Samba’s net profit rises 4% to SAR 5 bln in FY15

21/01/2016 Argaam Exclusive

View other reports

Share Price

Samba Financial Group
38.50
1.70 4.62 %

 

Samba Financial Group, Saudi Arabia's third-largest bank by assets, reported a net profit of SAR 5.21 billion for fiscal year (FY) 2015, marking a four percent increase year-on-year (YOY) attributed to higher revenue.



Financials (M)

Item 2014 2015 Change‬
Net Special Commission Income 4,593.36 4,662.84 1.5 %
Operating Income 7,384.84 7,754.58 5.0 %
Total Provisions (141.33) (142.16) (0.6 %)
Net Income 5,005.08 5,212.34 4.1 %
Average Shares 2,000.00 2,000.00 -
EPS (Riyals) 2.50 2.61 4.1 %

 

The company posted a net profit of SAR 1.23 billion in Q4-2015, a 0.06 percent YOY growth, but a 10 percent drop compared to the previous quarter due to lower gains from non-trading investments and a reduction in banking services fees.



Current Quarter Comparison (M)

Compared With The
Item Q4 2014 Q4 2015 Change‬
Net Special Commission Income 1,173.72 1,188.66 1.3 %
Operating Income 1,817.32 1,842.62 1.4 %
Debt Provisions (31.80) (33.27) (4.6 %)
Net Income 1,231.70 1,231.56 0.0 %
Average Shares 2,000.00 2,000.00 -
EPS (Riyals) 0.62 0.62 0.0 %

Balance Sheet (B)

Item 2014 2015 Change‬
Assets 217.40 235.24 8.2 %
Customer Deposits 163.79 171.80 4.9 %
Loan 124.08 130.00 4.8 %


Financial results (Million)

