Saudi Arabia's consumer spending rises 11% to SAR 129.2B in September

Consumer spending in Saudi Arabia rose 11% to SAR 129.2 billion in September 2025, compared to about SAR 116 billion in the same month of 2024.

Consumer spending in Saudi Arabia includes total cash withdrawals, point-of-sale (POS) transactions, and e-commerce sales through the Mada network.

POS sales in Saudi Arabia grew 6% year-on-year (YoY) to SAR 58.2 billion in September 2025.

Sales in September were carried out through 986.4 million transactions, across 2.2 million POS devices.

POS transactions represent consumer spending through debit and credit cards in shopping malls, retail outlets, pharmacies, and other stores.

Meanwhile, cash withdrawals from ATMs dropped by 4% YoY to about SAR 41.9 billion in September 2025.

These withdrawals were conducted through 15,000 ATMs across banks and the Saudi network, via 116.2 million transactions. The total number of issued bank cards reached 61 million.

E-commerce sales through Mada cards surged to SAR 29.1 billion in September 2025, leaping 67% YoY.

According to the Saudi Central Bank’s (SAMA) monthly data, these sales were carried out through 161.1 million transactions.

E-commerce sales include purchases made using Mada cards through online shopping websites and mobile applications, excluding transactions made via Visa, Mastercard, and other credit cards.