Bank Albilad’s net profit rose to SAR 3.04 billion in 2025, up 9% compared to SAR 2.81 billion in 2024.
| Item | 2024 | 2025 | Change |
|---|---|---|---|
| Net Income from investments and financial activities | 4,433.60 | 4,751.50 | 7.2 % |
| Operating Income | 5,671.90 | 6,191.90 | 9.2 % |
| Total Provisions | (129.70) | (181.40) | (39.9 %) |
| Net Income | 2,806.50 | 3,049.40 | 8.7 % |
| Average Shares | 1,500.00 | 1,500.00 | - |
| Earnings Per Share before unusual items (Riyals) | 1.87 | 2.03 | 8.7 % |
| EPS (Riyal) | 1.87 | 2.03 | 8.7 % |
| EPS Diluted (Riyal) | 1.88 | 1.99 | 5.7 % |
The increase in profit was driven by a 7% year-on-year (YoY) rise in net income from investment and financing assets, supported by higher returns from these assets.
Total operating income grew 9%, fueled by gains in net income from investment and financing assets, other operating income, net fees and commissions, net fair value gains on listed investments, and dividend income.
In contrast, total operating expenses, including net expected credit loss provisions, rose 10% due to higher general and administrative expenses, salaries and related costs, depreciation and amortization.
Additionally, net credit loss provisions increased 40%, reflecting higher provisions for financing-related credit losses.
| Item | Q4 2024 | Q4 2025 | Change |
|---|---|---|---|
| Net Income from investments and financial activities | 1,144.30 | 1,218.02 | 6.4 % |
| Operating Income | 1,476.50 | 1,652.48 | 11.9 % |
| Debt Provisions | 57.70 | (46.69) | (180.9 %) |
| Net Income | 789.90 | 816.75 | 3.4 % |
| Average Shares | 1,500.00 | 1,500.00 | - |
| Earnings Per Share before unusual items (Riyal) | 0.53 | 0.54 | 3.4 % |
| EPS (Riyal) | 0.53 | 0.54 | 3.4 % |
| EPS Diluted (Riyal) | 0.53 | 0.49 | (7.2 %) |
| Item | Q3 2025 | Q4 2025 | Change |
|---|---|---|---|
| Net Income from investments and financial activities | 1,194.75 | 1,218.02 | 1.9 % |
| Operating Income | 1,534.86 | 1,652.48 | 7.7 % |
| Debt Provisions | (32.99) | (46.69) | (41.6 %) |
| Net Income | 766.50 | 816.75 | 6.6 % |
| Average Shares | 1,500.00 | 1,500.00 | - |
| Earnings Per Share before unusual items (Riyal) | 0.51 | 0.54 | 6.6 % |
| EPS (Riyal) | 0.51 | 0.54 | 6.6 % |
| EPS Diluted (Riyal) | 0.51 | 0.49 | (4.3 %) |
The fourth-quarter net profit rose 3.4% to SAR 816.75 million from SAR 789.90 million in Q4 2024.
Sequentially, the Q4 bottom line grew by 6.6% from SAR 766.50 million in Q3 2025.
| Item | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | 154.96 | 172.97 | 11.6 % |
| Customer Deposits | 121.78 | 132.88 | 9.1 % |
| Financing Investments | 109.30 | 122.19 | 11.8 % |
Bank Albilad’s net profit rose to SAR 3.04 billion in 2025, up 9% compared to SAR 2.81 billion in 2024.
| Period | Net Income from investments and financial activities | Change | Operating Income | Change | Debt Provisions | Change |
|---|---|---|---|---|---|---|
| Q1 2016 | 333.75 | 22.7 % | 626.99 | 12.9 % | (56.41) | (250.0 %) |
| Q2 2016 | 348.66 | 21.7 % | 641.50 | 9.7 % | (53.93) | (85.1 %) |
| Q3 2016 | 361.74 | 23.2 % | 638.56 | 12.7 % | (37.68) | (46.4 %) |
| Q4 2016 | 363.76 | 17.3 % | 680.38 | 15.7 % | (43.20) | (459.8 %) |
| 2016 | 1,407.91 | 21.1 % | 2,587.43 | 12.8 % | (191.21) | (143.0 %) |
| Q1 2017 | 391.74 | 17.4 % | 690.77 | 10.2 % | (50.41) | 10.6 % |
| Q2 2017 | 431.50 | 23.8 % | 721.51 | 12.5 % | (76.67) | (42.2 %) |
| Q3 2017 | 448.83 | 24.1 % | 762.94 | 19.5 % | (115.98) | (207.8 %) |
| Q4 2017 | 466.93 | 28.4 % | 784.35 | 15.3 % | (135.57) | (213.8 %) |
| 2017 | 1,739.00 | 23.5 % | 2,959.58 | 14.4 % | (378.63) | (98.0 %) |
| Q1 2018 | 488.24 | 24.6 % | 790.97 | 14.5 % | (95.11) | (88.7 %) |
| Q2 2018 | 521.40 | 20.8 % | 842.68 | 16.8 % | (135.25) | (76.4 %) |
| Q3 2018 | 552.13 | 23.0 % | 880.25 | 15.4 % | (148.14) | (27.7 %) |
| Q4 2018 | 602.46 | 29.0 % | 902.12 | 15.0 % | (111.95) | 17.4 % |
| 2018 | 2,164.23 | 24.5 % | 3,416.02 | 15.4 % | (490.45) | (29.5 %) |
