Consumer spending in Saudi Arabia rises 1% SAR 113.9B in April 2025

An ATM machine

Consumer spending in Saudi Arabia rose by 1% to SAR 113.9 billion in April 2025, from SAR 113.2 billion in the same period a year earlier.

Consumer spending represents total cash withdrawals, point-of-sale (POS) transactions, and e-commerce via Mada cards.

POS transactions saw a 1% year-on-year (YoY) decline to around SAR 52.2 billion in April.

Data showed that 892 million transactions were processed through more than two million POS terminals during the same month.

POS transactions represent the expenditures made by consumers using their ATM cards and credit cards at shopping malls, retail stores, pharmacies, and other retail outlets.

Meanwhile, cash withdrawals from ATMs fell by nearly 15% YoY to about SAR 38.5 billion in April.

These withdrawals were processed through 15,000 ATMs in 108.5 million transactions, while the number of credit cards issued reached 53.4 million.

E-commerce sales through Mada cards jumped 57% YoY to SAR 23.3 billion in April.

According to monthly data issued by the Saudi Central Bank (SAMA), these sales were made through 132.1 million transactions.

Online sales include transactions processed through Mada cards for payments and purchases made via online shopping and applications. However, these do not include transactions conducted using Visa, Mastercard, or other credit cards.