Al Rajhi Bank’s 9M 2025 profit jumps 30% to SAR 18.41B; Q3 at SAR 6.36B

20/10/2025 Argaam Exclusive

Content Summary:

Loading data...

Comments Analysis:

Positive: 0%
Neutral: 0%
Negative: 0%
Comments Summary:Loading data...
Please note that this news summary has been generated using artificial intelligence. It is recommended to review the original sources for complete details and to verify the accuracy of the information.

Al Rajhi Bank posted a 30% net profit hike to SAR 18.41 billion for the first nine months of 2025, versus SAR 14.21 billion in the year-ago period.



Financials (M)

Item 9m 2024 9m 2025 Change‬
Net Income from investments and financial activities 17,901.58 21,696.00 21.2 %
Operating Income 23,305.21 28,685.00 23.1 %
Total Provisions (1564.00) (1695.00) (8.4 %)
Net Income 14,206.37 18,417.00 29.6 %
Average Shares 4,000.00 4,000.00 -
Earnings Per Share before unusual items (Riyals) 3.55 4.60 29.6 %
EPS (Riyal) 3.55 4.60 29.6 %
EPS Diluted (Riyal) 3.38 4.34 28.4 %

The gross operating income advanced by 23.1% year-on-year (YoY) in 9M 2025.This was due to a 21.2% uptick in net financing and investment income on higher gross financing and investment income.

 

Gross financing and investment returns also went up during the nine-month period, along with fees from banking services, other operating income, and exchange income.

 

In contrast, gross operating expenses appreciated by 8.8% on an annual basis in 9M 2025, including an 8.4% YoY hike in the provision for expected credit losses to SAR 1.69 billon. This was fueled by a rise in depreciation expenses; salaries and employees-related benefits; and general and administrative expenses.



Current Quarter Comparison (M)

Compared With The
Item Q3 2024 Q3 2025 Change‬
Net Income from investments and financial activities 6,397.24 7,294.00 14.0 %
Operating Income 8,439.10 9,882.00 17.1 %
Debt Provisions (688.00) (570.00) 17.2 %
Net Income 5,103.43 6,360.00 24.6 %
Average Shares 4,000.00 4,000.00 -
Earnings Per Share before unusual items (Riyal) 1.28 1.59 24.6 %
EPS (Riyal) 1.28 1.59 24.6 %
EPS Diluted (Riyal) 1.22 1.48 21.5 %

The third-quarter net profit also surged by 25% to SAR 6.36 billion, from SAR 5.10 billion in Q3 2024.

 

Sequentially, the three-month bottom line also grew by 3.4% from SAR 6.15 billion in Q2 2025.

Balance Sheet (B)

Item 9m 2024 9m 2025 Change‬
Assets 902.57 1,059.24 17.4 %
Customer Deposits 622.57 670.18 7.6 %
Financing Investments 649.02 755.99 16.5 %

Shareholders’ equity, after minority interest and excluding sukuk, stood at SAR 108.4 billion by the end of Sept. 30, 2025, up from SAR 94.9 billion in the year-earlier period.

 

View More Financial Results

 

View other reports

Share Price

Al Rajhi Bank
107.60
0.00 0.00 %

Al Rajhi Bank (ALRAJHI)

More


Financial Ratios
Current
Market Cap (M Riyal) 430,400.40
Shares Outstanding ((M)) 4,000.00
EPS ( Riyal) (TTM) 5.98
EPS Diluted ( Riyal) (TTM) 5.63
Book Value (BV) ( Riyal) 27.11
Par Value ( Riyal) 10.00
Recurring P/E 17.98
P/E (TTM) 17.98
Price/book 3.97
Return on Average Assets (%) (TTM) 2.4
Return on Average Equity (%) (TTM) 23.5
more

Kindly, you can view the full report by subscribing to the

The report contains the details of the financial statements, The most important financial indicators, Historical information, Charts, and Forecasts of experts.

Contact Us (+966)-92000-7759

Comments {{getCommentCount()}}

Be the first to comment

{{Comments.indexOf(comment)+1}}
{{comment.FollowersCount}}
{{comment.CommenterComments}}

رد{{comment.DisplayName}} على {{getCommenterName(comment.ParentThreadID)}}

{{comment.DisplayName}} حساب موثّق

{{comment.ElapsedTime}}
loader Train
loader Train
Sorry: the validity period has ended to comment on this news
Opinions expressed in the comments section do not reflect the views of Argaam. Abusive comments of any kind will be removed. Political or religious commentary will not be tolerated.

Popular Links

Quick Links

Join Us

Argaam.com Copyright © 2025, Argaam Investment, All Rights Reserved
Call Request