Gulf Insurance Group (GIG) reported a net profit of SAR 126.2 million in 2025, an increase of 29% compared to SAR 98.2 million a year earlier.
| Item | 2024 | 2025 | Change |
|---|---|---|---|
| Insurance Revenues | 1,463.52 | 1,503.76 | 2.7 % |
| Net Income | 98.20 | 126.19 | 28.5 % |
| Average Shares | 52.50 | 52.50 | - |
| Earnings Per Share before unusual items (Riyals) | 1.87 | 2.40 | 28.5 % |
| EPS (Riyal) | 1.87 | 2.40 | 28.5 % |
Revenues increased by 3% year-on-year due to business growth in the vehicle, property and accident segments.
This was backed by net insurance results increasing by 13% on improved health insurance activities and higher surplus from insurance pool. The Saudi insurer also cited 4% growth in investment income, due to higher unrealised gains from market share adjustment.
| Item | Q4 2024 | Q4 2025 | Change |
|---|---|---|---|
| Insurance Revenues | 362.47 | 395.04 | 9.0 % |
| Net Income | 44.14 | 30.52 | (30.9 %) |
| Average Shares | 52.50 | 52.50 | - |
| Earnings Per Share before unusual items (Riyal) | 0.84 | 0.58 | (30.9 %) |
| EPS (Riyal) | 0.84 | 0.58 | (30.9 %) |
| Item | Q3 2025 | Q4 2025 | Change |
|---|---|---|---|
| Insurance Revenues | 381.96 | 395.04 | 3.4 % |
| Net Income | 34.43 | 30.52 | (11.4 %) |
| Average Shares | 52.50 | 52.50 | - |
| Earnings Per Share before unusual items (Riyal) | 0.66 | 0.58 | (11.4 %) |
| EPS (Riyal) | 0.66 | 0.58 | (11.4 %) |
Q4 2025 profit declined 31% to SAR 30.5 million, compared to SAR 44.14 million in the prior-year period.
On a sequential basis, net profit dropped by 11.4% from SAR 34.43 million in Q3 2025.
Total shareholders’ equity (no minority interest) amounted to SAR 1.2 billion as of Dec. 31, 2025, compared to SAR 1.08 billion in a year earlier period.
| Item | 2024 | 2025 | Change |
|---|---|---|---|
| Insurance Revenues | 1,463.52 | 1,503.76 | 2.7 % |
| Insurance Services Income | 110.74 | 124.97 | 12.8 % |
| Investment Income | 92.35 | 96.33 | 4.3 % |
| Net Profit of Insurance Services and Investment | 172.51 | 201.35 | 16.7 % |
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