % | 57.84 % | 83.26 % |
Q1 2021 | 69.96 % | 59.50 % | 85.05 % |
Q2 2021 | 65.54 % | 55.92 % | 85.32 % |
Q3 2021 | 65.19 % | 55.59 % | 85.28 % |
Q4 2021 | 64.39 % | 54.43 % | 84.54 % |
Q1 2022 | 65.84 % | 55.84 % | 84.82 % |
Q2 2022 | 61.87 % | 55.94 % | 90.42 % |
Q3 2022 | 61.89 % | 55.60 % | 89.83 % |
Q4 2022 | 60.10 % | 57.67 % | 95.96 % |
Q1 2023 | 62.58 % | 58.02 % | 92.72 % |
Q2 2023 | 60.45 % | 58.01 % | 95.95 % |
Q3 2023 | 60.83 % | 58.00 % | 95.35 % |
Q4 2023 | 56.90 % | 58.00 % | 101.94 % |
Period | Customer Deposits Per Total Assets | Loans and advances/Total assets | Loans and advances/Customers Deposits |
---|---|---|---|
2014 | 76.60 % | 50.75 % | 66.26 % |
2015 | 72.19 % | 56.38 % | 78.10 % |
2016 | 71.30 % | 57.29 % | 80.35 % |
2017 | 69.46 % | 56.03 % | 80.67 % |
2018 | 70.48 % | 58.62 % | 83.17 % |
2019 | 69.73 % | 55.61 % | 79.75 % |
2020 | 69.47 % | 57.84 % | 83.26 % |
2021 | 64.39 % | 54.43 % | 84.54 % |
2022 | 60.10 % | 57.67 % | 95.96 % |
2023 | 56.90 % | 58.00 % | 101.94 % |
Per Share Data (Riyal)
Per Share Data (Riyal)
Period | Shares Outstanding (M) | EPS (Riyal) | Adjusted EPS (Riyal) | EPS Diluted (Riyal) | Book Value (BV) |
---|---|---|---|---|---|
Q1 2014 | 4,019.65 | 2.00 | 2.00 | - | 10.51 |
Q2 2014 | 4,019.65 | 2.11 | 2.11 | - | 11.10 |
Q3 2014 | 4,019.65 | 2.15 | 2.15 | - | 11.10 |
Q4 2014 | 4,019.65 | 2.15 | 2.15 | - | 11.25 |
Q1 2015 | 4,019.65 | 2.17 | 2.17 | - | 11.81 |
Q2 2015 | 4,019.65 | 2.16 | 2.16 | - | 11.95 |
Q3 2015 | 4,019.65 | 2.19 | 2.19 | - | 11.91 |
Q4 2015 | 4,019.65 | 2.26 | 2.26 | - | 12.06 |
Q1 2016 | 4,019.65 | 2.27 | 2.27 | - | 12.75 |
Q2 2016 | 4,019.65 | 2.29 | 2.29 | - | 12.91 |
Q3 2016 | 4,019.65 | 2.28 | 2.28 | - | 12.92 |
Q4 2016 | 4,019.65 | 2.32 | 2.32 | - | 13.19 |
Q1 2017 | 4,019.65 | 2.34 | 2.34 | - | 13.68 |
Q2 2017 | 4,019.65 | 2.33 | 2.33 | - | 13.15 |
Q3 2017 | 4,019.65 | 2.37 | 2.37 | - | 13.54 |
Q4 2017 | 4,019.65 | 2.44 | 2.44 | - | 13.94 |
Q1 2018 | 4,019.65 | 2.41 | 2.41 | - | 14.10 |
Q2 2018 | 4,019.65 | 2.35 | 2.35 | - | 14.18 |
Q3 2018 | 4,019.65 | 2.35 | 2.35 | - | 13.81 |
Q4 2018 | 4,019.65 | 2.38 | 2.38 | - | 14.36 |
Q1 2019 | 4,019.65 | 2.43 | 2.43 | - | 14.87 |
Q2 2019 | 4,019.65 | 2.56 | 2.56 | - | 14.74 |
Q3 2019 | 4,019.65 | 2.67 | 2.67 | - | 14.63 |
Q4 2019 | 4,019.65 | 2.84 | 2.84 | - | 15.29 |
Q1 2020 | 4,019.65 | 2.85 | 2.85 | - | 14.11 |
Q2 2020 | 4,019.65 | 2.70 | 2.70 | - | 15.53 |
Q3 2020 | 4,019.65 | 2.85 | 2.85 | - | 16.24 |