Period Net Special Commission Income Change Operating Income Change Debt Provisions Change Net Income Change EPS(Riyal)
Q1 2006 1,014.33 19.6 % 1,922.13 58.8 % (95.76) (64.4 %) 1,427.70 75.0 % 0.71
Q2 2006 1,063.61 22.1 % 1,906.26 32.7 % (70.55) 26.2 % 1,402.05 41.1 % 0.70
Q3 2006 1,103.67 24.0 % 1,850.92 17.8 % 25.21 281.5 % 1,442.63 21.0 % 0.72
Q4 2006 1,119.34 24.5 % 1,593.42 (1.1 %) (122.58) 6.0 % 937.99 (7.7 %) 0.47
Q1 2007 1,162.12 14.6 % 1,837.11 (4.4 %) (117.65) (22.9 %) 1,270.19 (11.0 %) 0.64
Q2 2007 1,193.35 12.2 % 1,888.21 (0.9 %) (91.44) (29.6 %) 1,298.18 (7.4 %) 0.65
Q3 2007 1,321.64 19.7 % 1,794.45 (3.1 %) (54.75) (317.2 %) 1,304.93 (9.5 %) 0.65
Q4 2007 1,267.29 13.2 % 1,676.27 5.2 % (47.66) 61.1 % 954.97 1.8 % 0.48
Q1 2008 1,311.53 12.9 % 1,789.96 (2.6 %) (56.60) 51.9 % 1,201.13 (5.4 %) 0.60
Q2 2008 1,198.69 0.4 % 1,877.91 (0.5 %) (37.83) 58.6 % 1,223.72 (5.7 %) 0.61
Q3 2008 1,261.05 (4.6 %) 1,737.37 (3.2 %) (33.17) 39.4 % 1,203.28 (7.8 %) 0.60
Q4 2008 1,289.98 1.8 % 1,606.66 (4.2 %) (139.48) (192.7 %) 825.71 (13.5 %) 0.41
Q1 2009 1,309.17 (0.2 %) 1,987.72 11.0 % (202.97) (258.6 %) 1,271.62 5.9 % 0.64
Q2 2009 1,304.21 8.8 % 1,819.69 (3.1 %) (97.29) (157.1 %) 1,243.17 1.6 % 0.62
Q3 2009 1,294.13 2.6 % 1,755.36 1.0 % (76.93) (132.0 %) 1,210.53 0.6 % 0.61
Q4 2009 1,162.01 (9.9 %) 1,546.87 (3.7 %) (227.63) (63.2 %) 834.87 1.1 % 0.42
Q1 2010 1,171.72 (10.5 %) 1,840.92 (7.4 %) (160.10) 21.1 % 1,210.64 (4.8 %) 0.61
Q2 2010 1,202.35 (7.8 %) 1,771.78 (2.6 %) (57.44) 41.0 % 1,220.34 (1.8 %) 0.61
Q3 2010 1,108.04 (14.4 %) 1,729.17 (1.5 %) (158.10) (105.5 %) 1,103.16 (8.9 %) 0.55
Q4 2010 1,054.35 (9.3 %) 1,558.63 0.8 % (183.15) 19.5 % 900.99 7.9 % 0.45
Q1 2011 1,069.27 (8.7 %) 1,700.95 (7.6 %) (92.80) 42.0 % 1,123.13 (7.2 %) 0.56
Q2 2011 1,133.39 (5.7 %) 1,634.52 (7.7 %) (11.04) 80.8 % 1,102.06 (9.7 %) 0.55
Q3 2011 1,053.38 (4.9 %) 1,713.21 (0.9 %) (90.88) 42.5 % 1,135.09 2.9 % 0.57
Q4 2011 1,052.43 (0.2 %) 1,513.68 (2.9 %) (106.69) 41.7 % 942.99 4.7 % 0.47
Q1 2012 1,054.81 (1.4 %) 1,796.16 5.6 % (137.54) (48.2 %) 1,144.50 1.9 % 0.57
Q2 2012 1,078.63 (4.8 %) 1,744.66 6.7 % (60.86) (451.1 %) 1,157.50 5.0 % 0.58
Q3 2012 1,109.94 5.4 % 1,694.92 (1.1 %) (34.95) 61.5 % 1,159.61 2.2 % 0.58
Q4 2012 1,029.99 (2.1 %) 1,458.34 (3.7 %) (65.30) 38.8 % 868.56 (7.9 %) 0.43
Q1 2013 1,081.96 2.6 % 1,896.97 5.6 % (218.20) (58.6 %) 1,158.26 1.2 % 0.58
Q2 2013 1,148.93 6.5 % 1,756.24 0.7 % (59.40) 2.4 % 1,175.05 1.5 % 0.59
Q3 2013 1,180.81 6.4 % 1,745.42 3.0 % (60.45) (73.0 %) 1,170.87 1.0 % 0.59
Q4 2013 1,116.58 8.4 % 1,601.90 9.8 % (15.31) 76.6 % 1,005.87 15.8 % 0.50
Q1 2014 1,083.08 0.1 % 1,873.11 (1.3 %) (70.28) 67.8 % 1,240.09 7.1 % 0.62
Q2 2014 1,161.51 1.1 % 1,844.25 5.0 % (31.91) 46.3 % 1,257.00 7.0 % 0.63
Q3 2014 1,175.06 (0.5 %) 1,850.16 6.0 % (7.35) 87.8 % 1,276.29 9.0 % 0.64
Q4 2014 1,173.72 5.1 % 1,817.32 13.4 % (31.80) (107.7 %) 1,231.70 22.5 % 0.62
Q1 2015 1,127.91 4.1 % 1,972.95 5.3 % (49.02) 30.2 % 1,277.95 3.1 % 0.64
Q2 2015 1,162.72 0.1 % 1,949.01 5.7 % (27.08) 15.1 % 1,332.42 6.0 % 0.67
Q3 2015 1,183.54 0.7 % 1,990.00 7.6 % (32.79) (346.0 %) 1,370.41 7.4 % 0.69
Q4 2015 1,188.66 1.3 % 1,842.62 1.4 % (33.27) (4.6 %) 1,231.56 0.0 % 0.62
2015 4,662.84 1.5 % 7,754.58 5.0 % (142.16) (0.6 %) 5,212.34 4.1 % 2.61

