POS weekly transactions reach SAR 12.6B: SAMA

POS device

The point-of-sale (POS) transactions in Saudi Arabia reached nearly SAR 12.6 billion in the week ended June 27, compared to about SAR 12.4 billion a week earlier.

  

The number of POS transactions reached about 224.3 million last week, according to data issued by SAMA.

 

POS transactions reflect consumer expenditures through debit and credit cards at shopping malls, retail outlets, pharmacies, and others.
 

 

Historical data shows that POS spending typically rises during weeks that coincide with government salary payments (the 27th of each month), school holidays, and the run-up to Eid Al-Fitr and Eid Al-Adha, while easing ahead of government paydays and the back-to-school season.
 
The four-week moving average stood at around SAR 13 billion, indicating that consumer spending remained above levels seen in the previous three years. Weekly POS spending ranged between SAR 11.4 billion and SAR 15.3 billion in 2025, compared with SAR 11.5 billion-SAR 13.8 billion in 2024, SAR 10.4 billion-SAR 12.7 billion in 2023, and SAR 9.4 billion-SAR 11.6 billion in 2022.
 

 

Consumer spending was focused on the food and beverage (F&B) sector, totaling SAR 1.97 billion, or 15.7% of the total spending during the week. The restaurants and cafes sector followed with total POS transactions worth SAR 1.58 billion, or 12.5% of the total, as follows:

 

 

Riyadh led Saudi cities by consumer spending value, with approximately SAR 4.50 billion, accounting for 35.7% of the total. Jeddah followed with SAR 1.75 billion (13.9%).
 

 

According to the latest data from SAMA, e-payments in the retail (individuals) sector accounted for 85% of total payments made by individuals in the Kingdom in 2025, surpassing the Financial Sector Development Program's 2025 target of 70%.

 

Over the past few years, Saudi Arabia has witnessed remarkable progress and rapid growth in e-payment adoption, thanks to the myriad strategic efforts and initiatives launched by SAMA, in cooperation with the financial sector, to support the growth of the payments sector and stimulate the use of various e-payment methods in the Kingdom.

 

E-Payment Ratio in the Retail Sector– Individuals)

Year

Ratio

2021

57%

2022

62%

2023

70%

2024

79%

2025

85%

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