Aljazira bank, one of the smallest banks listed in the Saudi market in terms of assets, reported SAR 326m net profit at the end of the first half of 2014, a 4% increase compared to the same period last year, as shown in the following table:
Item | 6m 2013 | 6m 2014 | Change |
---|---|---|---|
Net Special Commission Income | 567.68 | 677.94 | 19.4 % |
Operating Income | 891.09 | 1,067.78 | 19.8 % |
Total Provisions | (86.54) | (156.56) | (80.9 %) |
Net Income | 311.64 | 326.04 | 4.6 % |
Average Shares | 886.79 | 886.79 | - |
Earnings Per Share before unusual items (Riyals) | 0.35 | 0.35 | (1.4 %) |
EPS (Riyals) | 0.35 | 0.37 | 4.6 % |
Item | Q2 2013 | Q2 2014 | Change |
---|---|---|---|
Net Special Commission Income | 301.98 | 356.29 | 18.0 % |
Operating Income | 448.47 | 557.72 | 24.4 % |
Debt Provisions | (31.05) | (91.18) | (193.6 %) |
Net Income | 167.39 | 166.71 | (0.4 %) |
Average Shares | 886.79 | 886.79 | - |
Earnings Per Share before unusual items (Riyals) | 0.19 | 0.18 | (7.2 %) |
EPS (Riyals) | 0.19 | 0.19 | (0.4 %) |
Item | Q1 2014 | Q2 2014 | Change |
---|---|---|---|
Net Special Commission Income | 321.65 | 356.29 | 10.8 % |
Operating Income | 510.06 | 557.72 | 9.3 % |
Debt Provisions | (65.38) | (91.18) | (39.5 %) |
Net Income | 159.33 | 166.71 | 4.6 % |
Average Shares | 886.79 | 886.79 | - |
Earnings Per Share before unusual items (Riyals) | 0.17 | 0.18 | 2.2 % |
EPS (Riyals) | 0.18 | 0.19 | 4.6 % |
Item | 6m 2013 | 6m 2014 | Change |
---|---|---|---|
Assets | 56.25 | 65.80 | 17.0 % |
Customer Deposits | 45.20 | 51.84 | 14.7 % |
Loan | 33.31 | 38.97 | 17.0 % |
Period | Net Special Commission Income | Change | Operating Income | Change | Debt Provisions | Change |
---|---|---|---|---|---|---|
Q1 2005 | 54.14 | 25.9 % | 169.45 | 31.9 % | (23.81) | 38.3 % |
Q2 2005 | 64.29 | 42.0 % | 314.41 | 73.2 % | (59.02) | 28.8 % |
Q3 2005 | 78.08 | 62.9 % | 351.45 | 145.5 % | (35.84) | (69.7 %) |
Q4 2005 | 79.90 | 54.5 % | 483.29 | 228.8 % | (0.06) | 99.7 % |
2005 | 276.41 | 47.1 % | 1,318.60 | 119.7 % | (118.72) | 26.8 % |
Q1 2006 | 103.21 | 90.6 % | 816.87 | 382.1 % | (20.35) | 14.5 % |
Q2 2006 | 105.34 | 63.8 % | 899.94 | 186.2 % | (0.30) | 99.5 % |
Q3 2006 | 133.01 | 70.4 % | 525.44 | 49.5 % | 22.24 | 162.0 % |
Q4 2006 | 135.09 | 69.1 % | 373.14 | (22.8 %) | (17.67) | (29,854.2 %) |
2006 | 476.65 | 72.4 % | 2,615.40 | 98.3 % | (16.08) | 86.5 % |
Q1 2007 | 138.75 | 34.4 % | 415.17 | (49.2 %) | 21.35 | 204.9 % |
Q2 2007 | 155.74 | 47.8 % | 363.33 | (59.6 %) | 2.33 | 873.1 % |
Q3 2007 | 146.56 | 10.2 % | 321.85 | (38.7 %) | 1.27 | (94.3 %) |
Q4 2007 | 154.08 | 14.1 % | 346.45 | (7.2 %) | 0.96 | 105.5 % |
2007 | 595.12 | 24.9 % | 1,446.79 | (44.7 %) | 25.91 | 261.1 % |
Q1 2008 | 166.91 | 20.3 % | 341.75 | (17.7 %) | (1.72) | (108.1 %) |
Q2 2008 | 167.77 | 7.7 % | 331.32 | (8.8 %) | (23.48) | (1109.2 %) |
Q3 2008 | 154.35 | 5.3 % | 257.29 | (20.1 %) | 0.12 | (90.9 %) |
Q4 2008 | 142.38 | (7.6 %) | 206.19 | (40.5 %) | (36.07) | (3841.8 %) |
2008 | 631.42 | 6.1 % | 1,136.54 | (21.4 %) | (61.16) | (336.1 %) |
Q1 2009 | 172.59 | 3.4 % | 276.60 | (19.1 %) | 0.55 | 131.7 % |
Q2 2009 | 186.48 | 11.1 % | 349.41 | 5.5 % | (39.65) | (68.8 %) |
Q3 2009 | 161.91 | 4.9 % | 358.16 | 39.2 % | (115.68) | (99820.7 %) |
Q4 2009 | 146.80 | 3.1 % | 186.86 | (9.4 %) | (257.31) | (613.3 %) |
2009 | 667.78 | 5.8 % | 1,171.04 | 3.0 % | (412.09) | (573.8 %) |
