Saudi Arabia's consumer spending rises 11% to SAR 1.57T in 2025

Consumer spending in Saudi Arabia rose 11% to SAR 1.569 trillion in 2025, compared to about SAR 1.418 trillion in 2024.

Consumer spending in Saudi Arabia includes total cash withdrawals, point-of-sale (POS) transactions, and e-commerce sales through the Mada network.

POS sales in Saudi Arabia grew 6% year-on-year (YoY) to SAR 707.2 billion in 2025.

Sales in 2025 were carried out through over 11.5 billion transactions across 2.3 million POS devices.

POS transactions represent consumer spending through debit and credit cards in shopping malls, retail outlets, pharmacies, and other stores.

Meanwhile, cash withdrawals from ATMs dropped by 3% YoY to about SAR 537.5 billion last year.

These withdrawals were conducted through 15,000 ATMs across banks and the Saudi network, via 1.43 billion transactions. The total number of issued bank cards reached 63.6 million.

E-commerce sales through Mada cards amounted to SAR 325.2 billion in 2025, marking a 65% leap compared to 2024, thus reaching their highest ever levels.

According to the Saudi Central Bank’s (SAMA) data, these sales were carried out through 1.77 billion transactions.

E-commerce sales include purchases made using Mada cards through online shopping websites and mobile applications, excluding transactions made via Visa, Mastercard, and other credit cards.