Financial Results : Bank AlJazira profit up to SAR 1.14B in 9M 2025; Q3 at SAR 400.1M

Bank AlJazira profit up to SAR 1.14B in 9M 2025; Q3 at SAR 400.1M

21/10/2025 Argaam Exclusive

View other reports

Bank AlJazira reported a net profit of SAR 1.14 billion for the first nine months of 2025, an increase of 20% from SAR 950.7 million in the same period last year.



Financials (M)

Item 9m 2024 9m 2025 Change‬
Net Special Commission Income 1,899.30 2,226.66 17.2 %
Operating Income 2,812.08 3,279.45 16.6 %
Total Provisions (225.92) (254.33) (12.6 %)
Net Income 950.71 1,143.25 20.3 %
Average Shares 1,281.25 1,281.25 -
Earnings Per Share before unusual items (Riyals) 0.71 0.89 25.9 %
EPS (Riyal) 0.74 0.89 20.3 %
EPS Diluted (Riyal) 0.66 0.79 18.8 %

The increase was driven by a 17% rise in net financing and investment income, supported by a 9% increase in income from investments and financing due to portfolio growth.

 

Meanwhile, returns on deposits and financial liabilities grew 5%, mainly reflecting higher returns on customer deposits and placements with banks and other financial institutions, offset by lower returns on Shariah-compliant derivatives.



Current Quarter Comparison (M)

Compared With The
Item Q3 2024 Q3 2025 Change‬
Net Special Commission Income 649.82 711.09 9.4 %
Operating Income 1,020.72 1,098.39 7.6 %
Debt Provisions (87.75) (54.24) 38.2 %
Net Income 332.72 400.13 20.3 %
Average Shares 1,281.25 1,281.25 -
Earnings Per Share before unusual items (Riyal) 0.26 0.31 20.3 %
EPS (Riyal) 0.26 0.31 20.3 %
EPS Diluted (Riyal) 0.26 0.29 9.9 %

In Q3 2025, net profit rose 20.3% to SAR 400.1 million from SAR 332.7 million a year earlier. Sequentially, profit was up 4.7% from SAR 382.1 million in the previous quarter.

Balance Sheet (B)

Item 9m 2024 9m 2025 Change‬
Assets 145.40 163.43 12.4 %
Customer Deposits 103.35 115.28 11.5 %
Loan 92.71 107.81 16.3 %

Total shareholders’ equity, no minority interest and after excluding sukuk, stood at SAR 14.89 billion as of Sept. 30, 2025, compared with SAR 13.72 billion a year earlier.

Kindly, you can view the full report by subscribing to the

The report contains the details of the financial statements, The most important financial indicators, Historical information, Charts, and Forecasts of experts.

Contact Us (+966)-92000-7759

Comments {{getCommentCount()}}

Be the first to comment

{{Comments.indexOf(comment)+1}}
{{comment.FollowersCount}}
{{comment.CommenterComments}}

رد{{comment.DisplayName}} على {{getCommenterName(comment.ParentThreadID)}}

{{comment.DisplayName}} حساب موثّق

{{comment.ElapsedTime}}
loader Train
loader Train
Sorry: the validity period has ended to comment on this news
Opinions expressed in the comments section do not reflect the views of Argaam. Abusive comments of any kind will be removed. Political or religious commentary will not be tolerated.