Q1 2010 | 168.44 | (2.4 %) | 305.10 | 10.3 % | (110.00) | (20283.5 %) |
Q2 2010 | 187.78 | 0.7 % | 295.20 | (15.5 %) | (93.82) | (136.6 %) |
Q3 2010 | 175.35 | 8.3 % | 292.61 | (18.3 %) | (93.36) | 19.3 % |
Q4 2010 | 185.69 | 26.5 % | 262.16 | 40.3 % | (65.05) | 74.7 % |
2010 | 717.25 | 7.4 % | 1,155.07 | (1.4 %) | (362.23) | 12.1 % |
Q1 2011 | 183.23 | 8.8 % | 276.26 | (9.5 %) | 4.25 | 103.9 % |
Q2 2011 | 191.66 | 2.1 % | 308.29 | 4.4 % | (43.99) | 53.1 % |
Q3 2011 | 210.03 | 19.8 % | 293.71 | 0.4 % | (22.72) | 75.7 % |
Q4 2011 | 196.53 | 5.8 % | 329.83 | 25.8 % | (7.89) | 87.9 % |
2011 | 781.46 | 9.0 % | 1,208.10 | 4.6 % | (70.35) | 80.6 % |
Q1 2012 | 218.62 | 19.3 % | 425.74 | 54.1 % | (47.73) | (1223.5 %) |
Q2 2012 | 241.06 | 25.8 % | 408.51 | 32.5 % | (56.81) | (29.2 %) |
Q3 2012 | 244.65 | 16.5 % | 391.92 | 33.4 % | (35.66) | (56.9 %) |
Q4 2012 | 246.55 | 25.4 % | 371.41 | 12.6 % | (32.28) | (309.1 %) |
2012 | 950.88 | 21.7 % | 1,597.58 | 32.2 % | (172.48) | (145.2 %) |
Q1 2013 | 265.70 | 21.5 % | 442.62 | 4.0 % | (55.48) | (16.3 %) |
Q2 2013 | 301.98 | 25.3 % | 448.47 | 9.8 % | (31.05) | 45.3 % |
Q3 2013 | 323.13 | 32.1 % | 471.88 | 20.4 % | 2.93 | 108.2 % |
Q4 2013 | 332.14 | 34.7 % | 476.34 | 28.3 % | (52.74) | (63.4 %) |
2013 | 1,222.95 | 28.6 % | 1,839.31 | 15.1 % | (136.34) | 21.0 % |
Q1 2014 | 321.65 | 21.1 % | 510.06 | 15.2 % | (65.38) | (17.8 %) |
Q2 2014 | 356.29 | 18.0 % | 557.72 | 24.4 % | (91.18) | (193.6 %) |
Period | Net Special Commission Income | Change | Operating Income | Change | Debt Provisions | Change |
---|---|---|---|---|---|---|
2004 | 187.93 | 18.9 % | 600.20 | 75.7 % | (162.20) | (106.0 %) |
2005 | 276.41 | 47.1 % | 1,318.60 | 119.7 % | (118.72) | 26.8 % |
2006 | 476.65 | 72.4 % | 2,615.40 | 98.3 % | (16.08) | 86.5 % |
2007 | 595.12 | 24.9 % | 1,446.79 | (44.7 %) | 25.91 | 261.1 % |
2008 | 631.42 | 6.1 % | 1,136.54 | (21.4 %) | (61.16) | (336.1 %) |
2009 | 667.78 | 5.8 % | 1,171.04 | 3.0 % | (412.09) | (573.8 %) |
2010 | 717.25 | 7.4 % | 1,155.07 | (1.4 %) | (362.23) | 12.1 % |
2011 | 781.46 | 9.0 % | 1,208.10 | 4.6 % | (70.35) | 80.6 % |
2012 | 950.88 | 21.7 % | 1,597.58 | 32.2 % | (172.48) | (145.2 %) |
2013 | 1,222.95 | 28.6 % | 1,839.31 | 15.1 % | (136.34) | 21.0 % |
Period | Net Income | Change | EPS(Riyal) | Extraordinary Income/Expense | Net Profit Before Unusual Items | Earnings Per Share before unusual items |
---|---|---|---|---|---|---|
Q1 2005 | 74.53 | 135.4 % | 0.08 | - | 74.53 | 0.08 |
Q2 2005 | 179.72 | 404.6 % | 0.20 | - | 179.72 | 0.20 |
Q3 2005 | 229.52 | 346.0 % | 0.26 | - | 229.52 | 0.26 |
Q4 2005 | 390.62 | 466.1 % | 0.44 | - | 390.62 | 0.44 |
2005 | 874.39 | 365.7 % | 0.99 | - | 874.39 | 0.99 |
Q1 2006 | 683.35 | 816.9 % | 0.77 | - | 683.35 | 0.77 |
Q2 2006 | 664.19 | 269.6 % | 0.75 | (100.00) | 764.19 | 0.86 |
Q3 2006 | 424.35 | 84.9 % | 0.48 | - | 424.35 | 0.48 |
Q4 2006 | 202.06 | (48.3 %) | 0.23 | - | 202.06 | 0.23 |
2006 | 1,973.95 | 125.8 % | 2.23 | (100.00) | 2,073.95 | 2.34 |
Q1 2007 | 302.45 | (55.7 %) | 0.34 | - | 302.45 | 0.34 |
Q2 2007 | 207.28 | (68.8 %) | 0.23 | - | 207.28 | 0.23 |
Q3 2007 | 135.00 | (68.2 %) | 0.15 | - | 135.00 | 0.15 |
Q4 2007 | 160.46 | (20.6 %) | 0.18 | - | 160.46 | 0.18 |
2007 | 805.20 | (59.2 %) | 0.91 | - | 805.20 | 0.91 |
Q1 2008 | 153.35 | (49.3 %) | 0.17 | - | 153.35 | 0.17 |
Q2 2008 | 99.89 | (51.8 %) | 0.11 | - | 99.89 | 0.11 |
Q3 2008 | 60.87 | (54.9 %) | 0.07 | - | 60.87 | 0.07 |
