Saudi Arabia's consumer spending rises 11% to SAR 129.1B in November 2025

Consumer spending includes cash withdrawals, POS transactions, and e-commerce sales through Mada

Consumer spending in Saudi Arabia rose 11% to SAR 129.1 billion in November 2025, compared to about SAR 116.7 billion in the same month of 2024.

Consumer spending in Saudi Arabia includes total cash withdrawals, point-of-sale (POS) transactions, and e-commerce sales through the Mada network.

POS sales in Saudi Arabia grew 5% year-on-year (YoY) to SAR 59 billion in November 2025.

Sales in November were carried out through over 998 million transactions across 2.3 million POS devices.

POS transactions represent consumer spending through debit and credit cards in shopping malls, retail outlets, pharmacies, and other stores.

Meanwhile, cash withdrawals from ATMs dropped by 4% YoY to about SAR 40.9 billion in November 2025.

These withdrawals were conducted through 15,000 ATMs across banks and the Saudi network, via 114.7 million transactions. The total number of issued bank cards reached 63 million.

E-commerce sales through Mada cards amounted to SAR 29.1 billion in November 2025, marking a 67% leap compared to the same period in 2024.

According to the Saudi Central Bank’s (SAMA) monthly data, these sales were carried out through 166.7 million transactions.

E-commerce sales include purchases made using Mada cards through online shopping websites and mobile applications, excluding transactions made via Visa, Mastercard, and other credit cards.