Profitability

Period Return On Average Assets Return on Average Equity Net Interest Income/Total Operating Income
Q1 2006 4.22 % 41.85 % 56.18 %
Q2 2006 4.66 % 41.09 % 55.16 %
Q3 2006 4.65 % 40.05 % 55.98 %
Q4 2006 4.49 % 36.95 % 59.14 %
Q1 2007 4.14 % 36.15 % 61.89 %
Q2 2007 4.10 % 33.89 % 63.86 %
Q3 2007 3.74 % 30.79 % 67.43 %
Q4 2007 3.47 % 29.13 % 68.71 %
Q1 2008 3.08 % 28.32 % 71.25 %
Q2 2008 3.00 % 27.99 % 71.43 %
Q3 2008 2.79 % 25.93 % 71.15 %
Q4 2008 2.67 % 23.63 % 72.18 %
Q1 2009 2.60 % 24.21 % 70.17 %
Q2 2009 2.52 % 24.15 % 72.21 %
Q3 2009 2.45 % 22.61 % 72.50 %
Q4 2009 2.50 % 21.63 % 71.30 %
Q1 2010 2.54 % 21.19 % 70.83 %
Q2 2010 2.45 % 20.22 % 69.85 %
Q3 2010 2.37 % 18.53 % 67.42 %
Q4 2010 2.38 % 18.58 % 65.74 %
Q1 2011 2.31 % 17.67 % 65.59 %
Q2 2011 2.23 % 16.54 % 65.90 %
Q3 2011 2.28 % 16.18 % 65.24 %
Q4 2011 2.26 % 16.07 % 65.65 %
Q1 2012 2.23 % 15.65 % 64.50 %
Q2 2012 2.25 % 15.72 % 62.64 %
Q3 2012 2.26 % 15.24 % 63.65 %
Q4 2012 2.22 % 14.49 % 63.84 %
Q1 2013 2.20 % 14.22 % 63.29 %
Q2 2013 2.17 % 14.01 % 64.22 %
Q3 2013 2.16 % 13.64 % 64.78 %
Q4 2013 2.24 % 13.58 % 64.68 %
Q1 2014 2.25 % 13.65 % 64.92 %
Q2 2014 2.24 % 13.56 % 64.29 %
Q3 2014 2.28 % 13.39 % 63.27 %
Q4 2014 2.37 % 13.60 % 62.20 %
Q1 2015 2.34 % 13.60 % 61.97 %
Q2 2015 2.33 % 13.53 % 61.13 %
Q3 2015 2.32 % 13.47 % 60.13 %
Q4 2015 2.30 % 13.19 % 60.13 %
2015 2.30 % 13.19 % 60.13 %

Balance Sheet (B)

Period Assets Change Customer Deposits Change Loan Change
Q1 2006 114.52 9.0 % 93.34 31.5 % 64.65 20.6 %
Q2 2006 112.57 8.5 % 86.64 6.6 % 66.27 15.7 %
Q3 2006 115.76 3.8 % 89.47 8.5 % 66.94 10.0 %
Q4 2006 124.01 14.5 % 94.86 11.3 % 67.03 7.4 %
Q1 2007 129.66 13.2 % 97.64 4.6 % 67.97 5.1 %
Q2 2007 129.12 14.7 % 98.29 13.4 % 72.54 9.5 %
Q3 2007 141.29 22.1 % 105.91 18.4 % 77.91 16.4 %
Q4 2007 154.41 24.5 % 115.81 22.1 % 80.55 20.2 %
Q1 2008 179.82 38.7 % 119.46 22.3 % 90.66 33.4 %
Q2 2008 183.64 42.2 % 121.72 23.8 % 96.36 32.8 %
Q3 2008 187.06 32.4 % 124.95 18.0 % 96.30 23.6 %
Q4 2008 178.89 15.9 % 134.23 15.9 % 98.15 21.8 %
Q1 2009 168.34 (6.4 %) 124.22 4.0 % 90.11 (0.6 %)
Q2 2009 177.05 (3.6 %) 138.17 13.5 % 87.95 (8.7 %)
Q3 2009 184.08 (1.6 %) 141.71 13.4 % 85.68 (11.0 %)
Q4 2009 185.52 3.7 % 147.13 9.6 % 84.15 (14.3 %)
Q1 2010 185.88 10.4 % 137.25 10.5 % 85.20 (5.4 %)
Q2 2010 188.36 6.4 % 136.07 (1.5 %) 82.72 (5.9 %)
Q3 2010 185.01 0.5 % 131.93 (6.9 %) 81.32 (5.1 %)
Q4 2010 187.42 1.0 % 133.46 (9.3 %) 80.25 (4.6 %)
Q1 2011 190.90 2.7 % 134.45 (2.0 %) 81.32 (4.6 %)
Q2 2011 190.63 1.2 % 138.82 2.0 % 82.37 (0.4 %)
Q3 2011 188.57 1.9 % 134.89 2.2 % 88.26 8.5 %
Q4 2011 192.77 2.9 % 137.26 2.8 % 89.11 11.0 %
Q1 2012 196.17 2.8 % 139.90 4.1 % 92.78 14.1 %
Q2 2012 199.51 4.7 % 142.36 2.5 % 95.73 16.2 %
Q3 2012 201.51 6.9 % 143.22 6.2 % 98.06 11.1 %
Q4 2012 197.07 2.2 % 148.74 8.4 % 102.63 15.2 %
Q1 2013 198.54 1.2 % 151.69 8.4 % 104.30 12.4 %
Q2 2013 203.03 1.8 % 156.06 9.6 % 109.03 13.9 %
Q3 2013 203.07 0.8 % 155.16 8.3 % 111.25 13.4 %
Q4 2013 205.04 4.0 % 158.34 6.5 % 113.46 10.5 %
Q1 2014 208.77 5.1 % 158.77 4.7 % 115.61 10.8 %
Q2 2014 214.25 5.5 % 163.64 4.9 % 122.16 12.0 %
Q3 2014 216.37 6.5 % 163.51 5.4 % 120.18 8.0 %
Q4 2014 217.40 6.0 % 163.79 3.4 % 124.08 9.4 %
Q1 2015 222.58 6.6 % 168.01 5.8 % 127.04 9.9 %
Q2 2015 225.93 5.4 % 170.88 4.4 % 130.88 7.1 %
Q3 2015 233.75 8.0 % 174.92 7.0 % 127.36 6.0 %
Q4 2015 235.24 8.2 % 171.80 4.9 % 130.00 4.8 %