Q4 2008 | (91.77) | (157.2 %) | (0.10) | - | (91.77) | (0.10) |
2008 | 222.34 | (72.4 %) | 0.25 | - | 222.34 | 0.25 |
Q1 2009 | 102.23 | (33.3 %) | 0.12 | - | 102.23 | 0.12 |
Q2 2009 | 121.23 | 21.4 % | 0.14 | - | 121.23 | 0.14 |
Q3 2009 | 69.79 | 14.6 % | 0.08 | - | 69.79 | 0.08 |
Q4 2009 | (265.72) | (189.5 %) | (0.30) | - | (265.72) | (0.30) |
2009 | 27.52 | (87.6 %) | 0.03 | - | 27.52 | 0.03 |
Q1 2010 | 12.61 | (87.7 %) | 0.01 | - | 12.61 | 0.01 |
Q2 2010 | 21.31 | (82.4 %) | 0.02 | - | 21.31 | 0.02 |
Q3 2010 | 22.13 | (68.3 %) | 0.02 | - | 22.13 | 0.02 |
Q4 2010 | (27.14) | 89.8 % | (0.03) | - | (27.14) | (0.03) |
2010 | 28.91 | 5.0 % | 0.03 | - | 28.91 | 0.03 |
Q1 2011 | 62.29 | 393.9 % | 0.07 | - | 62.29 | 0.07 |
Q2 2011 | 64.20 | 201.3 % | 0.07 | - | 64.20 | 0.07 |
Q3 2011 | 66.02 | 198.3 % | 0.07 | - | 66.02 | 0.07 |
Q4 2011 | 110.35 | 506.5 % | 0.12 | - | 110.35 | 0.12 |
2011 | 302.85 | 947.5 % | 0.34 | - | 302.85 | 0.34 |
Q1 2012 | 143.04 | 129.6 % | 0.16 | - | 143.04 | 0.16 |
Q2 2012 | 129.17 | 101.2 % | 0.15 | - | 129.17 | 0.15 |
Q3 2012 | 130.46 | 97.6 % | 0.15 | - | 130.46 | 0.15 |
Q4 2012 | 97.81 | (11.4 %) | 0.11 | - | 97.81 | 0.11 |
2012 | 500.48 | 65.3 % | 0.56 | - | 500.48 | 0.56 |
Q1 2013 | 144.24 | 0.8 % | 0.16 | - | 144.24 | 0.16 |
Q2 2013 | 167.39 | 29.6 % | 0.19 | - | 167.39 | 0.19 |
Q3 2013 | 188.68 | 44.6 % | 0.21 | - | 188.68 | 0.21 |
Q4 2013 | 150.32 | 53.7 % | 0.17 | - | 150.32 | 0.17 |
2013 | 650.63 | 30.0 % | 0.73 | - | 650.63 | 0.73 |
Q1 2014 | 159.33 | 10.5 % | 0.18 | 7.36 | 151.97 | 0.17 |
Q2 2014 | 166.71 | (0.4 %) | 0.19 | 11.44 | 155.28 | 0.18 |
Period | Net Income | Change | EPS(Riyal) | Extraordinary Income/Expense | Net Profit Before Unusual Items | Earnings Per Share before unusual items |
---|---|---|---|---|---|---|
2004 | 187.75 | 100.8 % | 0.21 | - | 187.75 | 0.21 |
2005 | 874.39 | 365.7 % | 0.99 | - | 874.39 | 0.99 |
2006 | 1,973.95 | 125.8 % | 2.23 | (100.00) | 2,073.95 | 2.34 |
2007 | 805.20 | (59.2 %) | 0.91 | - | 805.20 | 0.91 |
2008 | 222.34 | (72.4 %) | 0.25 | - | 222.34 | 0.25 |
2009 | 27.52 | (87.6 %) | 0.03 | - | 27.52 | 0.03 |
2010 | 28.91 | 5.0 % | 0.03 | - | 28.91 | 0.03 |
2011 | 302.85 | 947.5 % | 0.34 | - | 302.85 | 0.34 |
2012 | 500.48 | 65.3 % | 0.56 | - | 500.48 | 0.56 |
2013 | 650.63 | 30.0 % | 0.73 | - | 650.63 | 0.73 |
Period | Return On Average Assets | Return on Average Equity | Net Interest Income/Total Operating Income |
---|---|---|---|
Q1 2005 | 2.20 % | 18.25 % | 31.05 % |
Q2 2005 | 3.48 % | 25.81 % | 28.18 % |
Q3 2005 | 4.73 % | 34.26 % | 25.27 % |
Q4 2005 | 7.03 % | 42.06 % | 20.96 % |
2005 | 7.03 % | 42.06 % | 20.96 % |
Q1 2006 | 12.08 % | 60.57 % | 16.56 % |
Q2 2006 | 14.27 % | 69.24 % | 14.36 % |
Q3 2006 | 15.14 % | 68.59 % | 15.46 % |
Q4 2006 | 13.21 % | 57.52 % | 18.22 % |
2006 | 13.21 % | 57.52 % | 18.22 % |
Q1 2007 | 10.44 % | 41.25 % | 23.14 % |
Q2 2007 | 7.43 % | 28.29 % | 33.55 % |
Q3 2007 | 5.34 % | 19.88 % | 39.10 % |
Q4 2007 | 4.32 % | 18.11 % | 41.13 % |
2007 | 4.32 % | 18.11 % | 41.13 % |
Q1 2008 | 3.28 % | 14.23 % | 45.38 % |
Q2 2008 | 2.74 % | 12.03 % | 47.36 % |
Q3 2008 | 2.39 % | 10.29 % | 50.37 % |
Q4 2008 | 0.91 % | 4.76 % | 55.56 % |
2008 | 0.91 % | 4.76 % | 55.56 % |
Q1 2009 | 0.69 % | 3.59 % | 59.46 % |
Q2 2009 | 0.72 % | 4.06 % | 60.19 % |
Q3 2009 | 0.77 % | 4.22 % | 55.73 % |
Q4 2009 | 0.10 % | 0.60 % | 57.02 % |
2009 | 0.10 % | 0.60 % | 57.02 % |