| Q1 2019 | 597.09 | 22.3 % | 921.41 | 16.5 % | (124.83) | (31.2 %) |
| Q2 2019 | 693.10 | 32.9 % | 959.24 | 13.8 % | (137.81) | (1.9 %) |
| Q3 2019 | 728.59 | 32.0 % | 1,023.65 | 16.3 % | (140.75) | 5.0 % |
| Q4 2019 | 771.12 | 28.0 % | 1,041.04 | 15.4 % | (139.70) | (24.8 %) |
| 2019 | 2,823.76 | 30.5 % | 3,945.35 | 15.5 % | (543.09) | (10.7 %) |
| Q1 2020 | 769.08 | 28.8 % | 1,004.15 | 9.0 % | (208.05) | (66.7 %) |
| Q2 2020 | 821.22 | 18.5 % | 999.51 | 4.2 % | (145.92) | (5.9 %) |
| Q3 2020 | 855.52 | 17.4 % | 1,112.62 | 8.7 % | (160.29) | (13.9 %) |
| Q4 2020 | 846.81 | 9.8 % | 1,139.90 | 9.5 % | (180.25) | (29.0 %) |
| 2020 | 3,292.63 | 16.6 % | 4,262.05 | 8.0 % | (694.51) | (27.9 %) |
| Q1 2021 | 858.76 | 11.7 % | 1,132.99 | 12.8 % | (169.50) | 18.5 % |
| Q2 2021 | 842.49 | 2.6 % | 1,131.04 | 13.2 % | (136.35) | 6.6 % |
| Q3 2021 | 886.75 | 3.7 % | 1,174.47 | 5.6 % | (142.50) | 11.1 % |
| Q4 2021 | 901.49 | 6.5 % | 1,146.81 | 0.6 % | (126.21) | 30.0 % |
| 2021 | 3,489.49 | 6.0 % | 4,583.95 | 7.6 % | (555.19) | 20.1 % |
| Q1 2022 | 944.46 | 10.0 % | 1,264.51 | 11.6 % | (144.29) | 14.9 % |
| Q2 2022 | 956.66 | 13.6 % | 1,252.76 | 10.8 % | (90.47) | 33.6 % |
| Q3 2022 | 1,003.38 | 13.2 % | 1,325.49 | 12.9 % | (153.17) | (7.5 %) |
| Q4 2022 | 982.17 | 8.9 % | 1,348.67 | 17.6 % | (142.52) | (12.9 %) |
| 2022 | 3,886.67 | 11.4 % | 5,191.43 | 13.3 % | (530.45) | 4.5 % |
| Q1 2023 | 1,037.44 | 9.8 % | 1,335.61 | 5.6 % | (127.80) | 11.4 % |
| Q2 2023 | 1,016.09 | 6.2 % | 1,294.05 | 3.3 % | (59.30) | 34.4 % |
| Q3 2023 | 1,051.99 | 4.8 % | 1,335.84 | 0.8 % | (95.46) | 37.7 % |
| Q4 2023 | 1,004.32 | 2.3 % | 1,337.30 | (0.8 %) | (57.55) | 59.6 % |
| 2023 | 4,109.84 | 5.7 % | 5,302.79 | 2.1 % | (340.11) | 35.9 % |
| Q1 2024 | 1,044.73 | 0.7 % | 1,341.35 | 0.4 % | (40.35) | 68.4 % |
| Q2 2024 | 1,084.77 | 6.8 % | 1,407.74 | 8.8 % | (92.89) | (56.6 %) |
| Q3 2024 | 1,159.79 | 10.2 % | 1,446.28 | 8.3 % | (65.16) | 31.7 % |
| Q4 2024 | 1,144.30 | 13.9 % | 1,476.50 | 10.4 % | 57.70 | 200.3 % |
| 2024 | 4,433.60 | 7.9 % | 5,671.90 | 7.0 % | (129.70) | 61.9 % |
| Q1 2025 | 1,162.00 | 11.2 % | 1,463.85 | 9.1 % | (34.03) | 15.7 % |
| Q2 2025 | 1,176.74 | 8.5 % | 1,540.71 | 9.4 % | (44.17) | 52.4 % |
| Q3 2025 | 1,194.75 | 3.0 % | 1,534.86 | 6.1 % | (32.99) | 49.4 % |
| Q4 2025 | 1,218.02 | 6.4 % | 1,652.48 | 11.9 % | (46.69) | (180.9 %) |
| 2025 | 4,751.50 | 7.2 % | 6,191.90 | 9.2 % | (181.40) | (39.9 %) |
| Period | Net Income from investments and financial activities | Change | Operating Income | Change | Debt Provisions | Change |
|---|---|---|---|---|---|---|
| 2016 | 1,407.91 | 21.1 % | 2,587.43 | 12.8 % | (191.21) | (143.0 %) |
| 2017 | 1,739.00 | 23.5 % | 2,959.58 | 14.4 % | (378.63) | (98.0 %) |
| 2018 | 2,164.23 | 24.5 % | 3,416.02 | 15.4 % | (490.45) | (29.5 %) |
| 2019 | 2,823.76 | 30.5 % | 3,945.35 | 15.5 % | (543.09) | (10.7 %) |
| 2020 | 3,292.63 | 16.6 % | 4,262.05 | 8.0 % | (694.51) | (27.9 %) |
| 2021 | 3,489.49 | 6.0 % | 4,583.95 | 7.6 % | (555.19) | 20.1 % |
| 2022 | 3,886.67 | 11.4 % | 5,191.43 | 13.3 % | (530.45) | 4.5 % |
| 2023 | 4,109.84 | 5.7 % | 5,302.79 | 2.1 % | (340.11) | 35.9 % |
| 2024 | 4,433.60 | 7.9 % | 5,671.90 | 7.0 % | (129.70) | 61.9 % |
| 2025 | 4,751.50 | 7.2 % | 6,191.90 | 9.2 % | (181.40) | (39.9 %) |
| Period | Net Income | Change | EPS(Riyal) | Extraordinary Income/Expense | Net Profit Before Unusual Items | EPS(Riyal) |
|---|---|---|---|---|---|---|
| Q1 2016 | 174.52 | 0.2 % | 0.12 | - | 174.52 | 0.12 |
| Q2 2016 | 183.87 | (10.9 %) | 0.12 | - | 183.87 | 0.12 |
| Q3 2016 | 227.81 | 12.0 % | 0.15 | - | 227.81 | 0.15 |
| Q4 2016 | 221.52 | 8.4 % | 0.15 | - | 221.52 | 0.15 |
| 2016 | 807.72 | 2.4 % | 0.54 | - | 807.72 | 0.54 |
| Q1 2017 | 229.38 | 31.4 % | 0.15 | - | 229.38 | 0.15 |
| Q2 2017 | 238.76 | 29.8 % | 0.16 | - | 238.76 | 0.16 |
| Q3 2017 | 248.05 | 8.9 % | 0.17 | - | 248.05 | 0.17 |