Ratios

Period Customer Deposits Per Total Assets Loans and advances/Total assets Loans and advances/Customers Deposits
Q1 2006 81.51 % 56.45 % 69.26 %
Q2 2006 76.96 % 58.87 % 76.49 %
Q3 2006 77.29 % 57.83 % 74.82 %
Q4 2006 76.49 % 54.05 % 70.66 %
Q1 2007 75.31 % 52.42 % 69.61 %
Q2 2007 76.13 % 56.18 % 73.80 %
Q3 2007 74.96 % 55.15 % 73.57 %
Q4 2007 75.00 % 52.17 % 69.56 %
Q1 2008 66.43 % 50.42 % 75.89 %
Q2 2008 66.28 % 52.47 % 79.17 %
Q3 2008 66.80 % 51.48 % 77.07 %
Q4 2008 75.03 % 54.86 % 73.12 %
Q1 2009 73.79 % 53.53 % 72.54 %
Q2 2009 78.04 % 49.67 % 63.65 %
Q3 2009 76.98 % 46.55 % 60.46 %
Q4 2009 79.31 % 45.36 % 57.19 %
Q1 2010 73.83 % 45.83 % 62.08 %
Q2 2010 72.24 % 43.91 % 60.79 %
Q3 2010 71.31 % 43.95 % 61.64 %
Q4 2010 71.21 % 42.82 % 60.13 %
Q1 2011 70.43 % 42.60 % 60.48 %
Q2 2011 72.82 % 43.21 % 59.33 %
Q3 2011 71.54 % 46.81 % 65.43 %
Q4 2011 71.20 % 46.23 % 64.92 %
Q1 2012 71.32 % 47.30 % 66.32 %
Q2 2012 71.35 % 47.98 % 67.25 %
Q3 2012 71.07 % 48.66 % 68.47 %
Q4 2012 75.47 % 52.08 % 69.00 %
Q1 2013 76.40 % 52.53 % 68.76 %
Q2 2013 76.87 % 53.70 % 69.86 %
Q3 2013 76.41 % 54.79 % 71.70 %
Q4 2013 77.22 % 55.33 % 71.65 %
Q1 2014 76.05 % 55.38 % 72.82 %
Q2 2014 76.38 % 57.02 % 74.65 %
Q3 2014 75.57 % 55.54 % 73.50 %
Q4 2014 75.34 % 57.07 % 75.75 %
Q1 2015 75.48 % 57.07 % 75.61 %
Q2 2015 75.63 % 57.93 % 76.59 %
Q3 2015 74.83 % 54.48 % 72.81 %
Q4 2015 73.03 % 55.26 % 75.67 %


Per Share Data (Riyal)

