1180

The Saudi National Bank

SNB Business segments

TASI
68.00
(1.80) (2.58 %)
Segment Distribution
Retail sector Provides banking services, including lending and current accounts in addition to products in compliance with Shariah rules which are supervised by the independent Shariah Board, to individuals and private banking customers.
Corporate Provides banking services including all conventional credit-related products and financing products in compliance with Shariah rules to small sized businesses, medium and large establishments and companies as well as full range of treasury and correspondent banking products and services, including money market and foreign exchange, to the Group’s clients, in addition to carrying out investment and trading activities (local and international) and managing liquidity risk, market risk and credit risk (related
Global markets and Treasury Provides a full range of treasury products and services, covering money market and foreign exchange, to the Group’s client base, besides investment and trading activities (local and international). It also manages the liquidity risk, market risk and credit risk (of investments).
Capital Market Provides wealth management, assets management, investment banking and shares brokerage services (locally, regionally and internationally).
International Banking Provides banking services, including lending and current accounts, and Shariah-compliant products under the supervision of an independent Shariah board, to individuals and private customers.
Others Comprises unallocated goodwill and intangible assets resultant from the merger
USD Riyal
 
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
 
Million
Million
Million
Million
Million
Million
Million
Million
Million
Million
Million
Million
Million

Fees & Commissions Income
Business Segment
Chart
Retail sector
629.21
502.81
443.40
1,073.38
1,164.55
1,239.79
993.90
1,089.91
859.02
840.45
830.50
892.21
853.04
Corporate
789.40
532.73
501.30
439.52
1,043.61
1,065.88
1,120.62
1,064.94
1,010.14
855.57
557.84
511.70
407.73
Global markets and Treasury
-
-
83.70
109.19
97.47
113.17
86.28
-
-
-
-
9.51
18.01
Capital Market
1,464.16
1,083.98
715.11
694.84
618.93
560.60
686.79
739.88
575.04
753.82
498.67
491.51
541.24
International Banking
157.97
142.03
176.22
212.28
280.68
383.56
448.71
548.25
568.91
510.54
595.13
582.93
561.28
Total
3,040.74
2,261.54
1,919.74
2,529.21
3,205.25
3,363.00
3,336.30
3,442.97
3,013.11
2,960.38
2,482.14
2,487.86
2,381.31

Total Operating Income
Business Segment
Chart
Retail sector
12,783.25
10,188.69
9,707.74
8,672.30
8,141.01
7,704.97
6,360.61
5,721.01
5,302.63
5,091.66
4,756.14
5,215.36
6,281.12
Corporate
12,706.21
8,533.73
4,711.02
4,061.35
4,094.46
4,386.73
4,141.00
3,728.31
3,435.21
2,315.64
2,010.03
2,171.07
2,225.28
Global markets and Treasury
-
-
3,908.23
3,946.61
3,896.21
3,744.77
4,106.28
3,790.23
3,377.31
3,232.21
3,001.87
2,024.61
570.77
Capital Market
1,555.85
1,133.03
786.79
720.17
635.80
580.72
691.38
754.36
604.32
768.74
520.87
544.45
621.76
International Banking
1,417.04
1,602.49
1,460.90
1,526.80
1,577.74
2,230.19
2,186.43
2,253.12
2,138.05
2,100.66
1,844.71
1,711.77
1,779.72
Total
28,462.35
21,457.93
20,574.68
18,927.22
18,345.23
18,647.38
17,485.69
16,247.03
14,857.52
13,508.91
12,133.61
11,667.26
11,478.64

Total Operating Expenses
Business Segment
Chart
Retail sector
(7,209.17)
(4,133.19)
(4,378.58)
(4,279.19)
(4,226.92)
(4,650.53)
(4,372.55)
(4,094.67)
(3,481.92)
(2,978.93)
(2,747.65)
(2,925.71)
(2,643.35)
Corporate
(5,040.96)
(2,838.68)
(1,422.09)
(1,645.54)
(2,107.06)
(1,615.57)
(1,071.71)
(775.06)
(855.49)
(1,466.89)
(973.88)
(1,437.05)
(1,960.93)
Global markets and Treasury
-
-
(388.45)
(509.79)
(546.25)
(646.28)
(472.91)
(405.94)
(362.07)
(285.02)
(332.08)
(257.18)
(635.08)
Capital Market
(585.37)
(316.56)
(327.66)
(343.57)
(343.66)
(350.97)
(363.11)
(413.19)
(402.40)
(416.00)
(406.41)
(804.03)
(459.70)
International Banking
(955.27)
(1,159.41)
(1,201.76)
(1,304.42)
(1,168.54)
(1,911.68)
(1,975.65)
(1,790.96)
(1,530.04)
(1,514.58)
(1,334.80)
(1,209.53)
(1,399.77)
Total
(13,790.76)
(8,447.84)
(7,718.55)
(8,082.50)
(8,392.43)
(9,175.02)
(8,255.91)
(7,479.82)
(6,631.92)
(6,661.42)
(5,794.80)
(6,633.50)
(7,098.84)

