| Item | 2024 | 2025 | Change |
|---|---|---|---|
| Gross Written Premium (GWP) | 1,406.24 | 1,241.00 | (11.8 %) |
| Insurance Revenues | 1,010.72 | 1,445.36 | 43.0 % |
| Net Income | 26.89 | 21.70 | (19.3 %) |
| Average Shares | 50.00 | 50.00 | - |
| Earnings Per Share before unusual items (Riyals) | 0.54 | (0.06) | (111.5 %) |
| EPS (Riyal) | 0.54 | 0.43 | (19.3 %) |
Malath noted increased insurance serives expenses, lower other income, and an increase in other operating expenses.
This was partially offset by higher insurance revenue and increased investment income.
| Item | Q4 2024 | Q4 2025 | Change |
|---|---|---|---|
| Gross Written Premium (GWP) | 382.87 | 227.57 | (40.6 %) |
| Insurance Revenues | 309.26 | 373.20 | 20.7 % |
| Net Income | 9.75 | 4.51 | (53.7 %) |
| Average Shares | 50.00 | 50.00 | - |
| Earnings Per Share before unusual items (Riyal) | 0.19 | 0.09 | (53.7 %) |
| EPS (Riyal) | 0.19 | 0.09 | (53.7 %) |
| Item | Q3 2025 | Q4 2025 | Change |
|---|---|---|---|
| Gross Written Premium (GWP) | 249.89 | 227.57 | (8.9 %) |
| Insurance Revenues | 366.08 | 373.20 | 1.9 % |
| Net Income | 0.63 | 4.51 | 615.2 % |
| Average Shares | 50.00 | 50.00 | - |
| Earnings Per Share before unusual items (Riyal) | (0.48) | 0.09 | 118.7 % |
| EPS (Riyal) | 0.01 | 0.09 | 615.2 % |
| Item | 2024 | 2025 | Change |
|---|---|---|---|
| Gross Written Premium (GWP) | 1,406.24 | 1,241.00 | (11.8 %) |
| Insurance Revenues | 1,010.72 | 1,445.36 | 43.0 % |
| Insurance Services Income | (4.20) | (13.06) | (211.0 %) |
| Investment Income | 36.70 | 52.94 | 44.3 % |
| Net Profit of Insurance Services and Investment | 22.30 | 27.54 | 23.5 % |
Q4 2025 profit plummeted 53.7% to SAR 4.5 million, from SAR 9.7 million in the prior-year period.
On a sequential basis, net profit soared from SAR 0.63 million in Q3 2025.
Accumulated losses reached SAR 86.35 million as of Dec. 31, 2025, representing 17.3% of the company's capital.
Total shareholders’ equity (no minority interest) amounted to SAR 462.3 million as of Dec. 31, 2025, compared to SAR 432.7 million in a year earlier period.
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