Q1 2010 | (0.23 %) | (1.35 %) | 55.32 % |
Q2 2010 | (0.56 %) | (3.52 %) | 58.06 % |
Q3 2010 | (0.71 %) | (4.50 %) | 62.83 % |
Q4 2010 | 0.09 % | 0.64 % | 62.10 % |
2010 | 0.09 % | 0.64 % | 62.10 % |
Q1 2011 | 0.25 % | 1.74 % | 65.00 % |
Q2 2011 | 0.37 % | 2.67 % | 64.59 % |
Q3 2011 | 0.49 % | 3.62 % | 67.57 % |
Q4 2011 | 0.84 % | 6.55 % | 64.69 % |
2011 | 0.84 % | 6.55 % | 64.69 % |
Q1 2012 | 0.97 % | 8.09 % | 60.17 % |
Q2 2012 | 1.07 % | 9.56 % | 59.42 % |
Q3 2012 | 1.20 % | 10.77 % | 57.90 % |
Q4 2012 | 1.12 % | 10.27 % | 59.52 % |
2012 | 1.12 % | 10.27 % | 59.52 % |
Q1 2013 | 1.03 % | 9.93 % | 61.81 % |
Q2 2013 | 1.04 % | 10.60 % | 64.00 % |
Q3 2013 | 1.16 % | 11.42 % | 65.58 % |
Q4 2013 | 1.17 % | 12.12 % | 66.49 % |
2013 | 1.17 % | 12.12 % | 66.49 % |
Q1 2014 | 1.16 % | 12.08 % | 67.07 % |
Q2 2014 | 1.09 % | 11.71 % | 66.13 % |
Period | Return On Average Assets | Return on Average Equity | Net Interest Income/Total Operating Income |
---|---|---|---|
2004 | 1.91 % | 15.82 % | 31.31 % |
2005 | 7.03 % | 42.06 % | 20.96 % |
2006 | 13.21 % | 57.52 % | 18.22 % |
2007 | 4.32 % | 18.11 % | 41.13 % |
2008 | 0.91 % | 4.76 % | 55.56 % |
2009 | 0.10 % | 0.60 % | 57.02 % |
2010 | 0.09 % | 0.64 % | 62.10 % |
2011 | 0.84 % | 6.55 % | 64.69 % |
2012 | 1.12 % | 10.27 % | 59.52 % |
2013 | 1.17 % | 12.12 % | 66.49 % |
Period | Assets | Change | Customer Deposits | Change | Loan | Change |
---|---|---|---|---|---|---|
Q1 2005 | 11.17 | 14.0 % | 8.97 | 8.6 % | 5.62 | 19.6 % |
Q2 2005 | 12.73 | 44.8 % | 9.92 | 40.6 % | 6.57 | 50.4 % |
Q3 2005 | 13.20 | 29.8 % | 10.28 | 23.0 % | 6.61 | 36.0 % |
Q4 2005 | 14.17 | 32.1 % | 10.82 | 32.8 % | 6.91 | 33.2 % |
Q1 2006 | 13.39 | 19.9 % | 9.15 | 2.1 % | 6.35 | 12.9 % |
Q2 2006 | 14.85 | 16.7 % | 10.59 | 6.8 % | 5.79 | (11.8 %) |
Q3 2006 | 15.36 | 16.3 % | 10.83 | 5.3 % | 5.57 | (15.8 %) |
Q4 2006 | 15.71 | 10.9 % | 10.92 | 0.9 % | 6.27 | (9.3 %) |
Q1 2007 | 17.12 | 27.9 % | 12.04 | 31.5 % | 6.85 | 7.9 % |
Q2 2007 | 15.72 | 5.8 % | 10.59 | 0.0 % | 7.20 | 24.3 % |
Q3 2007 | 16.35 | 6.5 % | 11.21 | 3.6 % | 8.26 | 48.3 % |
Q4 2007 | 21.56 | 37.2 % | 15.65 | 43.3 % | 9.88 | 57.5 % |
Q1 2008 | 22.90 | 33.8 % | 15.93 | 32.3 % | 11.91 | 74.0 % |
Q2 2008 | 24.28 | 54.5 % | 17.29 | 63.2 % | 14.00 | 94.5 % |
Q3 2008 | 23.40 | 43.2 % | 16.86 | 50.3 % | 14.09 | 70.6 % |
Q4 2008 | 27.52 | 27.6 % | 20.90 | 33.6 % | 15.13 | 53.2 % |
Q1 2009 | 27.07 | 18.2 % | 21.37 | 34.2 % | 15.31 | 28.5 % |
Q2 2009 | 28.94 | 19.2 % | 22.15 | 28.1 % | 15.82 | 13.0 % |
Q3 2009 | 29.16 | 24.6 % | 22.19 | 31.6 % | 15.60 | 10.7 % |
Q4 2009 | 29.98 | 8.9 % | 22.14 | 5.9 % | 15.50 | 2.5 % |
Q1 2010 | 27.79 | 2.7 % | 19.20 | (10.2 %) | 16.34 | 6.7 % |
Q2 2010 | 29.17 | 0.8 % | 22.66 | 2.3 % | 17.41 | 10.0 % |
Q3 2010 | 29.85 | 2.4 % | 22.61 | 1.9 % | 18.27 | 17.1 % |
Q4 2010 | 33.02 | 10.1 % | 27.34 | 23.5 % | 18.70 | 20.6 % |
Q1 2011 | 35.91 | 29.2 % | 28.76 | 49.8 % | 19.94 | 22.1 % |
Q2 2011 | 36.74 | 26.0 % | 29.08 | 28.3 % | 22.03 | 26.5 % |
Q3 2011 | 37.55 | 25.8 % | 30.60 | 35.3 % | 21.78 | 19.3 % |
Q4 2011 | 38.90 | 17.8 % | 31.16 | 13.9 % | 23.31 | 24.6 % |
Q1 2012 | 43.10 | 20.0 % | 34.60 | 20.3 % | 25.07 | 25.7 % |
Q2 2012 | 47.12 | 28.2 % | 37.25 | 28.1 % | 27.23 | 23.6 % |
Q3 2012 | 47.84 | 27.4 % | 39.41 | 28.8 % | 28.31 | 30.0 % |
Q4 2012 | 50.78 | 30.5 % | 40.68 | 30.5 % | 29.90 | 28.3 % |
Q1 2013 | 54.14 | 25.6 % | 41.42 | 19.7 % | 32.41 | 29.3 % |
Q2 2013 | 56.25 | 19.4 % | 45.20 | 21.3 % | 33.31 | 22.3 % |
Q3 2013 | 55.53 | 16.1 % | 45.55 | 15.6 % | 35.39 | 25.0 % |
Q4 2013 | 59.98 | 18.1 % | 48.08 | 18.2 % | 34.99 | 17.1 % |
Q1 2014 | 60.64 | 12.0 % | 48.47 | 17.0 % | 36.68 | 13.2 % |
Q2 2014 | 65.80 | 17.0 % | 51.84 | 14.7 % | 38.97 | 17.0 % |
Period | Assets | Change | Customer Deposits | Change | Loan | Change |
---|---|---|---|---|---|---|
3m 2005 | 11.17 | 14.0 % | 8.97 | 8.6 % | 5.62 | 19.6 % |
6m 2005 | 12.73 | 44.8 % | 9.92 | 40.6 % | 6.57 | 50.4 % |
9m 2005 | 13.20 | 29.8 % | 10.28 | 23.0 % | 6.61 | 36.0 % |
12m 2005 | 14.17 | 32.1 % | 10.82 | 32.8 % | 6.91 | 33.2 % |
3m 2006 | 13.39 | 19.9 % | 9.15 | 2.1 % | 6.35 | 12.9 % |
6m 2006 | 14.85 | 16.7 % | 10.59 | 6.8 % | 5.79 | (11.8 %) |
9m 2006 | 15.36 | 16.3 % | 10.83 | 5.3 % | 5.57 | (15.8 %) |
12m 2006 | 15.71 | 10.9 % | 10.92 | 0.9 % | 6.27 | (9.3 %) |
3m 2007 | 17.12 | 27.9 % | 12.04 | 31.5 % | 6.85 | 7.9 % |
6m 2007 | 15.72 | 5.8 % | 10.59 | 0.0 % | 7.20 | 24.3 % |
9m 2007 | 16.35 | 6.5 % | 11.21 | 3.6 % | 8.26 | 48.3 % |
12m 2007 | 21.56 | 37.2 % | 15.65 | 43.3 % | 9.88 | 57.5 % |
3m 2008 | 22.90 | 33.8 % | 15.93 | 32.3 % | 11.91 | 74.0 % |
6m 2008 | 24.28 | 54.5 % | 17.29 | 63.2 % | 14.00 | 94.5 % |
9m 2008 | 23.40 | 43.2 % | 16.86 | 50.3 % | 14.09 | 70.6 % |
12m 2008 | 27.52 | 27.6 % | 20.90 | 33.6 % | 15.13 | 53.2 % |
3m 2009 | 27.07 | 18.2 % | 21.37 | 34.2 % | 15.31 | 28.5 % |
6m 2009 | 28.94 | 19.2 % | 22.15 | 28.1 % | 15.82 | 13.0 % |
9m 2009 | 29.16 | 24.6 % | 22.19 | 31.6 % | 15.60 | 10.7 % |
12m 2009 | 29.98 | 8.9 % | 22.14 | 5.9 % | 15.50 | 2.5 % |
3m 2010 | 27.79 | 2.7 % | 19.20 | (10.2 %) | 16.34 | 6.7 % |
6m 2010 | 29.17 | 0.8 % | 22.66 | 2.3 % | 17.41 | 10.0 % |
9m 2010 | 29.85 | 2.4 % | 22.61 | 1.9 % | 18.27 | 17.1 % |
12m 2010 | 33.02 | 10.1 % | 27.34 | 23.5 % | 18.70 | 20.6 % |
3m 2011 | 35.91 | 29.2 % | 28.76 | 49.8 % | 19.94 | 22.1 % |
6m 2011 | 36.74 | 26.0 % | 29.08 | 28.3 % | 22.03 | 26.5 % |
9m 2011 | 37.55 | 25.8 % | 30.60 | 35.3 % | 21.78 | 19.3 % |
12m 2011 | 38.90 | 17.8 % | 31.16 | 13.9 % | 23.31 | 24.6 % |
3m 2012 | 43.10 | 20.0 % | 34.60 | 20.3 % | 25.07 | 25.7 % |
6m 2012 | 47.12 | 28.2 % | 37.25 | 28.1 % | 27.23 | 23.6 % |
9m 2012 | 47.84 | 27.4 % | 39.41 | 28.8 % | 28.31 | 30.0 % |
12m 2012 | 50.78 | 30.5 % | 40.68 | 30.5 % | 29.90 | 28.3 % |
3m 2013 | 54.14 | 25.6 % | 41.42 | 19.7 % | 32.41 | 29.3 % |
6m 2013 | 56.25 | 19.4 % | 45.20 | 21.3 % | 33.31 | 22.3 % |
9m 2013 | 55.53 | 16.1 % | 45.55 | 15.6 % | 35.39 | 25.0 % |
12m 2013 | 59.98 | 18.1 % | 48.08 | 18.2 % | 34.99 | 17.1 % |
3m 2014 | 60.64 | 12.0 % | 48.47 | 17.0 % | 36.68 | 13.2 % |
6m 2014 | 65.80 | 17.0 % | 51.84 | 14.7 % | 38.97 | 17.0 % |
Period | Assets | Change | Customer Deposits | Change | Loan | Change |
---|---|---|---|---|---|---|
2004 | 10.72 | 19.3 % | 8.14 | 8.1 % | 5.19 | 11.3 % |
2005 | 14.17 | 32.1 % | 10.82 | 32.8 % | 6.91 | 33.2 % |
2006 | 15.71 | 10.9 % | 10.92 | 0.9 % | 6.27 | (9.3 %) |
2007 | 21.56 | 37.2 % | 15.65 | 43.3 % | 9.88 | 57.5 % |
2008 | 27.52 | 27.6 % | 20.90 | 33.6 % | 15.13 | 53.2 % |
2009 | 29.98 | 8.9 % | 22.14 | 5.9 % | 15.50 | 2.5 % |
2010 | 33.02 | 10.1 % | 27.34 | 23.5 % | 18.70 | 20.6 % |
2011 | 38.90 | 17.8 % | 31.16 | 13.9 % | 23.31 | 24.6 % |
2012 | 50.78 | 30.5 % | 40.68 | 30.5 % | 29.90 | 28.3 % |
2013 | 59.98 | 18.1 % | 48.08 | 18.2 % | 34.99 | 17.1 % |