| Q4 2017 | 225.86 | 2.0 % | 0.15 | - | 225.86 | 0.15 |
| 2017 | 942.05 | 16.6 % | 0.63 | - | 942.05 | 0.63 |
| Q1 2018 | 246.11 | 7.3 % | 0.16 | - | 246.11 | 0.16 |
| Q2 2018 | 265.90 | 11.4 % | 0.18 | - | 265.90 | 0.18 |
| Q3 2018 | 237.02 | (4.4 %) | 0.16 | - | 237.02 | 0.16 |
| Q4 2018 | (136.32) | (160.4 %) | (0.09) | (392.80) | 256.48 | 0.17 |
| 2018 | 612.71 | (35.0 %) | 0.41 | (392.80) | 1,005.51 | 0.67 |
| Q1 2019 | 284.89 | 15.8 % | 0.19 | - | 284.89 | 0.19 |
| Q2 2019 | 304.91 | 14.7 % | 0.20 | - | 304.91 | 0.20 |
| Q3 2019 | 326.63 | 37.8 % | 0.22 | - | 326.63 | 0.22 |
| Q4 2019 | 327.15 | 340.0 % | 0.22 | - | 327.15 | 0.22 |
| 2019 | 1,243.74 | 103.0 % | 0.83 | - | 1,243.74 | 0.83 |
| Q1 2020 | 270.04 | (5.2 %) | 0.18 | - | 270.04 | 0.18 |
| Q2 2020 | 318.06 | 4.3 % | 0.21 | - | 318.06 | 0.21 |
| Q3 2020 | 382.61 | 17.1 % | 0.26 | - | 382.61 | 0.26 |
| Q4 2020 | 377.81 | 15.5 % | 0.25 | - | 377.81 | 0.25 |
| 2020 | 1,348.52 | 8.4 % | 0.90 | - | 1,348.52 | 0.90 |
| Q1 2021 | 392.75 | 45.4 % | 0.26 | - | 392.75 | 0.26 |
| Q2 2021 | 416.09 | 30.8 % | 0.28 | - | 416.09 | 0.28 |
| Q3 2021 | 449.70 | 17.5 % | 0.30 | - | 449.70 | 0.30 |
| Q4 2021 | 418.22 | 10.7 % | 0.28 | - | 418.22 | 0.28 |
| 2021 | 1,686.54 | 25.1 % | 1.12 | - | 1,686.54 | 1.12 |
| Q1 2022 | 490.31 | 24.8 % | 0.33 | - | 490.31 | 0.33 |
| Q2 2022 | 510.98 | 22.8 % | 0.34 | - | 510.98 | 0.34 |
| Q3 2022 | 540.65 | 20.2 % | 0.36 | - | 540.65 | 0.36 |
| Q4 2022 | 539.75 | 29.1 % | 0.36 | - | 539.75 | 0.36 |
| 2022 | 2,081.69 | 23.4 % | 1.39 | - | 2,081.69 | 1.39 |
| Q1 2023 | 559.90 | 14.2 % | 0.37 | - | 559.90 | 0.37 |
| Q2 2023 | 585.90 | 14.7 % | 0.39 | - | 585.90 | 0.39 |
| Q3 2023 | 616.17 | 14.0 % | 0.41 | - | 616.17 | 0.41 |
| Q4 2023 | 606.97 | 12.5 % | 0.40 | - | 606.97 | 0.40 |
| 2023 | 2,368.94 | 13.8 % | 1.58 | - | 2,368.94 | 1.58 |
| Q1 2024 | 643.05 | 14.9 % | 0.43 | - | 643.05 | 0.43 |
| Q2 2024 | 670.85 | 14.5 % | 0.45 | - | 670.85 | 0.45 |
| Q3 2024 | 702.69 | 14.0 % | 0.47 | - | 702.69 | 0.47 |
| Q4 2024 | 789.90 | 30.1 % | 0.53 | - | 789.90 | 0.53 |
| 2024 | 2,806.50 | 18.5 % | 1.87 | - | 2,806.50 | 1.87 |
| Q1 2025 | 700.38 | 8.9 % | 0.47 | - | 700.38 | 0.47 |
| Q2 2025 | 765.77 | 14.1 % | 0.51 | - | 765.77 | 0.51 |
| Q3 2025 | 766.50 | 9.1 % | 0.51 | - | 766.50 | 0.51 |
| Q4 2025 | 816.75 | 3.4 % | 0.54 | - | 816.75 | 0.54 |
| 2025 | 3,049.40 | 8.7 % | 2.03 | - | 3,049.40 | 2.03 |
| Period | Net Income | Change | EPS(Riyal) | Extraordinary Income/Expense | Net Profit Before Unusual Items | EPS(Riyal) |
|---|---|---|---|---|---|---|
| 2016 | 807.72 | 2.4 % | 0.54 | - | 807.72 | 0.54 |
| 2017 | 942.05 | 16.6 % | 0.63 | - | 942.05 | 0.63 |
| 2018 | 612.71 | (35.0 %) | 0.41 | (392.80) | 1,005.51 | 0.67 |
| 2019 | 1,243.74 | 103.0 % | 0.83 | - | 1,243.74 | 0.83 |
| 2020 | 1,348.52 | 8.4 % | 0.90 | - | 1,348.52 | 0.90 |
| 2021 | 1,686.54 | 25.1 % | 1.12 | - | 1,686.54 | 1.12 |
| 2022 | 2,081.69 | 23.4 % | 1.39 | - | 2,081.69 | 1.39 |
| 2023 | 2,368.94 | 13.8 % | 1.58 | - | 2,368.94 | 1.58 |
| 2024 | 2,806.50 | 18.5 % | 1.87 | - | 2,806.50 | 1.87 |
| 2025 | 3,049.40 | 8.7 % | 2.03 | - | 3,049.40 | 2.03 |
| Period | Return On Average Assets | Return on Average Equity | Net Profit/Investment Income & Other Financing Operations |
|---|---|---|---|
| Q1 2016 | 1.57 % | 12.52 % | 58.43 % |
| Q2 2016 | 1.48 % | 11.97 % | 51.62 % |
| Q3 2016 | 1.50 % | 12.02 % | 48.25 % |
| Q4 2016 | 1.54 % | 11.92 % | 45.62 % |
| 2016 | 1.54 % | 11.92 % | 45.62 % |
| Q1 2017 | 1.55 % | 12.46 % | 46.47 % |
| Q2 2017 | 1.61 % | 13.11 % | 47.26 % |
| Q3 2017 | 1.59 % | 12.93 % | 46.38 % |
| Q4 2017 | 1.61 % | 12.82 % | 44.50 % |
| 2017 | 1.61 % | 12.82 % | 44.50 % |
| Q1 2018 | 1.56 % | 12.74 % | 42.90 % |
| Q2 2018 | 1.54 % | 13.15 % | 41.61 % |
| Q3 2018 | 1.46 % | 12.56 % | 38.56 % |
| Q4 2018 | 0.90 % | 7.95 % | 22.50 % |
| 2018 | 0.90 % | 7.95 % | 22.50 % |
| Q1 2019 | 0.94 % | 8.15 % | 22.51 % |
