Aljazira Bank FY 2025 Preliminary Earnings Release

Naif A. Abdulkareem, CEO and Managing Director of Aljazira Bank

Commenting on the 2025 results, Mr. Naif A. Abdulkareem, CEO and Managing Director of Aljazira Bank, stated:

“In 2025 Aljazira Bank delivered a set of impressive results combining remarkable 22% uplift in net income and robust growth across all business lines. This performance was underpinned by well-diversified asset mix, resilient funding base and enhanced operational efficiency - underscoring our ability to balance growth with discipline.

While achieving higher net interest margin we further improved our revenue mix with one third of operating income coming from non-interest revenues. Healthy income growth allowed us to continue investing in people and innovation and strengthen our digital leadership. Strong growth in financing and well diversified funding base demonstrates the trust our clients have in Aljazira Bank and validates the strength of our franchise.

“In 2025 we reinforced our capital base with Tier 1 Sukuk issuance which places Aljazira Bank in a very strong position to capture attractive business opportunities and develop business in line with our strategic objectives.

“Recently, Aljazira Bank introduced its new brand identity, reflecting a strategic evolution aligned with the Bank’s long-term direction. The new identity reinforces the Bank’s focus on wealth management as a core pillar, disciplined growth, and integrated banking solutions across retail, corporate, and investment segments. It supports Aljazira Bank’s ambition to be the bank of choice for affluent individuals, corporates, and institutions, while emphasizing operational strength, digital enablement, and sustainable value creation in alignment with Saudi Vision 2030.

“The 2025 results once again demonstrated our sharp strategic focus, resilience of Aljazira Bank’s business model and strong commitment to deliver sustainable long-term shareholder value.”