Q4 2020 | 4,019.65 | 2.85 | 2.85 | 3.03 | 17.22 |
Q1 2021 | 5,504.91 | 2.18 | 2.18 | 3.03 | 17.73 |
Q2 2021 | 5,504.91 | 2.22 | 2.27 | 3.03 | 24.58 |
Q3 2021 | 5,504.91 | 2.37 | 2.47 | 3.03 | 24.65 |
Q4 2021 | 5,504.91 | 2.30 | 2.46 | 3.03 | 25.00 |
Q1 2022 | 6,000.00 | 2.29 | 2.47 | 3.03 | 25.40 |
Q2 2022 | 6,000.00 | 2.67 | 2.84 | 3.03 | 24.80 |
Q3 2022 | 6,000.00 | 2.80 | 2.96 | 3.03 | 24.49 |
Q4 2022 | 6,000.00 | 3.10 | 3.24 | 3.03 | 25.08 |
Q1 2023 | 6,000.00 | 3.18 | 3.32 | 3.10 | 25.61 |
Q2 2023 | 6,000.00 | 3.25 | 3.39 | 3.16 | 25.83 |
Q3 2023 | 6,000.00 | 3.30 | 3.44 | 3.20 | 25.52 |
Q4 2023 | 6,000.00 | 3.33 | 3.47 | 3.23 | 26.79 |
Period | Shares Outstanding (M) | EPS (Riyal) | Adjusted EPS (Riyal) | EPS Diluted (Riyal) | Book Value (BV) |
---|---|---|---|---|---|
2014 | 4,019.65 | 2.15 | 2.15 | - | 11.25 |
2015 | 4,019.65 | 2.26 | 2.26 | - | 12.06 |
2016 | 4,019.65 | 2.32 | 2.32 | - | 13.19 |
2017 | 4,019.65 | 2.44 | 2.44 | - | 13.94 |
2018 | 4,019.65 | 2.39 | 2.39 | - | 14.36 |
2019 | 4,019.65 | 2.84 | 2.84 | - | 15.29 |
2020 | 4,019.65 | 2.85 | 2.85 | 3.02 | 17.22 |
2021 | 5,504.91 | 2.30 | 2.46 | 3.02 | 25.00 |
2022 | 6,000.00 | 3.10 | 3.24 | 3.02 | 25.08 |
2023 | 6,000.00 | 3.33 | 3.47 | 3.23 | 26.79 |
Multiple Ratios (End of Period Price)
Ratios And Multiples
Period | P/E | Adjusted P/E | Price/book |
---|---|---|---|
Q1 2014 | - | - | - |
Q2 2014 | - | - | - |
Q3 2014 | - | - | - |
Q4 2014 | 18.97 | 18.97 | 3.63 |
Q1 2015 | 20.89 | 20.89 | 3.84 |
Q2 2015 | 21.52 | 21.52 | 3.88 |
Q3 2015 | 18.33 | 18.33 | 3.37 |
Q4 2015 | 16.78 | 16.78 | 3.15 |
Q1 2016 | 13.33 | 13.33 | 2.37 |
Q2 2016 | 12.99 | 12.99 | 2.30 |
Q3 2016 | 10.75 | 10.75 | 1.90 |
Q4 2016 | 13.65 | 13.65 | 2.40 |
Q1 2017 | 12.54 | 12.54 | 2.14 |
Q2 2017 | 16.92 | 16.92 | 3.00 |
Q3 2017 | 16.10 | 16.10 | 2.82 |
Q4 2017 | 16.77 | 16.77 | 2.93 |
Q1 2018 | 20.07 | 20.07 | 3.43 |
Q2 2018 | 23.05 | 23.05 | 3.82 |
Q3 2018 | 21.38 | 21.38 | 3.63 |
Q4 2018 | 22.36 | 22.36 | 3.71 |
Q1 2019 | 25.21 | 25.21 | 4.12 |
Q2 2019 | 24.20 | 24.20 | 4.20 |
Q3 2019 | 19.24 | 19.24 | 3.51 |
Q4 2019 | 19.34 | 19.34 | 3.59 |
Q1 2020 | 13.56 | 13.56 | 2.74 |
Q2 2020 | 15.36 | 15.36 | 2.67 |
Q3 2020 | 14.50 | 14.50 | 2.55 |
Q4 2020 | 10.69 | 10.69 | 2.80 |
Q1 2021 | 13.09 | 13.09 | 3.34 |
Q2 2021 | 14.20 | 13.89 | 1.75 |
Q3 2021 | 15.14 | 14.54 | 1.86 |
Q4 2021 | 15.88 | 14.87 | 1.92 |
Q1 2022 | 17.48 | 16.20 | 2.08 |
Q2 2022 | 16.24 | 15.28 | 1.98 |
Q3 2022 | 15.55 | 14.71 | 1.92 |
Q4 2022 | 12.45 | 11.91 | 1.50 |