| Q2 2019 | 0.95 % | 8.35 % | 22.37 % |
| Q3 2019 | 1.03 % | 9.17 % | 23.87 % |
| Q4 2019 | 1.56 % | 14.41 % | 36.28 % |
| 2019 | 1.56 % | 14.41 % | 35.93 % |
| Q1 2020 | 1.52 % | 13.79 % | 34.46 % |
| Q2 2020 | 1.50 % | 13.27 % | 34.22 % |
| Q3 2020 | 1.50 % | 13.38 % | 35.54 % |
| Q4 2020 | 1.48 % | 13.37 % | 37.18 % |
| 2020 | 1.48 % | 13.37 % | 37.18 % |
| Q1 2021 | 1.54 % | 14.43 % | 40.52 % |
| Q2 2021 | 1.60 % | 14.73 % | 43.19 % |
| Q3 2021 | 1.60 % | 14.75 % | 44.40 % |
| Q4 2021 | 1.62 % | 14.76 % | 44.58 % |
| 2021 | 1.63 % | 14.85 % | 44.84 % |
| Q1 2022 | 1.62 % | 15.32 % | 45.61 % |
| Q2 2022 | 1.63 % | 15.56 % | 45.38 % |
| Q3 2022 | 1.64 % | 15.74 % | 43.89 % |
| Q4 2022 | 1.73 % | 16.40 % | 41.87 % |
| 2022 | 1.73 % | 16.40 % | 41.87 % |
| Q1 2023 | 1.71 % | 16.29 % | 38.22 % |
| Q2 2023 | 1.73 % | 16.63 % | 35.17 % |
| Q3 2023 | 1.74 % | 16.65 % | 32.91 % |
| Q4 2023 | 1.74 % | 16.53 % | 31.40 % |
| 2023 | 1.74 % | 16.53 % | 31.40 % |
| Q1 2024 | 1.76 % | 16.47 % | 31.01 % |
| Q2 2024 | 1.81 % | 16.93 % | 31.05 % |
| Q3 2024 | 1.80 % | 17.07 % | 31.23 % |
| Q4 2024 | 1.88 % | 17.57 % | 32.79 % |
| 2024 | 1.88 % | 17.57 % | 32.79 % |
| Q1 2025 | 1.89 % | 17.20 % | 32.95 % |
| Q2 2025 | 1.93 % | 17.34 % | 33.49 % |
| Q3 2025 | 1.88 % | 17.47 % | 33.76 % |
| Q4 2025 | 1.86 % | 17.13 % | 33.35 % |
| 2025 | 1.86 % | 17.13 % | 33.35 % |
| Period | Return On Average Assets | Return on Average Equity | Net Profit/Investment Income & Other Financing Operations |
|---|---|---|---|
| 2016 | 1.54 % | 11.92 % | 45.62 % |
| 2017 | 1.61 % | 12.82 % | 44.50 % |
| 2018 | 0.90 % | 7.95 % | 22.50 % |
| 2019 | 1.56 % | 14.41 % | 35.93 % |
| 2020 | 1.48 % | 13.37 % | 37.18 % |
| 2021 | 1.63 % | 14.85 % | 44.84 % |
| 2022 | 1.73 % | 16.40 % | 41.87 % |
| 2023 | 1.74 % | 16.53 % | 31.40 % |
| 2024 | 1.88 % | 17.57 % | 32.79 % |
| 2025 | 1.86 % | 17.13 % | 33.35 % |
| Period | Assets | Change | Customer Deposits | Change | Financing Investments | Change |
|---|---|---|---|---|---|---|
| Q1 2016 | 54.30 | 17.2 % | 43.93 | 16.0 % | 37.33 | 28.3 % |
| Q2 2016 | 54.33 | 10.5 % | 42.12 | 10.0 % | 36.93 | 16.6 % |
| Q3 2016 | 55.65 | 12.4 % | 41.24 | 1.3 % | 36.25 | 12.3 % |
| Q4 2016 | 53.75 | 4.9 % | 40.23 | (4.6 %) | 36.18 | 5.6 % |
| Q1 2017 | 57.29 | 5.5 % | 43.54 | (0.9 %) | 38.70 | 3.7 % |
| Q2 2017 | 59.73 | 9.9 % | 44.97 | 6.8 % | 40.66 | 10.1 % |
| Q3 2017 | 62.53 | 12.4 % | 46.40 | 12.5 % | 41.81 | 15.4 % |
| Q4 2017 | 63.21 | 17.6 % | 47.78 | 18.8 % | 43.45 | 20.1 % |
| Q1 2018 | 65.78 | 14.8 % | 50.77 | 16.6 % | 45.62 | 17.9 % |
| Q2 2018 | 68.41 | 14.5 % | 52.18 | 16.0 % | 47.34 | 16.4 % |
| Q3 2018 | 70.71 | 13.1 % | 54.57 | 17.6 % | 49.74 | 18.9 % |
| Q4 2018 | 73.64 | 16.5 % | 57.18 | 19.7 % | 50.59 | 16.4 % |
| Q1 2019 | 72.90 | 10.8 % | 57.59 | 13.4 % | 51.40 | 12.7 % |
| Q2 2019 | 76.97 | 12.5 % | 59.32 | 13.7 % | 53.62 | 13.3 % |
| Q3 2019 | 81.16 | 14.8 % | 64.06 | 17.4 % | 56.40 | 13.4 % |
| Q4 2019 | 86.00 | 16.8 % | 67.11 | 17.4 % | 59.29 | 17.2 % |
| Q1 2020 | 88.40 | 21.3 % | 68.38 | 18.7 % | 62.46 | 21.5 % |
| Q2 2020 | 88.86 | 15.5 % | 64.88 | 9.4 % | 64.92 | 21.1 % |
| Q3 2020 | 92.31 | 13.7 % | 68.88 | 7.5 % | 67.76 | 20.2 % |
| Q4 2020 | 95.75 | 11.3 % | 71.55 | 6.6 % | 70.11 | 18.3 % |
| Q1 2021 | 102.52 | 16.0 % | 76.96 | 12.6 % | 75.53 | 20.9 % |
| Q2 2021 | 107.65 | 21.2 % | 81.64 | 25.8 % | 79.13 | 21.9 % |
| Q3 2021 | 111.61 | 20.9 % | 82.35 | 19.5 % | 81.80 | 20.7 % |
| Q4 2021 | 110.85 | 15.8 % | 81.11 | 13.4 % | 82.93 | 18.3 % |
| Q1 2022 | 116.44 | 13.6 % | 86.08 | 11.8 % | 86.39 | 14.4 % |
| Q2 2022 | 121.51 | 12.9 % | 89.11 | 9.2 % | 91.21 | 15.3 % |
| Q3 2022 | 127.02 | 13.8 % | 93.89 | 14.0 % | 92.29 | 12.8 % |
| Q4 2022 | 129.54 | 16.9 % | 94.84 | 16.9 % | 91.18 | 9.9 % |
| Q1 2023 | 135.37 | 16.3 % | 105.48 | 22.5 % | 95.48 | 10.5 % |
| Q2 2023 | 135.40 | 11.4 % | 106.29 | 19.3 % | 98.85 | 8.4 % |
