Arab National Bank (ANB) reported a 4% year-on-year rise in net profit to SAR 1.36 billion in the first quarter of 2026, compared with SAR 1.30 billion a year earlier.
| Item | Q1 2025 | Q1 2026 | Change |
|---|---|---|---|
| Net Special Commission Income | 1,954.00 | 2,112.00 | 8.1 % |
| Operating Income | 2,512.00 | 2,589.00 | 3.1 % |
| Debt Provisions | (205.00) | (135.00) | 34.1 % |
| Net Income | 1,304.00 | 1,359.00 | 4.2 % |
| Average Shares | 2,000.00 | 2,000.00 | - |
| Earnings Per Share before unusual items (Riyal) | 0.65 | 0.68 | 4.2 % |
| EPS (Riyal) | 0.65 | 0.68 | 4.2 % |
| EPS Diluted (Riyal) | 0.65 | 0.60 | (8.0 %) |
| Item | Q4 2025 | Q1 2026 | Change |
|---|---|---|---|
| Net Special Commission Income | 1,990.00 | 2,112.00 | 6.1 % |
| Operating Income | 2,419.00 | 2,589.00 | 7.0 % |
| Debt Provisions | (152.00) | (135.00) | 11.2 % |
| Net Income | 1,147.00 | 1,359.00 | 18.5 % |
| Average Shares | 2,000.00 | 2,000.00 | - |
| Earnings Per Share before unusual items (Riyal) | 0.57 | 0.68 | 18.5 % |
| EPS (Riyal) | 0.57 | 0.68 | 18.5 % |
| EPS Diluted (Riyal) | 0.50 | 0.60 | 20.2 % |
The lender said the growth was driven by higher net special commission income, increased dividend income, stronger trading income, and other operating income, as well as gains on non-trading instruments. It also cited lower expected credit loss charges and other provisions.
| Item | 3m 2025 | 3m 2026 | Change |
|---|---|---|---|
| Assets | 265.27 | 284.89 | 7.4 % |
| Customer Deposits | 195.62 | 208.02 | 6.3 % |
| Loan | 179.06 | 198.64 | 10.9 % |
On a quarterly basis, net profit rose 18.5% from SAR 1.14 billion in the fourth quarter of 2025.
Shareholders’ equity, excluding minority interest and sukuk, stood at SAR 49.25 billion as of March 31, 2026, compared with SAR 42.37 billion a year earlier.
| Company | Estimated | Actual | Change |
|---|---|---|---|
| BJAZ | 384.60 | 405.00 | |
| BSF | 1,361.00 | 1,381.00 | |
| ALDREES | 99.50 | 110.10 | |
| ALRAJHI | 6,470.73 | 6,752.00 | |
| RIBL | 2,534.33 | 2,613.54 | |
| SNB | 6,186.92 | 6,423.00 | |
| ANB | 1,193.67 | 1,359.00 | |
| JARIR | 233.76 | 253.50 | |
| ADVANCED | 29.88 | 30.00 | |
| EXTRA | 97.85 | 94.74 |
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