Arabia Insurance Cooperative Co.’s (AICC) reported a net loss of SAR 45.2 million in 2025, against a net profit of SAR 30.1 million in 2024.
| Item | 2024 | 2025 | Change |
|---|---|---|---|
| Insurance Revenues | 694.69 | 851.12 | 22.5 % |
| Net Income | 30.15 | (45.18) | (249.9 %) |
| Average Shares | 53.00 | 53.00 | - |
| Earnings Per Share before unusual items (Riyals) | 0.57 | (0.85) | (249.9 %) |
| EPS (Riyal) | 0.57 | (0.85) | (249.9 %) |
The annual losses were mainly due to decreases in net insurance services of about SAR 50.6 million and net investment income of approximately SAR 37.2 million, despite a decrease in other operating expenses of nearly SAR 13.4 million.
| Item | Q4 2024 | Q4 2025 | Change |
|---|---|---|---|
| Insurance Revenues | 162.16 | 261.76 | 61.4 % |
| Net Income | (4.47) | (55.11) | (1,132.2 %) |
| Average Shares | 53.00 | 53.00 | - |
| Earnings Per Share before unusual items (Riyal) | (0.08) | (1.04) | (1,132.2 %) |
| EPS (Riyal) | (0.08) | (1.04) | (1,132.2 %) |
| Item | Q3 2025 | Q4 2025 | Change |
|---|---|---|---|
| Insurance Revenues | 220.12 | 261.76 | 18.9 % |
| Net Income | 0.35 | (55.11) | (15672.0 %) |
| Average Shares | 53.00 | 53.00 | - |
| Earnings Per Share before unusual items (Riyal) | 0.01 | (1.04) | (15672.0 %) |
| EPS (Riyal) | 0.01 | (1.04) | (15672.0 %) |
In Q4 2025, the insurer widened its net loss to SAR 55.11 million from SAR 4.47 million in Q4 2024.
Quarter-on-quarter, the insurer swung to a net loss from a net profit of SAR 0.35 million in Q3 2025.
| Item | 2024 | 2025 | Change |
|---|---|---|---|
| Insurance Revenues | 694.69 | 851.12 | 22.5 % |
| Insurance Services Income | 35.08 | (15.53) | (144.3 %) |
| Investment Income | 38.08 | 0.92 | (97.6 %) |
| Net Profit of Insurance Services and Investment | 67.08 | (18.81) | (128.0 %) |
Total shareholders’ equity, no minority interest, stood at SAR 570.98 million as of Dec. 31, 2025, compared to SAR 604.93 million a year earlier.
Accumulated losses reached SAR 28.17 million by the end of 2025, representing 5.3% of capital.
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