| Q3 2023 | 137.57 | 8.3 % | 108.92 | 16.0 % | 101.60 | 10.1 % |
| Q4 2023 | 143.11 | 10.5 % | 112.83 | 19.0 % | 102.08 | 12.0 % |
| Q1 2024 | 143.70 | 6.2 % | 113.74 | 7.8 % | 103.31 | 8.2 % |
| Q2 2024 | 145.29 | 7.3 % | 114.53 | 7.8 % | 104.31 | 5.5 % |
| Q3 2024 | 153.72 | 11.7 % | 122.34 | 12.3 % | 106.70 | 5.0 % |
| Q4 2024 | 154.96 | 8.3 % | 121.78 | 7.9 % | 109.30 | 7.1 % |
| Q1 2025 | 159.10 | 10.7 % | 124.02 | 9.0 % | 112.43 | 8.8 % |
| Q2 2025 | 161.90 | 11.4 % | 123.93 | 8.2 % | 115.69 | 10.9 % |
| Q3 2025 | 167.93 | 9.2 % | 129.02 | 5.5 % | 119.13 | 11.7 % |
| Q4 2025 | 172.97 | 11.6 % | 132.88 | 9.1 % | 122.19 | 11.8 % |
| Period | Assets | Change | Customer Deposits | Change | Financing Investments | Change |
|---|---|---|---|---|---|---|
| 3m 2016 | 54.30 | 17.2 % | 43.93 | 16.0 % | 37.33 | 28.3 % |
| 6m 2016 | 54.33 | 10.5 % | 42.12 | 10.0 % | 36.93 | 16.6 % |
| 9m 2016 | 55.65 | 12.4 % | 41.24 | 1.3 % | 36.25 | 12.3 % |
| 12m 2016 | 53.75 | 4.9 % | 40.23 | (4.6 %) | 36.18 | 5.6 % |
| 3m 2017 | 57.29 | 5.5 % | 43.54 | (0.9 %) | 38.70 | 3.7 % |
| 6m 2017 | 59.73 | 9.9 % | 44.97 | 6.8 % | 40.66 | 10.1 % |
| 9m 2017 | 62.53 | 12.4 % | 46.40 | 12.5 % | 41.81 | 15.4 % |
| 12m 2017 | 63.21 | 17.6 % | 47.78 | 18.8 % | 43.45 | 20.1 % |
| 3m 2018 | 65.78 | 14.8 % | 50.77 | 16.6 % | 45.62 | 17.9 % |
| 6m 2018 | 68.41 | 14.5 % | 52.18 | 16.0 % | 47.34 | 16.4 % |
| 9m 2018 | 70.71 | 13.1 % | 54.57 | 17.6 % | 49.74 | 18.9 % |
| 12m 2018 | 73.64 | 16.5 % | 57.18 | 19.7 % | 50.59 | 16.4 % |
| 3m 2019 | 72.90 | 10.8 % | 57.59 | 13.4 % | 51.40 | 12.7 % |
| 6m 2019 | 76.97 | 12.5 % | 59.32 | 13.7 % | 53.62 | 13.3 % |
| 9m 2019 | 81.16 | 14.8 % | 64.06 | 17.4 % | 56.40 | 13.4 % |
| 12m 2019 | 86.00 | 16.8 % | 67.11 | 17.4 % | 59.29 | 17.2 % |
| 3m 2020 | 88.40 | 21.3 % | 68.38 | 18.7 % | 62.46 | 21.5 % |
| 6m 2020 | 88.86 | 15.5 % | 64.88 | 9.4 % | 64.92 | 21.1 % |
| 9m 2020 | 92.31 | 13.7 % | 68.88 | 7.5 % | 67.76 | 20.2 % |
| 12m 2020 | 95.75 | 11.3 % | 71.55 | 6.6 % | 70.11 | 18.3 % |
| 3m 2021 | 102.52 | 16.0 % | 76.96 | 12.6 % | 75.53 | 20.9 % |
| 6m 2021 | 107.65 | 21.2 % | 81.64 | 25.8 % | 79.13 | 21.9 % |
| 9m 2021 | 111.61 | 20.9 % | 82.35 | 19.5 % | 81.80 | 20.7 % |
| 12m 2021 | 110.85 | 15.8 % | 81.11 | 13.4 % | 82.93 | 18.3 % |
| 3m 2022 | 116.44 | 13.6 % | 86.08 | 11.8 % | 86.39 | 14.4 % |
| 6m 2022 | 121.51 | 12.9 % | 89.11 | 9.2 % | 91.21 | 15.3 % |
| 9m 2022 | 127.02 | 13.8 % | 93.89 | 14.0 % | 92.29 | 12.8 % |
| 12m 2022 | 129.54 | 16.9 % | 94.84 | 16.9 % | 91.18 | 9.9 % |
| 3m 2023 | 135.37 | 16.3 % | 105.48 | 22.5 % | 95.48 | 10.5 % |
| 6m 2023 | 135.40 | 11.4 % | 106.29 | 19.3 % | 98.85 | 8.4 % |
| 9m 2023 | 137.57 | 8.3 % | 108.92 | 16.0 % | 101.60 | 10.1 % |
| 12m 2023 | 143.11 | 10.5 % | 112.83 | 19.0 % | 102.08 | 12.0 % |
| 3m 2024 | 143.70 | 6.2 % | 113.74 | 7.8 % | 103.31 | 8.2 % |
| 6m 2024 | 145.29 | 7.3 % | 114.53 | 7.8 % | 104.31 | 5.5 % |
| 9m 2024 | 153.72 | 11.7 % | 122.34 | 12.3 % | 106.70 | 5.0 % |
| 12m 2024 | 154.96 | 8.3 % | 121.78 | 7.9 % | 109.30 | 7.1 % |
| 3m 2025 | 159.10 | 10.7 % | 124.02 | 9.0 % | 112.43 | 8.8 % |
| 6m 2025 | 161.90 | 11.4 % | 123.93 | 8.2 % | 115.69 | 10.9 % |
| 9m 2025 | 167.93 | 9.2 % | 129.02 | 5.5 % | 119.13 | 11.7 % |
| 12m 2025 | 172.97 | 11.6 % | 132.88 | 9.1 % | 122.19 | 11.8 % |
| Period | Assets | Change | Customer Deposits | Change | Financing Investments | Change |
|---|---|---|---|---|---|---|
| 2016 | 53.75 | 4.9 % | 40.23 | (4.6 %) | 36.18 | 5.6 % |
| 2017 | 63.21 | 17.6 % | 47.78 | 18.8 % | 43.45 | 20.1 % |
| 2018 | 73.64 | 16.5 % | 57.18 | 19.7 % | 50.59 | 16.4 % |
| 2019 | 86.00 | 16.8 % | 67.11 | 17.4 % | 59.29 | 17.2 % |
| 2020 | 95.75 | 11.3 % | 71.55 | 6.6 % | 70.11 | 18.3 % |
| 2021 | 110.85 | 15.8 % | 81.11 | 13.4 % | 82.93 | 18.3 % |
| 2022 | 129.54 | 16.9 % | 94.84 | 16.9 % | 91.18 | 9.9 % |
| 2023 | 143.11 | 10.5 % | 112.83 | 19.0 % | 102.08 | 12.0 % |
| 2024 | 154.96 | 8.3 % | 121.78 | 7.9 % | 109.30 | 7.1 % |