Compared With The
Period Shares Outstanding (M) EPS (Riyal) Adjusted EPS (Riyal) Book Value (BV)
Q1 2006 2,000.00 2.32 2.32 6.21
Q2 2006 2,000.00 2.52 2.52 6.84
Q3 2006 2,000.00 2.64 2.64 7.23
Q4 2006 2,000.00 2.61 2.61 7.65
Q1 2007 2,000.00 2.53 2.53 7.77
Q2 2007 2,000.00 2.47 2.47 7.77
Q3 2007 2,000.00 2.41 2.41 8.40
Q4 2007 2,000.00 2.41 2.41 8.92
Q1 2008 2,000.00 2.38 2.38 9.04
Q2 2008 2,000.00 2.34 2.34 8.97
Q3 2008 2,000.00 2.29 2.29 9.28
Q4 2008 2,000.00 2.23 2.23 9.92
Q1 2009 2,000.00 2.26 2.26 9.65
Q2 2009 2,000.00 2.27 2.27 9.84
Q3 2009 2,000.00 2.28 2.28 10.86
Q4 2009 2,000.00 2.28 2.28 11.16
Q1 2010 2,000.00 2.25 2.25 11.58
Q2 2010 2,000.00 2.24 2.24 12.29
Q3 2010 2,000.00 2.18 2.18 12.73
Q4 2010 2,000.00 2.22 2.22 12.71
Q1 2011 2,000.00 2.17 2.17 13.01
Q2 2011 2,000.00 2.11 2.11 13.29
Q3 2011 2,000.00 2.13 2.13 13.60
Q4 2011 2,000.00 2.15 2.15 14.06
Q1 2012 2,000.00 2.16 2.16 14.61
Q2 2012 2,000.00 2.19 2.19 14.58
Q3 2012 2,000.00 2.20 2.20 15.30
Q4 2012 2,000.00 2.17 2.17 15.82
Q1 2013 2,000.00 2.17 2.17 15.93
Q2 2013 2,000.00 2.18 2.18 16.55
Q3 2013 2,000.00 2.19 2.19 16.75
Q4 2013 2,000.00 2.26 2.26 17.40
Q1 2014 2,000.00 2.30 2.30 17.70
Q2 2014 2,000.00 2.34 2.34 17.93
Q3 2014 2,000.00 2.39 2.39 18.93
Q4 2014 2,000.00 2.50 2.50 19.39
Q1 2015 2,000.00 2.52 2.52 19.37
Q2 2015 2,000.00 2.56 2.56 19.90
Q3 2015 2,000.00 2.61 2.61 19.77
Q4 2015 2,000.00 2.61 2.61 20.13

Multiple Ratios (End of Period Price)

Compared With The
Period P/E Adjusted P/E Price/book
Q1 2006 26.44 26.44 9.86
Q2 2006 20.84 20.84 7.68
Q3 2006 16.42 16.42 6.01
Q4 2006 16.09 16.09 5.48
Q1 2007 18.41 18.41 5.98
Q2 2007 15.40 15.40 4.91
Q3 2007 15.84 15.84 4.54
Q4 2007 22.37 22.37 6.05
Q1 2008 14.28 14.28 3.76
Q2 2008 14.89 14.89 3.89
Q3 2008 13.70 13.70 3.38
Q4 2008 10.36 10.36 2.32
Q1 2009 8.43 8.43 1.98
Q2 2009 8.28 8.28 1.91
Q3 2009 11.77 11.77 2.47
Q4 2009 9.97 9.97 2.04
Q1 2010 11.80 11.80 2.29
Q2 2010 11.46 11.46 2.09
Q3 2010 13.03 13.03 2.24
Q4 2010 12.43 12.43 2.17
Q1 2011 11.75 11.75 1.96
Q2 2011 10.64 10.64 1.69
Q3 2011 9.25 9.25 1.45
Q4 2011 9.75 9.75 1.49
Q1 2012 11.81 11.81 1.75
Q2 2012 9.27 9.27 1.39
Q3 2012 9.05 9.05 1.30
Q4 2012 9.29 9.29 1.27
Q1 2013 9.22 9.22 1.26
Q2 2013 10.32 10.32 1.36
Q3 2013 10.75 10.75 1.40
Q4 2013 9.98 9.98 1.29
Q1 2014 11.21 11.21 1.45
Q2 2014 10.17 10.17 1.33
Q3 2014 12.06 12.06 1.52
Q4 2014 9.25 9.25 1.19
Q1 2015 10.18 10.18 1.32
Q2 2015 10.18 10.18 1.31
Q3 2015 8.92 8.92 1.18
Q4 2015 8.95 8.95 1.16