Period | Customer Deposits Per Total Assets | Loans and advances/Total assets | Loans and advances/Customers Deposits |
---|---|---|---|
Q1 2005 | 80.27 % | 50.31 % | 62.67 % |
Q2 2005 | 77.96 % | 51.58 % | 66.17 % |
Q3 2005 | 77.89 % | 50.07 % | 64.29 % |
Q4 2005 | 76.34 % | 48.78 % | 63.89 % |
Q1 2006 | 68.36 % | 47.40 % | 69.34 % |
Q2 2006 | 71.33 % | 38.99 % | 54.67 % |
Q3 2006 | 70.51 % | 36.25 % | 51.41 % |
Q4 2006 | 69.48 % | 39.91 % | 57.44 % |
Q1 2007 | 70.32 % | 39.98 % | 56.86 % |
Q2 2007 | 67.39 % | 45.78 % | 67.93 % |
Q3 2007 | 68.60 % | 50.51 % | 73.64 % |
Q4 2007 | 72.56 % | 45.81 % | 63.14 % |
Q1 2008 | 69.55 % | 52.01 % | 74.78 % |
Q2 2008 | 71.20 % | 57.66 % | 80.99 % |
Q3 2008 | 72.04 % | 60.20 % | 83.56 % |
Q4 2008 | 75.95 % | 54.99 % | 72.41 % |
Q1 2009 | 78.97 % | 56.57 % | 71.63 % |
Q2 2009 | 76.53 % | 54.68 % | 71.44 % |
Q3 2009 | 76.10 % | 53.49 % | 70.29 % |
Q4 2009 | 73.87 % | 51.72 % | 70.02 % |
Q1 2010 | 69.10 % | 58.79 % | 85.09 % |
Q2 2010 | 77.71 % | 59.70 % | 76.83 % |
Q3 2010 | 75.74 % | 61.19 % | 80.79 % |
Q4 2010 | 82.82 % | 56.65 % | 68.40 % |
Q1 2011 | 80.08 % | 55.53 % | 69.34 % |
Q2 2011 | 79.15 % | 59.97 % | 75.77 % |
Q3 2011 | 81.48 % | 58.00 % | 71.19 % |
Q4 2011 | 80.10 % | 59.92 % | 74.80 % |
Q1 2012 | 80.28 % | 58.17 % | 72.45 % |
Q2 2012 | 79.07 % | 57.80 % | 73.10 % |
Q3 2012 | 82.39 % | 59.18 % | 71.84 % |
Q4 2012 | 80.10 % | 58.87 % | 73.50 % |
Q1 2013 | 76.51 % | 59.87 % | 78.24 % |
Q2 2013 | 80.35 % | 59.22 % | 73.70 % |
Q3 2013 | 82.03 % | 63.74 % | 77.70 % |
Q4 2013 | 80.17 % | 58.35 % | 72.78 % |
Q1 2014 | 79.93 % | 60.49 % | 75.69 % |
Q2 2014 | 78.78 % | 59.23 % | 75.18 % |
Period | Customer Deposits Per Total Assets | Loans and advances/Total assets | Loans and advances/Customers Deposits |
---|---|---|---|
2004 | 75.94 % | 48.38 % | 63.71 % |
2005 | 76.34 % | 48.78 % | 63.89 % |
2006 | 69.48 % | 39.91 % | 57.44 % |
2007 | 72.56 % | 45.81 % | 63.14 % |
2008 | 75.95 % | 54.99 % | 72.41 % |
2009 | 73.87 % | 51.72 % | 70.02 % |
2010 | 82.82 % | 56.65 % | 68.40 % |
2011 | 80.10 % | 59.92 % | 74.80 % |
2012 | 80.10 % | 58.87 % | 73.50 % |
2013 | 80.17 % | 58.35 % | 72.78 % |
Period | Shares Outstanding (M) | EPS (Riyal) | Earnings Per Share before unusual items (Riyal) | EPS Diluted (Riyal) | Book Value (BV) |
---|---|---|---|---|---|
Q1 2005 | 886.79 | 0.26 | 0.26 | - | 1.80 |
Q2 2005 | 886.79 | 0.42 | 0.42 | - | 2.23 |
Q3 2005 | 886.79 | 0.62 | 0.62 | - | 2.53 |
Q4 2005 | 886.79 | 0.99 | 0.99 | - | 3.01 |
Q1 2006 | 886.79 | 1.67 | 1.67 | - | 3.72 |
Q2 2006 | 886.79 | 2.22 | 2.33 | - | 4.18 |
Q3 2006 | 886.79 | 2.44 | 2.55 | - | 4.58 |
Q4 2006 | 886.79 | 2.23 | 2.34 | - | 4.73 |
Q1 2007 | 886.79 | 1.80 | 1.91 | - | 4.98 |
Q2 2007 | 886.79 | 1.28 | 1.28 | - | 4.88 |
Q3 2007 | 886.79 | 0.95 | 0.95 | - | 5.02 |
Q4 2007 | 886.79 | 0.91 | 0.91 | - | 5.30 |
Q1 2008 | 886.79 | 0.74 | 0.74 | - | 5.41 |
Q2 2008 | 886.79 | 0.62 | 0.62 | - | 5.41 |
Q3 2008 | 886.79 | 0.54 | 0.54 | - | 5.38 |
Q4 2008 | 886.79 | 0.25 | 0.25 | - | 5.23 |
Q1 2009 | 886.79 | 0.19 | 0.19 | - | 5.33 |
Q2 2009 | 886.79 | 0.22 | 0.22 | - | 5.30 |
Q3 2009 | 886.79 | 0.23 | 0.23 | - | 5.37 |
Q4 2009 | 886.79 | 0.03 | 0.03 | - | 5.06 |
Q1 2010 | 886.79 | (0.07) | (0.07) | - | 5.07 |
Q2 2010 | 886.79 | (0.18) | (0.18) | - | 5.10 |
Q3 2010 | 886.79 | (0.24) | (0.24) | - | 5.12 |
Q4 2010 | 886.79 | 0.03 | 0.03 | - | 5.09 |
Q1 2011 | 886.79 | 0.09 | 0.09 | - | 5.13 |