Debt Provisions
Business Segment
Chart
Retail sector
(714.08)
(58.42)
(449.12)
(274.08)
(447.26)
(501.29)
(1,001.94)
(1,090.10)
(451.02)
(203.93)
(412.24)
(777.02)
(630.54)
Corporate
(2,913.76)
(1,451.95)
(552.17)
(723.55)
(1,115.00)
(608.51)
87.65
486.02
(107.07)
(885.58)
(400.00)
(964.29)
(1,457.97)
Global markets and Treasury
-
-
56.39
(69.53)
(29.24)
(8.00)
-
-
-
-
-
-
-
International Banking
(299.19)
(440.52)
(475.03)
(362.94)
(301.36)
(813.16)
(685.11)
(391.38)
(237.26)
(346.51)
(221.08)
(90.25)
(385.22)
Total
(3,927.03)
(1,950.89)
(1,419.93)
(1,430.09)
(1,892.86)
(1,930.97)
(1,599.40)
(995.46)
(795.35)
(1,436.01)
(1,033.32)
(1,831.56)
(2,473.73)

Investment Provisions
Business Segment
Chart
Corporate
-
-
-
-
-
-
-
-
-
-
-
36.76
-
Global markets and Treasury
-
-
-
-
(75.85)
(205.72)
(108.96)
(136.55)
(29.86)
-
(2.53)
(9.31)
(372.07)
Capital Market
-
-
-
-
-
-
(0.69)
(13.17)
(10.55)
-
(19.47)
(80.33)
(12.85)
Total
0.00
0.00
0.00
0.00
(75.85)
(205.72)
(109.65)
(149.72)
(40.41)
0.00
(22.00)
(52.88)
(384.92)

Net Income
Business Segment
Chart
Retail sector
5,462.07
6,016.39
5,397.82
4,374.65
3,898.46
3,048.23
2,047.00
1,551.36
1,863.54
2,138.18
2,022.09
2,262.63
3,592.78
Corporate
7,458.25
5,625.09
3,272.18
2,398.76
1,972.12
2,763.48
3,144.78
3,249.14
2,587.74
812.97
981.72
708.82
218.66
Global markets and Treasury
-
-
3,496.58
3,417.88
3,341.82
3,086.99
3,501.74
3,302.62
3,024.87
2,897.75
2,606.76
1,725.92
(120.29)
Capital Market
970.44
816.47
459.32
375.71
294.63
233.79
328.01
325.62
111.48
340.94
131.86
(278.85)
202.50
International Banking
546.76
475.38
292.68
263.12
294.96
283.35
126.90
364.46
401.35
423.49
363.69
384.89
227.71
Total
14,437.52
12,933.32
12,918.58
10,830.12
9,801.98
9,415.83
9,148.43
8,793.19
7,988.98
6,613.33
6,106.12
4,803.40
4,121.36

Total Assets
Business Segment
Chart
Retail sector
350,954.21
223,615.57
154,249.48
134,020.88
116,530.26
104,971.65
99,916.35
88,915.47
75,251.36
61,858.85
51,965.70
45,329.29
43,372.77
Corporate
522,726.93
331,948.66
132,099.98
134,128.24
126,184.24
139,273.99
143,147.26
122,439.68
105,615.03
89,855.52
77,884.22
76,063.84
66,018.68
Global markets and Treasury
-
-
185,601.24
149,510.96
162,509.66
156,288.23
154,322.05
168,362.04
151,175.10
150,529.44
138,977.99
131,821.12
122,759.00
Capital Market
4,792.33
3,089.89
2,090.98
1,601.54
1,387.86
1,314.21
1,857.69
1,512.86
1,217.32
1,203.30
1,246.08
1,339.77
1,433.83
International Banking
35,676.45
40,788.93
32,777.07
32,915.16
38,179.69
40,809.04
49,398.69
53,648.02
44,028.45
41,812.60
31,124.16
27,817.98
23,867.90
Total
914,149.92
599,443.04
506,818.74
452,176.77
444,791.70
442,657.12
448,642.04
434,878.06
377,287.24
345,259.70
301,198.16
282,371.99
257,452.18

Total Liabilities
Business Segment
Chart