Wataniya Insurance 2025 net profit at SAR 37.1M; Q4 down 29% at SAR 23.1M

02/03/2026 Argaam Exclusive

View other reports

Wataniya Insurance Co. reported a net profit of SAR 37.1 million in 2025, a drop of 64% compared to SAR 103.1 million in the year-earlier period.

Financials (M)

Item	2024	2025	Change‬
Insurance Revenues	1,796.14	1,837.59	2.3 %
Net Profit Before Zakat & Tax	107.15	49.49	(53.8 %)
Net Income	103.05	37.09	(64.0 %)
Average Shares	40.00	40.00	-
Earnings Per Share before unusual items (Riyals)	2.34	0.93	(60.3 %)
EPS (Riyal)	2.58	0.93	(64.0 %)

The profit decline was attributed to a 59.09%, or SAR 42.54 million, drop in insurance service results from the company’s direct operations.

Other operating expenses increased by 85.67%, or SAR 19.00 million, reflecting continued investment in internal capabilities and the absence of a SAR 9.63 million recovery of non-recurring expenses that were recorded in 2024.

This was partially offset by a rise in insurance revenues to SAR 1.84 billion from SAR 1.80 billion in the prior year. The revenue growth of 2.31% was mainly due to business expansion.

Current Quarter Comparison (M)

Compared With The

Item	Q4 2024	Q4 2025	Change‬
Insurance Revenues	486.62	498.83	2.5 %
Net Profit Before Zakat & Tax	33.82	21.96	(35.1 %)
Net Income	32.49	23.06	(29.0 %)
Average Shares	40.00	40.00	-
Earnings Per Share before unusual items (Riyal)	0.81	0.58	(29.0 %)
EPS (Riyal)	0.81	0.58	(29.0 %)

Item	Q3 2025	Q4 2025	Change‬
Insurance Revenues	435.68	498.83	14.5 %
Net Profit Before Zakat & Tax	13.85	21.96	58.6 %
Net Income	7.35	23.06	213.8 %
Average Shares	40.00	40.00	-
Earnings Per Share before unusual items (Riyal)	0.18	0.58	213.8 %
EPS (Riyal)	0.18	0.58	213.8 %

Q4 2025 net earnings decreased 29% to SAR 23.1 million, from SAR 32.49 million a year ago.

On a sequential basis, net profit soared 213.8% from SAR 7.35 million in Q3 2025.

Insurance Operations

Item	2024	2025	Change‬
Insurance Revenues	1,796.14	1,837.59	2.3 %
Insurance Services Income	71.99	29.46	(59.1 %)
Investment Income	71.35	65.42	(8.3 %)
Net Profit of Insurance Services and Investment	136.55	88.53	(35.2 %)

Total shareholders’ equity, excluding minority interest, stood at SAR 657.99 million by Dec. 31, 2025, compared to SAR 609.6 million a year earlier.

View More Financial Results

Kindly, you can view the full report by subscribing to the

The report contains the details of the financial statements, The most important financial indicators, Historical information, Charts, and Forecasts of experts.

Twitter

Facebook

Linked in

Comments {{getCommentCount()}}

Be the first to comment

رد{{comment.DisplayName}} على {{getCommenterName(comment.ParentThreadID)}}

Sorry: the validity period has ended to comment on this news

Opinions expressed in the comments section do not reflect the views of Argaam. Abusive comments of any kind will be removed. Political or religious commentary will not be tolerated.

×