E-payments make up 85% of total transactions in 2025: SAMA

Logo of the Saudi Central Bank (SAMA)

E-payments accounted for 85% of all retail transactions in Saudi Arabia in 2025, up from 79% a year earlier, the Saudi Central Bank (SAMA) said.
 

The milestone comes amid strong growth in the Kingdom’s national payments systems, which processed around 14.6 billion electronic transactions in 2025, compared with 12.6 billion in 2024.
 

SAMA said the rising share underscores Saudi Arabia’s advanced global positioning in digital payments, supported by record activity on the national payments network “mada” across point-of-sale and e-commerce channels, alongside steady growth in volumes processed through other national systems.
 

The trend reflects broader adoption of electronic payment solutions and their increasing use in everyday transactions.