ADIB Q3 2026 earnings forecasts

Logo of Abu Dhabi Islamic Bank PJSC (ADIB)

Argaam previews Abu Dhabi Islamic Bank's (ADIB) Q3 2026 results, expected in the coming days. The table below tracks the bank’s quarterly net profit since Q2 2025. In Q2 2026, net profit rose year-on-year, supported by higher operating income and lower impairment provisions.

ADIB extended Sharia-compliant financing facilities worth GBP 27 million (AED 133 million) for five years to Blexand LLC, aimed at financing a key logistics warehouse in Glasgow, Scotland.

The bank's board approved a capital increase of AED 106.38 million through a rights issue to existing shareholders at an issue price of AED 16.45 per share, raising the capital from AED 3.63 billion to up to AED 3.74 billion.

Modon and ADIB launched the first financing mechanism for off-plan housing unit purchases in Abu Dhabi, covering up to 75% of the value of the properties sold off-plan and encompassing all development stages from construction to handover.

Key data for the banking sector

The CBUAE data, covering the period through the end of August 2026, indicated that bank assets in the UAE rose 12.9% to AED 5,741.3 billion, from AED 5,087.0 billion in the same period of 2025.

The data also showed a 13% rise in bank deposits and an 18.8% increase in loans and advances.

Bank balance sheet development:

ADIB's balance sheet saw total assets rise 17% in Q2 2026, while net financing investments increased 27% in Q2 2026 and customer deposits grew 15%, driven by increases in both demand deposits and time deposits.

Average research house forecasts indicate the bank will deliver net profit of AED 1,765.0 million, based on coverage by four companies. These forecasts are 2% higher than the net profit reported by the bank in Q3 2025.