Q2 2011 | 886.79 | 0.14 | 0.14 | - | 5.16 |
Q3 2011 | 886.79 | 0.19 | 0.19 | - | 5.19 |
Q4 2011 | 886.79 | 0.34 | 0.34 | - | 5.34 |
Q1 2012 | 886.79 | 0.43 | 0.43 | - | 5.57 |
Q2 2012 | 886.79 | 0.51 | 0.51 | - | 5.42 |
Q3 2012 | 886.79 | 0.58 | 0.58 | - | 5.56 |
Q4 2012 | 886.79 | 0.56 | 0.56 | - | 5.65 |
Q1 2013 | 886.79 | 0.57 | 0.57 | - | 5.82 |
Q2 2013 | 886.79 | 0.61 | 0.61 | - | 6.06 |
Q3 2013 | 886.79 | 0.67 | 0.67 | - | 6.26 |
Q4 2013 | 886.79 | 0.73 | 0.73 | - | 6.46 |
Q1 2014 | 886.79 | 0.75 | 0.74 | - | 6.61 |
Q2 2014 | 886.79 | 0.75 | 0.73 | - | 6.74 |
Period | Shares Outstanding (M) | EPS (Riyal) | Earnings Per Share before unusual items (Riyal) | EPS Diluted (Riyal) | Book Value (BV) |
---|---|---|---|---|---|
2004 | 886.79 | 0.21 | 0.21 | - | 1.68 |
2005 | 886.79 | 0.99 | 0.99 | - | 3.01 |
2006 | 886.79 | 2.23 | 2.34 | - | 4.73 |
2007 | 886.79 | 0.91 | 0.91 | - | 5.30 |
2008 | 886.79 | 0.25 | 0.25 | - | 5.23 |
2009 | 886.79 | 0.03 | 0.03 | - | 5.06 |
2010 | 886.79 | 0.03 | 0.03 | - | 5.09 |
2011 | 886.79 | 0.34 | 0.34 | - | 5.34 |
2012 | 886.79 | 0.56 | 0.56 | - | 5.65 |
2013 | 886.79 | 0.73 | 0.73 | - | 6.46 |
Period | P/E | Adjusted P/E | Price/book |
---|---|---|---|
Q1 2005 | More than 100 | More than 100 | 7.91 |
Q2 2005 | More than 100 | More than 100 | 11.65 |
Q3 2005 | More than 100 | More than 100 | 12.59 |
Q4 2005 | 49.11 | 49.11 | 16.08 |
Q1 2006 | 25.80 | 25.80 | 11.59 |
Q2 2006 | 29.34 | 27.92 | 15.58 |
Q3 2006 | 28.32 | 27.07 | 15.07 |
Q4 2006 | 13.49 | 12.84 | 6.35 |
Q1 2007 | 15.69 | 14.76 | 5.65 |
Q2 2007 | 17.71 | 17.71 | 4.65 |
Q3 2007 | 26.15 | 26.15 | 4.97 |
Q4 2007 | 33.06 | 33.06 | 5.67 |
Q1 2008 | 33.59 | 33.59 | 4.59 |
Q2 2008 | 36.52 | 36.52 | 4.18 |
Q3 2008 | 27.69 | 27.69 | 2.75 |
Q4 2008 | 36.65 | 36.65 | 1.76 |
Q1 2009 | More than 100 | More than 100 | 1.92 |
Q2 2009 | More than 100 | More than 100 | 2.30 |
Q3 2009 | More than 100 | More than 100 | 2.28 |
Q4 2009 | More than 100 | More than 100 | 2.31 |
Q1 2010 | NEG | NEG | 2.30 |
Q2 2010 | NEG | NEG | 2.00 |
Q3 2010 | NEG | NEG | 2.06 |
Q4 2010 | More than 100 | More than 100 | 1.97 |
Q1 2011 | More than 100 | More than 100 | 2.21 |
Q2 2011 | More than 100 | More than 100 | 2.17 |
Q3 2011 | More than 100 | More than 100 | 1.98 |
Q4 2011 | 30.29 | 30.29 | 1.94 |
Q1 2012 | 41.66 | 41.66 | 3.24 |
Q2 2012 | 26.10 | 26.10 | 2.44 |
Q3 2012 | 27.57 | 27.57 | 2.87 |
Q4 2012 | 28.26 | 28.26 | 2.82 |
Q1 2013 | 28.93 | 28.93 | 2.81 |
Q2 2013 | 26.20 | 26.20 | 2.63 |
Q3 2013 | 27.71 | 27.71 | 2.99 |
Q4 2013 | 31.30 | 31.30 | 3.56 |
Q1 2014 | 34.01 | 34.39 | 3.87 |
Q2 2014 | 33.21 | 34.18 | 3.69 |
Period | P/E | Adjusted P/E | Price/book |
---|---|---|---|
2004 | More than 100 | More than 100 | 7.13 |
2005 | 49.11 | 49.11 | 16.08 |
2006 | 13.49 | 12.84 | 6.35 |
2007 | 33.06 | 33.06 | 5.67 |
2008 | 36.65 | 36.65 | 1.76 |
2009 | More than 100 | More than 100 | 2.31 |
2010 | More than 100 | More than 100 | 1.97 |
2011 | 30.29 | 30.29 | 1.94 |
2012 | 28.26 | 28.26 | 2.82 |
2013 | 31.30 | 31.30 | 3.56 |
Q2 2014
2014
Period | Retail | Corporate and Institutional Banking | Global markets and Treasury | Brokerage and Asset Management | Takaful Ta'awni | Others |
---|---|---|---|---|---|---|
Q1 2005 | 113.94 | 26.10 | 29.41 | - | - | - |
Q2 2005 | 220.75 | 27.02 | 66.64 | - | - | - |
Q3 2005 | 291.41 | 26.84 | 33.21 | - | - | - |
Q4 2005 | 422.55 | 24.04 | 36.70 | - | - | - |