| 2025 | 172.97 | 11.6 % | 132.88 | 9.1 % | 122.19 | 11.8 % |
| Period | Customer Deposits Per Total Assets | Financing Investments/Customer Deposits | Financing Investments/Total Assets |
|---|---|---|---|
| Q1 2016 | 80.90 % | 84.98 % | 68.75 % |
| Q2 2016 | 77.53 % | 87.68 % | 67.98 % |
| Q3 2016 | 74.12 % | 87.88 % | 65.14 % |
| Q4 2016 | 74.86 % | 89.92 % | 67.31 % |
| Q1 2017 | 76.00 % | 88.89 % | 67.55 % |
| Q2 2017 | 75.29 % | 90.42 % | 68.08 % |
| Q3 2017 | 74.20 % | 90.12 % | 66.87 % |
| Q4 2017 | 75.60 % | 90.93 % | 68.74 % |
| Q1 2018 | 77.19 % | 89.84 % | 69.35 % |
| Q2 2018 | 76.28 % | 90.73 % | 69.20 % |
| Q3 2018 | 77.18 % | 91.14 % | 70.34 % |
| Q4 2018 | 77.65 % | 88.48 % | 68.70 % |
| Q1 2019 | 79.00 % | 89.26 % | 70.51 % |
| Q2 2019 | 77.07 % | 90.40 % | 69.67 % |
| Q3 2019 | 78.92 % | 88.04 % | 69.49 % |
| Q4 2019 | 78.03 % | 88.35 % | 68.94 % |
| Q1 2020 | 77.35 % | 91.35 % | 70.66 % |
| Q2 2020 | 73.01 % | 100.07 % | 73.06 % |
| Q3 2020 | 74.62 % | 98.37 % | 73.41 % |
| Q4 2020 | 74.73 % | 97.99 % | 73.22 % |
| Q1 2021 | 75.07 % | 98.14 % | 73.68 % |
| Q2 2021 | 75.84 % | 96.93 % | 73.51 % |
| Q3 2021 | 73.78 % | 99.34 % | 73.29 % |
| Q4 2021 | 73.17 % | 102.25 % | 74.81 % |
| Q1 2022 | 73.92 % | 100.36 % | 74.19 % |
| Q2 2022 | 73.33 % | 102.35 % | 75.06 % |
| Q3 2022 | 73.91 % | 98.30 % | 72.66 % |
| Q4 2022 | 73.21 % | 96.14 % | 70.39 % |
| Q1 2023 | 77.92 % | 90.52 % | 70.54 % |
| Q2 2023 | 78.50 % | 93.01 % | 73.01 % |
| Q3 2023 | 79.17 % | 93.29 % | 73.85 % |
| Q4 2023 | 78.84 % | 90.47 % | 71.33 % |
| Q1 2024 | 79.15 % | 90.83 % | 71.89 % |
| Q2 2024 | 78.83 % | 91.08 % | 71.79 % |
| Q3 2024 | 79.59 % | 87.21 % | 69.41 % |
| Q4 2024 | 78.58 % | 89.76 % | 70.53 % |
| Q1 2025 | 77.95 % | 90.65 % | 70.66 % |
| Q2 2025 | 76.55 % | 93.35 % | 71.46 % |
| Q3 2025 | 76.83 % | 92.34 % | 70.94 % |
| Q4 2025 | 76.82 % | 91.95 % | 70.64 % |
| Period | Customer Deposits Per Total Assets | Financing Investments/Customer Deposits | Financing Investments/Total Assets |
|---|---|---|---|
| 2016 | 74.86 % | 89.92 % | 67.31 % |
| 2017 | 75.60 % | 90.93 % | 68.74 % |
| 2018 | 77.65 % | 88.48 % | 68.70 % |
| 2019 | 78.03 % | 88.35 % | 68.94 % |
| 2020 | 74.73 % | 97.99 % | 73.22 % |
| 2021 | 73.17 % | 102.25 % | 74.81 % |
| 2022 | 73.21 % | 96.14 % | 70.39 % |
| 2023 | 78.84 % | 90.47 % | 71.33 % |
| 2024 | 78.58 % | 89.76 % | 70.53 % |
| 2025 | 76.82 % | 91.95 % | 70.64 % |
| Period | Shares Outstanding (M) | EPS (Riyal) | Earnings Per Share before unusual items (Riyal) | EPS Diluted (Riyal) | Book Value (BV) |
|---|---|---|---|---|---|
| Q1 2016 | 1,500.00 | 0.53 | 0.53 | - | 4.35 |
| Q2 2016 | 1,500.00 | 0.51 | 0.51 | - | 4.47 |
| Q3 2016 | 1,500.00 | 0.53 | 0.53 | - | 4.62 |
| Q4 2016 | 1,500.00 | 0.54 | 0.54 | - | 4.74 |
| Q1 2017 | 1,500.00 | 0.58 | 0.58 | - | 4.89 |
| Q2 2017 | 1,500.00 | 0.61 | 0.61 | - | 4.86 |
| Q3 2017 | 1,500.00 | 0.63 | 0.63 | - | 5.05 |
| Q4 2017 | 1,500.00 | 0.63 | 0.63 | - | 5.06 |
| Q1 2018 | 1,500.00 | 0.64 | 0.64 | - | 5.15 |
| Q2 2018 | 1,500.00 | 0.66 | 0.66 | - | 5.14 |
| Q3 2018 | 1,500.00 | 0.65 | 0.65 | - | 5.29 |
| Q4 2018 | 1,500.00 | 0.41 | 0.67 | - | 5.22 |
| Q1 2019 | 1,500.00 | 0.43 | 0.70 | - | 5.51 |
| Q2 2019 | 1,500.00 | 0.46 | 0.72 | - | 5.89 |
| Q3 2019 | 1,500.00 | 0.52 | 0.78 | - | 6.05 |
| Q4 2019 | 1,500.00 | 0.83 | 0.83 | - | 6.28 |
| Q1 2020 | 1,500.00 | 0.82 | 0.82 | - | 6.37 |
| Q2 2020 | 1,500.00 | 0.83 | 0.83 | - | 6.59 |
| Q3 2020 | 1,500.00 | 0.87 | 0.87 | - | 6.88 |
| Q4 2020 | 1,500.00 | 0.90 | 0.90 | 0.94 | 7.16 |
| Q1 2021 | 1,500.00 | 0.98 | 0.98 | 0.99 | 7.23 |
| Q2 2021 | 1,500.00 | 1.05 | 1.05 | 1.05 | 7.61 |
| Q3 2021 | 1,500.00 | 1.09 | 1.09 | 1.10 | 7.91 |
| Q4 2021 | 1,500.00 | 1.12 | 1.12 | 1.12 | 7.99 |
| Q1 2022 | 1,500.00 | 1.18 | 1.18 | 1.19 | 8.22 |
| Q2 2022 | 1,500.00 | 1.25 | 1.25 | 1.25 | 8.40 |
| Q3 2022 | 1,500.00 | 1.31 | 1.31 | 1.31 | 8.69 |
| Q4 2022 | 1,500.00 | 1.39 | 1.39 | 1.39 | 8.93 |
| Q1 2023 | 1,500.00 | 1.43 | 1.43 | 1.44 | 9.39 |
| Q2 2023 | 1,500.00 | 1.48 | 1.48 | 1.49 | 9.45 |
| Q3 2023 | 1,500.00 | 1.53 | 1.53 | 1.54 | 9.74 |
| Q4 2023 | 1,500.00 | 1.58 | 1.58 | 1.59 | 10.17 |
| Q1 2024 | 1,500.00 | 1.63 | 1.63 | 1.64 | 10.47 |
| Q2 2024 | 1,500.00 | 1.69 | 1.69 | 1.70 | 10.54 |
| Q3 2024 | 1,500.00 | 1.75 | 1.75 | 1.76 | 10.75 |
| Q4 2024 | 1,500.00 | 1.87 | 1.87 | 1.88 | 11.13 |
| Q1 2025 | 1,500.00 | 1.91 | 1.91 | 1.92 | 11.73 |
| Q2 2025 | 1,500.00 | 1.97 | 1.97 | 1.98 | 12.21 |
| Q3 2025 | 1,500.00 | 2.02 | 2.02 | 2.03 | 12.31 |
| Q4 2025 | 1,500.00 | 2.03 | 2.03 | 1.99 | 12.61 |
| Period | Shares Outstanding (M) | EPS (Riyal) | Earnings Per Share before unusual items (Riyal) | EPS Diluted (Riyal) | Book Value (BV) |
|---|---|---|---|---|---|
| 2016 | 1,500.00 | 0.54 | 0.54 | - | 4.74 |
| 2017 | 1,500.00 | 0.63 | 0.63 | - | 5.06 |
| 2018 | 1,500.00 | 0.41 | 0.67 | - | 5.22 |
| 2019 | 1,500.00 | 0.83 | 0.83 | - | 6.28 |
| 2020 | 1,500.00 | 0.90 | 0.90 | 0.90 | 7.16 |
| 2021 | 1,500.00 | 1.12 | 1.12 | 1.13 | 7.99 |
| 2022 | 1,500.00 | 1.39 | 1.39 | 1.39 | 8.93 |
| 2023 | 1,500.00 | 1.58 | 1.58 | 1.59 | 10.17 |
| 2024 | 1,500.00 | 1.87 | 1.87 | 1.88 | 11.13 |
| 2025 | 1,500.00 | 2.03 | 2.03 | 1.99 | 12.61 |
| Period | P/E | Recurring P/E | Price/book |
|---|---|---|---|
| Q1 2016 | 14.70 | 14.70 | 1.78 |
| Q2 2016 | 14.21 | 14.21 | 1.62 |
| Q3 2016 | 11.49 | 11.49 | 1.31 |
| Q4 2016 | 15.31 | 15.31 | 1.74 |
| Q1 2017 | 12.78 | 12.78 | 1.50 |
| Q2 2017 | 12.45 | 12.45 | 1.57 |
| Q3 2017 | 12.35 | 12.35 | 1.53 |
| Q4 2017 | 13.05 | 13.05 | 1.62 |
| Q1 2018 | 14.27 | 14.27 | 1.77 |
| Q2 2018 | 14.27 | 14.27 | 1.82 |
| Q3 2018 | 15.25 | 15.25 | 1.87 |
| Q4 2018 | 26.71 | 16.27 | 2.09 |
| Q1 2019 | 27.52 | 17.17 | 2.17 |
| Q2 2019 | 29.68 | 18.92 | 2.32 |
| Q3 2019 | 25.50 | 16.96 | 2.19 |
| Q4 2019 | 16.24 | 16.24 | 2.14 |
| Q1 2020 | 12.49 | 12.49 | 1.61 |
| Q2 2020 | 13.37 | 13.37 | 1.68 |
| Q3 2020 | 13.96 | 13.96 | 1.75 |
| Q4 2020 | 15.17 | 15.17 | 1.98 |
| Q1 2021 | 17.88 | 17.88 | 2.44 |
| Q2 2021 | 17.48 | 17.48 | 2.41 |
| Q3 2021 | 18.68 | 18.68 | 2.59 |
| Q4 2021 | 20.66 | 20.66 | 2.90 |
| Q1 2022 | 26.12 | 26.12 | 3.78 |
| Q2 2022 | 23.31 | 23.31 | 3.47 |
| Q3 2022 | 24.14 | 24.14 | 3.64 |
| Q4 2022 | 21.27 | 21.27 | 3.32 |
| Q1 2023 | 18.43 | 18.43 | 2.83 |
| Q2 2023 | 17.30 | 17.30 | 2.73 |
| Q3 2023 | 18.29 | 18.29 | 2.89 |
| Q4 2023 | 19.08 | 19.08 | 2.98 |
| Q1 2024 | 19.39 | 19.39 | 3.04 |
| Q2 2024 | 15.93 | 15.93 | 2.57 |
| Q3 2024 | 18.68 | 18.68 | 3.05 |
| Q4 2024 | 17.30 | 17.30 | 2.92 |
| Q1 2025 | 16.02 | 16.02 | 2.62 |
| Q2 2025 | 13.27 | 13.27 | 2.16 |
| Q3 2025 | 14.23 | 14.23 | 2.34 |
| Q4 2025 | 12.48 | 12.48 | 1.97 |
| Period | P/E | Recurring P/E | Price/book |
|---|---|---|---|
| 2016 | 15.31 | 15.31 | 1.74 |
| 2017 | 13.05 | 13.05 | 1.62 |
| 2018 | 26.71 | 16.27 | 2.09 |
| 2019 | 16.24 | 16.24 | 2.14 |
| 2020 | 15.69 | 15.69 | 1.98 |
| 2021 | 20.55 | 20.55 | 2.90 |
| 2022 | 21.27 | 21.27 | 3.32 |
| 2023 | 19.07 | 19.07 | 2.98 |
| 2024 | 17.28 | 17.28 | 2.92 |
| 2025 | 12.47 | 12.47 | 1.97 |
Q3 2025
2025
| Period | Retail | Corporate and Institutional Banking | Global markets and Treasury | Investment Banking and Brokerage | Remittances ( Enjaz Centers) | Others |
|---|---|---|---|---|---|---|
| Q1 2016 | 325.02 | 199.98 | 57.52 | 19.95 | - | 24.53 |
| Q2 2016 | 325.63 | 196.32 | 65.10 | 17.66 | - | 36.80 |
| Q3 2016 | 322.86 | 194.82 | 62.14 | 20.17 | - | 38.57 |
| Q4 2016 | 320.78 | 204.70 | 67.19 | 35.17 | - | 52.54 |
| Q1 2017 | 373.21 | 208.07 | 46.09 | 23.84 | - | 39.56 |
| Q2 2017 | 389.03 | 231.87 | 50.14 | 23.39 | - | 27.15 |
| Q3 2017 | 403.93 | 239.47 | 58.53 | 31.11 | - | 29.99 |
| Q4 2017 | 407.18 | 254.39 | 92.68 | 27.28 | - | 2.67 |
| Q1 2018 | 444.39 | 220.57 | 98.48 | 27.54 | - | - |
| Q2 2018 | 501.84 | 237.48 | 76.77 | 26.59 | - | - |