Business Segments (Million)

Compared With The
Period Retail Corporate and Institutional Banking Global markets and Treasury finance and islamic investment Others..
Q1 2006 1,216.26 526.33 179.54 - -
Q2 2006 1,191.57 550.98 163.71 - -
Q3 2006 1,163.47 573.69 113.76 - -
Q4 2006 976.20 505.16 112.06 - -
Q1 2007 1,002.35 571.91 262.85 - -
Q2 2007 1,000.91 611.60 275.70 - -
Q3 2007 993.30 636.16 165.00 - -
Q4 2007 59.66 594.52 (62.77) 1,084.86 -
Q1 2008 943.59 810.25 36.12 - -
Q2 2008 640.41 533.35 184.77 519.39 -
Q3 2008 776.81 605.92 112.21 242.43 -
Q4 2008 806.51 487.66 186.01 126.48 -
Q1 2009 724.87 673.94 488.82 100.09 -
Q2 2009 702.41 691.48 285.67 140.14 -
Q3 2009 714.41 719.02 217.86 104.08 -
Q4 2009 676.90 614.25 157.26 98.46 -
Q1 2010 699.10 686.76 353.14 101.91 -
Q2 2010 693.42 650.32 317.30 110.74 -
Q3 2010 650.57 634.04 324.11 120.46 -
Q4 2010 650.62 575.74 227.89 104.38 -
Q1 2011 668.51 629.57 248.03 154.85 -
Q2 2011 674.34 660.62 170.14 129.43 -
Q3 2011 669.84 629.66 307.02 106.69 -
Q4 2011 640.64 576.60 172.49 123.95 -
Q1 2012 597.25 622.34 318.53 258.03 -
Q2 2012 581.73 580.33 339.55 243.04 -
Q3 2012 618.43 616.77 298.52 161.21 -
Q4 2012 565.30 544.43 225.34 123.28 -
Q1 2013 582.76 644.81 465.72 203.68 -
Q2 2013 592.58 641.13 358.34 164.18 -
Q3 2013 579.59 635.31 386.37 144.15 -
Q4 2013 531.11 560.94 393.87 115.98 -
Q1 2014 503.62 590.31 573.83 205.36 -
Q2 2014 544.25 658.70 430.86 210.44 -
Q3 2014 550.89 672.80 445.89 180.58 -
Q4 2014 576.35 683.15 401.31 156.50 -
Q1 2015 490.54 639.48 601.79 241.14 -
Q2 2015 522.69 772.66 490.87 162.79 -
Q3 2015 681.54 786.54 358.06 163.85 -
Q4 2015 564.98 812.19 352.64 112.80 -

Analysts Estimates (Million)

Item Q4 2015 (e) Q4 2015 (a) Change‬
Average 1,271.86 1,231.56 (3.2 %)

Estimates vs Actual (Million)

Item Q4 2015 (e) Q4 2015 (a) Change
Alistithmar Capital 1,261.70 1,231.56 (2.4) %
OSOOL AND BAKHEET 1,271.60 1,231.56 (3.1) %
SNB Capital 1,164.00 1,231.56 5.8 %
SFC 1,328.00 1,231.56 (7.3) %
Riyad Capital 1,334.00 1,231.56 (7.7) %


Financial Ratios
Current
Market Cap (M Riyal) 77,000.00
Shares Outstanding ((M)) 2,000.00
EPS ( Riyal) (TTM) -
Book Value (BV) ( Riyal) -
Par Value ( Riyal) 10.00
Adjusted P/E (Last12) -
P/E (TTM) -
Price/book -
Return on Average Assets (%) (TTM) -
Return on Average Equity (%) (TTM) -
more

Comments {{getCommentCount()}}

Be the first to comment

{{Comments.indexOf(comment)+1}}
{{comment.FollowersCount}}
{{comment.CommenterComments}}

رد{{comment.DisplayName}} على {{getCommenterName(comment.ParentThreadID)}}

{{comment.DisplayName}} حساب موثّق

{{comment.ElapsedTime}}
loader Train
loader Train
Sorry: the validity period has ended to comment on this news
Opinions expressed in the comments section do not reflect the views of Argaam. Abusive comments of any kind will be removed. Political or religious commentary will not be tolerated.