SHL Finance Co.’s net earnings surged to SAR 50.7 million by the end of 2025, compared to SAR 26.5 million in 2024.
| Item | 2024 | 2025 | Change |
|---|---|---|---|
| Net income from finance commissions | 150.27 | 206.56 | 37.5 % |
| Net Income | 26.53 | 50.68 | 91.0 % |
| Average Shares | 100.00 | 100.00 | - |
| Earnings Per Share before unusual items (Riyals) | 0.27 | 0.49 | 78.5 % |
| EPS (Riyal) | 0.27 | 0.51 | 91.0 % |
The growth was mainly driven by higher financing income, which rose 13.2% to SAR 406.79 million from SAR 359.47 million in 2024, supported by increased profit rates on new loans.
This was partially offset by the company recognizing a SAR 14.9 million increase in net expected credit loss provisions in 2025, compared with a SAR 5.38 million reversal recorded in 2024.
In Q4 2025, SHL’s net profit jumped 52.4% to SAR 16.4 million from SAR 10.76 million in the prior-year period.
Compared to Q3 2025, net profit surged by 98.5% from SAR 8.26 million.
| Item | Q4 2024 | Q4 2025 | Change |
|---|---|---|---|
| Net income from finance commissions | 42.35 | 58.04 | 37.0 % |
| Net Income | 10.76 | 16.40 | 52.4 % |
| Average Shares | 100.00 | 100.00 | - |
| Earnings Per Share before unusual items (Riyal) | 0.11 | 0.16 | 52.4 % |
| EPS (Riyal) | 0.11 | 0.16 | 52.4 % |
| Item | Q3 2025 | Q4 2025 | Change |
|---|---|---|---|
| Net income from finance commissions | 52.07 | 58.04 | 11.5 % |
| Net Income | 8.26 | 16.40 | 98.5 % |
| Average Shares | 100.00 | 100.00 | - |
| Earnings Per Share before unusual items (Riyal) | 0.07 | 0.16 | 147.3 % |
| EPS (Riyal) | 0.08 | 0.16 | 98.5 % |
Be the first to comment
Argaam Investment Company has updated the Privacy Policy of its services and digital platforms. Know more about our Privacy Policy here.
Argaam uses cookies to personalize content, to provide social media features and analyze traffic, that we might also share with third parties. You consent to our cookies if you use this website
Comments Analysis: