Samba posts net profit of SAR 5 bln in 2017

21/02/2018 Argaam Exclusive

View other reports

Share Price

38.50
1.70 4.62 %

Samba Financial Group (Samba) reported a net profit of SAR 5.024 billion for fiscal year 2017, marginally increasing by 0.36 percent year-on-year (YoY), as total operating income decreased 5.8 percent due to declines in fees from banking services, trading income, gains on non-trading investments, and other operating income.

 

This was offset by an increase in net special commission income, foreign exchange income, and lower total operating expenses.



Financials (M)

Item 2016 2017 Change‬
Net Special Commission Income 5,382.28 5,732.23 6.5 %
Operating Income 7,760.46 7,891.57 1.7 %
Total Provisions (200.15) (287.17) (43.5 %)
Net Income 5,002.91 5,021.07 0.4 %
Average Shares 2,000.00 2,000.00 -
EPS (Riyals) 2.50 2.51 0.4 %

The lender’s net profit for the fourth quarter rose 11.4 percent YoY to SAR 1.21 billion mainly on an increase in total operating income.

 

Compared to the previous quarter, Q4 net profit fell 7 percent.



Current Quarter Comparison (M)

Compared With The
Item Q4 2016 Q4 2017 Change‬
Net Special Commission Income 1,325.18 1,540.87 16.3 %
Operating Income 1,795.38 1,903.01 6.0 %
Debt Provisions (54.98) (45.15) 17.9 %
Net Income 1,089.41 1,212.92 11.3 %
Average Shares 2,000.00 2,000.00 -
EPS (Riyals) 0.54 0.61 11.3 %

Balance Sheet (B)

Item 2016 2017 Change‬
Assets 231.49 227.55 (1.7 %)
Customer Deposits 172.08 167.92 (2.4 %)
Loan 125.23 117.68 (6.0 %)


Financial results (Million)

Period Net Special Commission Income Change Operating Income Change Debt Provisions Change Net Income Change EPS(Riyal)
Q1 2008 1,311.53 12.9 % 1,789.96 (2.6 %) (56.60) 51.9 % 1,201.13 (5.4 %) 0.60
Q2 2008 1,198.69 0.4 % 1,877.91 (0.5 %) (37.83) 58.6 % 1,223.72 (5.7 %) 0.61
Q3 2008 1,261.05 (4.6 %) 1,737.37 (3.2 %) (33.17) 39.4 % 1,203.28 (7.8 %) 0.60
Q4 2008 1,289.98 1.8 % 1,606.66 (4.2 %) (139.48) (192.7 %) 825.71 (13.5 %) 0.41
Q1 2009 1,309.17 (0.2 %) 1,987.72 11.0 % (202.97) (258.6 %) 1,271.62 5.9 % 0.64
Q2 2009 1,304.21 8.8 % 1,819.69 (3.1 %) (97.29) (157.1 %) 1,243.17 1.6 % 0.62
Q3 2009 1,294.13 2.6 % 1,755.36 1.0 % (76.93) (132.0 %) 1,210.53 0.6 % 0.61
Q4 2009 1,162.01 (9.9 %) 1,546.87 (3.7 %) (227.63) (63.2 %) 834.87 1.1 % 0.42
Q1 2010 1,171.72 (10.5 %) 1,840.92 (7.4 %) (160.10) 21.1 % 1,210.64 (4.8 %) 0.61
Q2 2010 1,202.35 (7.8 %) 1,771.78 (2.6 %) (57.44) 41.0 % 1,220.34 (1.8 %) 0.61
Q3 2010 1,108.04 (14.4 %) 1,729.17 (1.5 %) (158.10) (105.5 %) 1,103.16 (8.9 %) 0.55
Q4 2010 1,054.35 (9.3 %) 1,558.63 0.8 % (183.15) 19.5 % 900.99 7.9 % 0.45
Q1 2011 1,069.27 (8.7 %) 1,700.95 (7.6 %) (92.80) 42.0 % 1,123.13 (7.2 %) 0.56
Q2 2011 1,133.39 (5.7 %) 1,634.52 (7.7 %) (11.04) 80.8 % 1,102.06 (9.7 %) 0.55
Q3 2011 1,053.38 (4.9 %) 1,713.21 (0.9 %) (90.88) 42.5 % 1,135.09 2.9 % 0.57
Q4 2011 1,052.43 (0.2 %) 1,513.68 (2.9 %) (106.69) 41.7 % 942.99 4.7 % 0.47
Q1 2012 1,054.81 (1.4 %) 1,796.16 5.6 % (137.54) (48.2 %) 1,144.50 1.9 % 0.57
Q2 2012 1,078.63 (4.8 %) 1,744.66 6.7 % (60.86) (451.1 %) 1,157.50 5.0 % 0.58
Q3 2012 1,109.94 5.4 % 1,694.92 (1.1 %) (34.95) 61.5 % 1,159.61 2.2 % 0.58
Q4 2012 1,029.99 (2.1 %) 1,458.34 (3.7 %) (65.30) 38.8 % 868.56 (7.9 %) 0.43
Q1 2013 1,081.96 2.6 % 1,896.97 5.6 % (218.20) (58.6 %) 1,158.26 1.2 % 0.58
Q2 2013 1,148.93 6.5 % 1,756.24 0.7 % (59.40) 2.4 % 1,175.05 1.5 % 0.59
Q3 2013 1,180.81 6.4 % 1,745.42 3.0 % (60.45) (73.0 %) 1,170.87 1.0 % 0.59
Q4 2013 1,116.58 8.4 % 1,601.90 9.8 % (15.31) 76.6 % 1,005.87 15.8 % 0.50
Q1 2014 1,083.08 0.1 % 1,873.11 (1.3 %) (70.28) 67.8 % 1,240.09 7.1 % 0.62
Q2 2014 1,161.51 1.1 % 1,844.25 5.0 % (31.91) 46.3 % 1,257.00 7.0 % 0.63
Q3 2014 1,175.06 (0.5 %) 1,850.16 6.0 % (7.35) 87.8 % 1,276.29 9.0 % 0.64
Q4 2014 1,173.72 5.1 % 1,817.32 13.4 % (31.80) (107.7 %) 1,231.70 22.5 % 0.62
Q1 2015 1,127.91 4.1 % 1,972.95 5.3 % (49.02) 30.2 % 1,277.95 3.1 % 0.64
Q2 2015 1,162.72 0.1 % 1,949.01 5.7 % (27.08) 15.1 % 1,332.42 6.0 % 0.67
Q3 2015 1,183.54 0.7 % 1,990.00 7.6 % (32.79) (346.0 %) 1,370.41 7.4 % 0.69
Q4 2015 1,188.66 1.3 % 1,842.62 1.4 % (33.27) (4.6 %) 1,231.56 0.0 % 0.62
Q1 2016 1,252.13 11.0 % 1,941.36 (1.6 %) (44.71) 8.8 % 1,259.16 (1.5 %) 0.63
Q2 2016 1,338.84 15.1 % 1,987.50 2.0 % (38.05) (40.5 %) 1,313.03 (1.5 %) 0.66
Q3 2016 1,466.14 23.9 % 2,036.21 2.3 % (62.41) (90.3 %) 1,341.32 (2.1 %) 0.67
Q4 2016 1,325.18 11.5 % 1,795.38 (2.6 %) (54.98) (65.3 %) 1,089.41 (11.5 %) 0.54
Q1 2017 1,358.55 8.5 % 1,979.19 1.9 % (107.44) (140.3 %) 1,230.59 (2.3 %) 0.62
Q2 2017 1,385.90 3.5 % 1,987.93 0.0 % (60.32) (58.5 %) 1,270.22 (3.3 %) 0.64
Q3 2017 1,446.91 (1.3 %) 2,021.44 (0.7 %) (74.26) (19.0 %) 1,307.34 (2.5 %) 0.65
Q4 2017 1,540.87 16.3 % 1,903.01 6.0 % (45.15) 17.9 % 1,212.92 11.3 % 0.61
2017 5,732.23 6.5 % 7,891.57 1.7 % (287.17) (43.5 %) 5,021.07 0.4 % 2.51

Profitability

Period Return On Average Assets Return on Average Equity Net Interest Income/Total Operating Income
Q1 2008 3.08 % 28.32 % 71.25 %
Q2 2008 3.00 % 27.99 % 71.43 %
Q3 2008 2.79 % 25.93 % 71.15 %
Q4 2008 2.67 % 23.63 % 72.18 %
Q1 2009 2.60 % 24.21 % 70.17 %
Q2 2009 2.52 % 24.15 % 72.21 %
Q3 2009 2.45 % 22.61 % 72.50 %
Q4 2009 2.50 % 21.63 % 71.30 %
Q1 2010 2.54 % 21.19 % 70.83 %
Q2 2010 2.45 % 20.22 % 69.85 %
Q3 2010 2.37 % 18.53 % 67.42 %
Q4 2010 2.38 % 18.58 % 65.74 %
Q1 2011 2.31 % 17.67 % 65.59 %
Q2 2011 2.23 % 16.54 % 65.90 %
Q3 2011 2.28 % 16.18 % 65.24 %
Q4 2011 2.26 % 16.07 % 65.65 %
Q1 2012 2.23 % 15.65 % 64.50 %
Q2 2012 2.25 % 15.72 % 62.64 %
Q3 2012 2.26 % 15.24 % 63.65 %
Q4 2012 2.22 % 14.49 % 63.84 %
Q1 2013 2.20 % 14.22 % 63.29 %
Q2 2013 2.17 % 14.01 % 64.22 %
Q3 2013 2.16 % 13.64 % 64.78 %
Q4 2013 2.24 % 13.58 % 64.68 %
Q1 2014 2.25 % 13.65 % 64.92 %
Q2 2014 2.24 % 13.56 % 64.29 %
Q3 2014 2.28 % 13.39 % 63.27 %
Q4 2014 2.37 % 13.60 % 62.20 %
Q1 2015 2.34 % 13.60 % 61.97 %
Q2 2015 2.33 % 13.53 % 61.13 %
Q3 2015 2.32 % 13.47 % 60.13 %
Q4 2015 2.30 % 13.19 % 60.13 %
Q1 2016 2.27 % 13.02 % 61.98 %
Q2 2016 2.25 % 12.95 % 63.95 %
Q3 2016 2.18 % 12.79 % 67.19 %
Q4 2016 2.14 % 12.10 % 69.36 %
Q1 2017 2.13 % 11.79 % 70.38 %
Q2 2017 2.12 % 11.75 % 70.98 %
Q3 2017 2.10 % 11.60 % 70.87 %
Q4 2017 2.19 % 11.54 % 72.64 %
2017 2.19 % 11.54 % 72.64 %

Balance Sheet (B)