Q1 2023 | 11.03 | 10.58 | 1.34 |
Q2 2023 | 11.65 | 11.18 | 1.42 |
Q3 2023 | 10.26 | 9.85 | 1.29 |
Q4 2023 | 11.97 | 11.49 | 1.44 |
Period | P/E | Adjusted P/E | Price/book |
---|---|---|---|
2014 | 18.97 | 18.97 | 3.63 |
2015 | 16.78 | 16.78 | 3.15 |
2016 | 13.65 | 13.65 | 2.40 |
2017 | 16.77 | 16.77 | 2.93 |
2018 | 22.33 | 22.33 | 3.71 |
2019 | 19.34 | 19.34 | 3.59 |
2020 | 10.70 | 10.70 | 2.80 |
2021 | 15.90 | 14.90 | 1.92 |
2022 | 12.47 | 11.93 | 1.50 |
2023 | 11.97 | 11.49 | 1.44 |
Business Segments (Million)
Q4 2023
Revenue by Business Segment (Latest) 2023 Q4
2023
Period | Retail | Corporate and Institutional Banking | Global markets and Treasury | Capital Market | International Banking |
---|---|---|---|---|---|
Q1 2014 | 1,394.07 | 901.15 | 892.75 | 174.43 | 501.88 |
Q2 2014 | 1,444.40 | 926.59 | 1,097.32 | 219.17 | 527.50 |
Q3 2014 | 1,455.20 | 868.24 | 1,023.74 | 171.82 | 595.35 |
Q4 2014 | 1,427.35 | 1,032.33 | 776.42 | 188.93 | 628.39 |
Q1 2015 | 1,448.95 | 1,041.10 | 1,224.33 | 166.74 | 566.42 |
Q2 2015 | 1,522.94 | 1,034.67 | 1,013.61 | 183.19 | 528.51 |
Q3 2015 | 1,533.85 | 1,062.65 | 1,011.26 | 160.03 | 545.05 |
Q4 2015 | 1,854.84 | 1,002.57 | 857.08 | 181.42 | 546.46 |
Q1 2016 | 1,970.14 | 1,040.62 | 1,017.29 | 159.51 | 536.42 |
Q2 2016 | 1,985.35 | 1,054.82 | 882.82 | 147.36 | 589.90 |
Q3 2016 | 1,967.03 | 1,104.46 | 874.28 | 114.20 | 602.84 |
Q4 2016 | 1,782.46 | 1,186.84 | 970.39 | 159.65 | 501.03 |
Q1 2017 | 1,938.41 | 1,235.61 | 1,133.92 | 163.66 | 388.22 |
Q2 2017 | 1,924.73 | 1,042.93 | 973.23 | 144.16 | 393.30 |
Q3 2017 | 2,106.64 | 842.25 | 982.69 | 154.12 | 405.84 |
Q4 2017 | 2,171.24 | 973.67 | 806.38 | 173.87 | 390.38 |
Q1 2018 | 2,116.90 | 873.73 | 1,189.77 | 227.59 | 371.26 |
Q2 2018 | 1,976.75 | 1,075.78 | 989.64 | 176.26 | 442.12 |
Q3 2018 | 2,318.57 | 1,000.84 | 858.77 | 154.71 | 398.71 |
Q4 2018 | 2,260.08 | 1,111.00 | 908.44 | 161.60 | 314.71 |
Q1 2019 | 2,240.76 | 1,157.45 | 1,074.45 | 181.00 | 297.15 |
Q2 2019 | 2,385.91 | 965.58 | 1,128.53 | 216.64 | 353.75 |
Q3 2019 | 2,568.71 | 1,061.34 | 822.01 | 163.79 | 380.69 |
Q4 2019 | 2,512.36 | 1,526.65 | 883.24 | 225.36 | 429.32 |
Q1 2020 | 2,319.66 | 1,112.59 | 1,148.97 | 249.10 | 474.94 |
Q2 2020 | 2,363.44 | 2,914.55 | (1148.97) | 219.62 | 417.10 |
Q3 2020 | 2,676.13 | 2,267.98 | - | 285.99 | 407.50 |
Q4 2020 | 2,829.45 | 2,238.61 | - | 378.32 | 302.94 |
Q1 2021 | 2,662.57 | 2,430.09 | - | 350.17 | 276.48 |
Q2 2021 | 3,209.70 | 2,670.09 | - | 1,441.78 | 266.25 |
