Retail, corporate mortgages up 15% to SAR 932.8B in Q2 2025

Saudi Arabian banknotes

Mortgages provided to individuals and corporate clients by commercial banks in Saudi Arabia increased by 15% to around SAR 932.8 billion in Q2 2025, from SAR 814.6 billion in the year-ago period.

Retail mortgages, which accounted for 76% of the total, rose 11% year-on-year (YoY) to nearly SAR 711.6 billion in Q2 2025, updated data from the Saudi Central Bank (SAMA) showed.

Meanwhile, mortgages provided to corporate clients reached about SAR 221.2 billion in Q2 2025, rising 26% YoY.

According to SAMA, consumer loans rose 4% YoY to SAR 469.8 billion during the three-month period.

Consumer loans include renovation and real estate improvement loans, car loans, as well as loans for personal transportation, education, healthcare, tourism, travel, furniture, and durable goods, among others.

Credit card loans rose 2% YoY to SAR 30.6 billion in Q2 2025.