| Q3 2018 | 450.55 | 236.16 | 130.40 | 63.14 | - | - |
| Q4 2018 | 499.72 | 268.64 | 84.16 | 49.59 | - | - |
| Q1 2019 | 549.39 | 245.51 | 84.22 | 42.29 | - | - |
| Q2 2019 | 553.05 | 258.59 | 117.55 | 30.07 | - | - |
| Q3 2019 | 606.26 | 251.55 | 117.39 | 48.45 | - | - |
| Q4 2019 | 573.12 | 301.39 | 107.44 | 59.10 | - | - |
| Q1 2020 | 628.34 | 253.41 | 71.72 | 50.69 | - | - |
| Q2 2020 | 623.10 | 239.28 | 108.84 | 28.28 | - | - |
| Q3 2020 | 704.29 | 237.06 | 129.94 | 47.20 | - | - |
| Q4 2020 | 659.21 | 274.76 | 150.74 | 55.19 | - | - |
| Q1 2021 | 742.32 | 213.15 | 123.35 | 54.16 | - | - |
| Q2 2021 | 736.02 | 185.65 | 143.29 | 66.07 | - | - |
| Q3 2021 | 796.65 | 202.47 | 125.84 | 48.15 | - | - |
| Q4 2021 | 647.23 | 180.52 | 248.71 | 70.36 | - | - |
| Q1 2022 | 750.34 | 257.89 | 189.77 | 66.51 | - | - |
| Q2 2022 | 719.71 | 303.30 | 180.44 | 49.31 | - | - |
| Q3 2022 | 760.58 | 354.95 | 162.93 | 47.03 | - | - |
| Q4 2022 | 537.37 | 498.14 | 208.69 | 104.47 | - | - |
| Q1 2023 | 610.53 | 407.31 | 250.45 | 67.32 | - | - |
| Q2 2023 | 610.36 | 428.65 | 173.56 | 81.48 | - | - |
| Q3 2023 | 558.66 | 501.65 | 205.94 | 69.58 | - | - |
| Q4 2023 | 469.22 | 524.93 | 260.69 | 82.46 | - | - |
| Q1 2024 | 517.59 | 449.01 | 281.40 | 93.35 | - | - |
| Q2 2024 | 557.75 | 447.28 | 308.02 | 94.69 | - | - |
| Q3 2024 | 599.42 | 489.90 | 248.28 | 108.68 | - | - |
| Q4 2024 | 565.71 | 473.63 | 328.95 | 108.22 | - | - |
| Q1 2025 | 584.34 | 448.95 | 329.62 | 100.93 | - | - |
| Q2 2025 | 570.12 | 458.73 | 378.05 | 133.81 | - | - |
| Q3 2025 | 596.63 | 475.44 | 355.89 | 106.91 | - | - |
| Period | Retail | Corporate and Institutional Banking | Global markets and Treasury | Investment Banking and Brokerage | Remittances ( Enjaz Centers) | Others |
|---|---|---|---|---|---|---|
| 2015 | 1,247.86 | 733.56 | 162.13 | 74.60 | - | 76.48 |
| 2016 | 1,294.29 | 795.81 | 251.96 | 92.95 | - | 152.43 |
| 2017 | 1,573.35 | 933.80 | 247.44 | 105.61 | - | 99.38 |
| 2018 | 1,896.50 | 962.86 | 389.80 | 166.86 | - | - |
| 2019 | 2,281.82 | 1,057.03 | 426.59 | 179.91 | - | - |
| 2020 | 2,614.93 | 1,004.52 | 461.24 | 181.36 | - | - |
| 2021 | 2,922.22 | 781.80 | 641.19 | 238.74 | - | - |
| 2022 | 2,768.00 | 1,414.28 | 741.83 | 267.33 | - | - |
| 2023 | 2,248.77 | 1,862.54 | 890.64 | 300.84 | - | - |
| 2024 | 2,240.47 | 1,859.82 | 1,166.66 | 404.94 | - | - |
| Item | Profit (Expected) | Profit (Actual) | Change |
|---|---|---|---|
| Average | 773.04 | 816.75 |
| Item | Profit (Expected) | Profit (Actual) | Change |
|---|---|---|---|
| FAB Securities | 789.00 | 816.75 | |
| SNB Capital | 783.00 | 816.75 | |
| Riyad Capital | 778.00 | 816.75 | |
| United Securities Company | 758.00 | 816.75 | |
| AlJazira Capital | 757.20 | 816.75 |
| Current | |
| Market Cap (M Riyal) | 39,990.00 |
| Shares Outstanding ((M)) | 1,500.00 |
| EPS ( Riyal) (TTM) | 2.03 |
| EPS Diluted ( Riyal) (TTM) | 1.99 |
| Book Value (BV) ( Riyal) | 12.61 |
| Par Value ( Riyal) | 10.00 |
| Recurring P/E | 13.11 |
| P/E (TTM) | 13.11 |
| Price/book | 2.11 |
| Return on Average Assets (%) (TTM) | 1.9 |
| Return on Average Equity (%) (TTM) | 17.1 |
| Company | Estimated | Actual | Change |
|---|---|---|---|
| SAB | 2,102.20 | 2,046.53 | |
| SIIG | (2.50) | (150.00) | |
| ALBILAD | 773.04 | 816.75 | |
| ALMAJED OUD | 23.10 | 42.26 | |
| RIBL | 2,600.50 | 2,640.92 | |
| NADEC | 103.00 | 63.99 | |
| ANB | 1,253.00 | 1,146.00 | |
| SAIB | 613.50 | 897.30 | |
| JARIR | 279.33 | 309.80 | |
| BUPA ARABIA | 104.65 | 48.60 |
| Company | Estimated | Actual | Change |
|---|---|---|---|
| SAB | 2,102.20 | 2,046.53 | |
| SIIG | (2.50) | (192.00) | |
| ALBILAD | 773.04 | 816.75 | |
| ALMAJED OUD | 23.10 | 42.26 | |
| RIBL | 2,600.50 | 2,640.92 | |
| NADEC | 103.00 | 63.99 | |
| ANB | 1,253.00 | 1,146.00 | |
| SAIB | 613.50 | 362.09 | |
| JARIR | 279.33 | 309.80 | |
| BUPA ARABIA | 104.65 | 48.60 |
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