Q1 2006 | 734.09 | 33.86 | 48.93 | - | - | - |
Q2 2006 | 812.53 | 51.45 | 35.96 | - | - | - |
Q3 2006 | 432.27 | 39.80 | 53.37 | - | - | - |
Q4 2006 | 272.65 | 37.53 | 62.96 | - | - | - |
Q1 2007 | 311.42 | 49.66 | 54.09 | - | - | - |
Q2 2007 | 240.47 | 56.60 | 66.26 | - | - | - |
Q3 2007 | 192.07 | 65.28 | 64.51 | - | - | - |
Q4 2007 | 214.85 | 77.73 | 53.86 | - | - | - |
Q1 2008 | 260.15 | 29.36 | 52.24 | - | - | - |
Q2 2008 | (84.19) | 191.26 | 10.49 | 213.75 | - | - |
Q3 2008 | 72.82 | 123.78 | (1.31) | 62.00 | - | - |
Q4 2008 | 62.72 | 98.58 | (13.93) | 58.82 | - | - |
Q1 2009 | 82.82 | 96.62 | 29.86 | 67.30 | - | - |
Q2 2009 | 46.52 | 190.18 | 30.52 | 82.21 | - | - |
Q3 2009 | 64.52 | 111.74 | 115.51 | 66.40 | - | - |
Q4 2009 | 58.85 | 108.78 | 1.67 | 17.56 | - | - |
Q1 2010 | 91.08 | 136.47 | 23.15 | 40.82 | 13.59 | - |
Q2 2010 | 97.94 | 136.50 | 3.26 | 53.83 | 3.68 | - |
Q3 2010 | 68.47 | 108.59 | 77.65 | 30.95 | 6.95 | - |
Q4 2010 | 94.59 | 127.93 | (60.07) | 35.72 | 10.21 | 53.78 |
Q1 2011 | 73.31 | 101.13 | 48.61 | 46.09 | 9.52 | (2.39) |
Q2 2011 | 78.47 | 109.47 | 54.87 | 60.99 | 9.28 | (4.79) |
Q3 2011 | 80.09 | 112.58 | 61.12 | 38.17 | 9.01 | (7.26) |
Q4 2011 | 97.59 | 108.55 | 62.34 | 57.98 | 8.63 | (5.26) |
Q1 2012 | 92.91 | 117.73 | 96.74 | 116.75 | 7.60 | (5.99) |
Q2 2012 | 88.87 | 106.38 | 111.70 | 104.00 | 5.62 | (8.05) |
Q3 2012 | 98.70 | 115.90 | 106.92 | 70.55 | 6.84 | (7.00) |
Q4 2012 | 103.03 | 94.05 | 111.35 | 63.16 | 5.50 | (5.68) |
Q1 2013 | 150.91 | 99.50 | 126.92 | 72.36 | 5.01 | (12.08) |
Q2 2013 | 135.01 | 123.26 | 127.51 | 66.09 | 5.13 | (8.52) |
Q3 2013 | 146.59 | 137.61 | 110.29 | 76.17 | 4.66 | (3.44) |
Q4 2013 | 115.42 | 131.47 | 177.98 | 60.08 | 6.60 | (15.20) |
Q1 2014 | 149.23 | 108.40 | 177.78 | 86.67 | 5.72 | (10.39) |
Q2 2014 | 154.19 | 136.57 | 183.90 | 103.10 | 5.70 | (14.31) |
Period | Retail | Corporate and Institutional Banking | Global markets and Treasury | Brokerage and Asset Management | Takaful Ta'awni | Others |
---|---|---|---|---|---|---|
2004 | 443.88 | 88.46 | 67.86 | - | - | - |
2005 | 1,048.65 | 104.00 | 165.96 | - | - | - |
2006 | 2,251.54 | 162.64 | 201.22 | - | - | - |
2007 | 958.80 | 249.27 | 238.72 | - | - | - |
2008 | 311.51 | 442.97 | 47.50 | 334.57 | - | - |
2009 | 252.71 | 507.31 | 177.56 | 233.47 | - | - |
2010 | 352.08 | 509.49 | 43.99 | 161.31 | 34.42 | 53.78 |
2011 | 329.46 | 431.72 | 226.94 | 203.23 | 36.44 | (19.70) |
2012 | 383.51 | 434.06 | 426.70 | 354.46 | 25.56 | (26.71) |
2013 | 547.92 | 491.85 | 542.70 | 274.70 | 21.39 | (39.24) |
Current | |
Market Cap (M Riyal) | 17,117.50 |
Shares Outstanding ((M)) | 1,281.25 |
EPS ( Riyal) (TTM) | 1.01 |
EPS Diluted ( Riyal) (TTM) | 0.93 |
Book Value (BV) ( Riyal) | 11.70 |
Par Value ( Riyal) | 10.00 |
Adjusted P/E (Last12) | 13.71 |
P/E (TTM) | 13.25 |
Price/book | 1.14 |
Return on Average Assets (%) (TTM) | 0.9 |
Return on Average Equity (%) (TTM) | 9.4 |
Argaam Investment Company has updated the Privacy Policy of its services and digital platforms. Know more about our Privacy Policy here.
Argaam uses cookies to personalize content, to provide social media features and analyze traffic, that we might also share with third parties. You consent to our cookies if you use this website
Comments {{getCommentCount()}}
Be the first to comment
رد{{comment.DisplayName}} على {{getCommenterName(comment.ParentThreadID)}}
{{comment.DisplayName}}
{{comment.ElapsedTime}}