Q3 2021 | 3,326.70 | 4,696.32 | - | (625.34) | 476.74 |
Q4 2021 | 3,267.32 | 2,705.87 | - | 410.61 | 670.36 |
Q1 2022 | 3,664.72 | 3,265.04 | - | 496.80 | 666.34 |
Q2 2022 | 3,552.39 | 3,550.45 | - | 539.48 | 702.87 |
Q3 2022 | 3,739.41 | 3,747.26 | - | 327.18 | 633.98 |
Q4 2022 | 3,655.43 | 3,385.15 | - | 506.20 | 571.89 |
Q1 2023 | 3,877.82 | 3,579.90 | - | 498.92 | 774.39 |
Q2 2023 | 4,152.10 | 3,052.24 | - | 386.42 | 906.18 |
Q3 2023 | 4,005.96 | 3,355.68 | - | 483.95 | 891.18 |
Q4 2023 | 3,838.76 | 3,818.72 | - | 426.51 | 540.69 |
Period | Retail | Corporate and Institutional Banking | Global markets and Treasury | Capital Market | International Banking |
---|---|---|---|---|---|
2014 | 5,721.01 | 3,728.31 | 3,790.23 | 754.36 | 2,253.12 |
2015 | 6,360.61 | 4,141.00 | 4,106.28 | 691.38 | 2,186.43 |
2016 | 7,704.97 | 4,386.73 | 3,744.77 | 580.72 | 2,230.19 |
2017 | 8,141.01 | 4,094.46 | 3,896.21 | 635.80 | 1,577.74 |
2018 | 8,672.30 | 4,061.35 | 3,946.61 | 720.17 | 1,526.80 |
2019 | 9,707.74 | 4,711.02 | 3,908.23 | 786.79 | 1,460.90 |
2020 | 10,188.69 | 8,533.73 | - | 1,133.03 | 1,602.49 |
2021 | 12,466.29 | 12,502.37 | - | 1,577.23 | 1,689.83 |
2022 | 14,611.94 | 13,947.89 | - | 1,869.65 | 2,575.07 |
2023 | 15,874.64 | 13,806.54 | - | 1,795.79 | 3,112.44 |
Analysts Estimates (Million)
Analysts Estimates (Million)
Item | Q4 2023 (e) | Q4 2023 (a) | Change |
---|---|---|---|
Average | 4,951.82 | 4,963.24 | 0.23 % |
Estimates vs Actual (Million)
Estimates Accuracy
Item | Q4 2023 (e) | Q4 2023 (a) | Change |
---|---|---|---|
Hermes | 4,944.00 | 4,963.24 | 0.4 % |
Bank of America | 5,001.00 | 4,963.24 | (0.8) % |
Riyad Capital | 5,051.00 | 4,963.24 | (1.8) % |
Sico | 4,871.00 | 4,963.24 | 1.9 % |
OSOOL AND BAKHEET | 5,081.73 | 4,963.24 | (2.4) % |
GIB Capital | 5,084.00 | 4,963.24 | (2.4) % |
Goldman Sachs | 4,800.00 | 4,963.24 | 3.3 % |
U-Capital | 4,781.80 | 4,963.24 | 3.7 % |
Popular Links
Quick Links
About Us
Join Us
Argaam Investment Company has updated the Privacy Policy of its services and digital platforms. Know more about our Privacy Policy here.
Argaam uses cookies to personalize content, to provide social media features and analyze traffic, that we might also share with third parties. You consent to our cookies if you use this website
Comments {{getCommentCount()}}
Be the first to comment
رد{{comment.DisplayName}} على {{getCommenterName(comment.ParentThreadID)}}
{{comment.DisplayName}}
{{comment.ElapsedTime}}