Period Assets Change Customer Deposits Change Loan Change
Q1 2008 179.82 38.7 % 119.46 22.3 % 90.66 33.4 %
Q2 2008 183.64 42.2 % 121.72 23.8 % 96.36 32.8 %
Q3 2008 187.06 32.4 % 124.95 18.0 % 96.30 23.6 %
Q4 2008 178.89 15.9 % 134.23 15.9 % 98.15 21.8 %
Q1 2009 168.34 (6.4 %) 124.22 4.0 % 90.11 (0.6 %)
Q2 2009 177.05 (3.6 %) 138.17 13.5 % 87.95 (8.7 %)
Q3 2009 184.08 (1.6 %) 141.71 13.4 % 85.68 (11.0 %)
Q4 2009 185.52 3.7 % 147.13 9.6 % 84.15 (14.3 %)
Q1 2010 185.88 10.4 % 137.25 10.5 % 85.20 (5.4 %)
Q2 2010 188.36 6.4 % 136.07 (1.5 %) 82.72 (5.9 %)
Q3 2010 185.01 0.5 % 131.93 (6.9 %) 81.32 (5.1 %)
Q4 2010 187.42 1.0 % 133.46 (9.3 %) 80.25 (4.6 %)
Q1 2011 190.90 2.7 % 134.45 (2.0 %) 81.32 (4.6 %)
Q2 2011 190.63 1.2 % 138.82 2.0 % 82.37 (0.4 %)
Q3 2011 188.57 1.9 % 134.89 2.2 % 88.26 8.5 %
Q4 2011 192.77 2.9 % 137.26 2.8 % 89.11 11.0 %
Q1 2012 196.17 2.8 % 139.90 4.1 % 92.78 14.1 %
Q2 2012 199.51 4.7 % 142.36 2.5 % 95.73 16.2 %
Q3 2012 201.51 6.9 % 143.22 6.2 % 98.06 11.1 %
Q4 2012 197.07 2.2 % 148.74 8.4 % 102.63 15.2 %
Q1 2013 198.54 1.2 % 151.69 8.4 % 104.30 12.4 %
Q2 2013 203.03 1.8 % 156.06 9.6 % 109.03 13.9 %
Q3 2013 203.07 0.8 % 155.16 8.3 % 111.25 13.4 %
Q4 2013 205.04 4.0 % 158.34 6.5 % 113.46 10.5 %
Q1 2014 208.77 5.1 % 158.77 4.7 % 115.61 10.8 %
Q2 2014 214.25 5.5 % 163.64 4.9 % 122.16 12.0 %
Q3 2014 216.37 6.5 % 163.51 5.4 % 120.18 8.0 %
Q4 2014 217.40 6.0 % 163.79 3.4 % 124.08 9.4 %
Q1 2015 222.58 6.6 % 168.01 5.8 % 127.04 9.9 %
Q2 2015 225.93 5.4 % 170.88 4.4 % 130.88 7.1 %
Q3 2015 233.75 8.0 % 174.92 7.0 % 127.36 6.0 %
Q4 2015 235.24 8.2 % 171.80 4.9 % 130.00 4.8 %
Q1 2016 235.25 5.7 % 178.33 6.1 % 132.36 4.2 %
Q2 2016 233.99 3.6 % 172.12 0.7 % 130.82 0.0 %
Q3 2016 238.31 2.0 % 173.96 (0.5 %) 129.80 1.9 %
Q4 2016 231.49 (1.6 %) 172.08 0.2 % 125.23 (3.7 %)
Q1 2017 231.83 (1.5 %) 170.30 (4.5 %) 124.27 (6.1 %)
Q2 2017 231.02 (1.3 %) 171.21 (0.5 %) 120.52 (7.9 %)
Q3 2017 228.84 (4.0 %) 166.70 (4.2 %) 120.68 (7.0 %)
Q4 2017 227.55 (1.7 %) 167.92 (2.4 %) 117.68 (6.0 %)

Ratios

Period Customer Deposits Per Total Assets Loans and advances/Total assets Loans and advances/Customers Deposits
Q1 2008 66.43 % 50.42 % 75.89 %
Q2 2008 66.28 % 52.47 % 79.17 %
Q3 2008 66.80 % 51.48 % 77.07 %
Q4 2008 75.03 % 54.86 % 73.12 %
Q1 2009 73.79 % 53.53 % 72.54 %
Q2 2009 78.04 % 49.67 % 63.65 %
Q3 2009 76.98 % 46.55 % 60.46 %
Q4 2009 79.31 % 45.36 % 57.19 %
Q1 2010 73.83 % 45.83 % 62.08 %
Q2 2010 72.24 % 43.91 % 60.79 %
Q3 2010 71.31 % 43.95 % 61.64 %
Q4 2010 71.21 % 42.82 % 60.13 %
Q1 2011 70.43 % 42.60 % 60.48 %
Q2 2011 72.82 % 43.21 % 59.33 %
Q3 2011 71.54 % 46.81 % 65.43 %
Q4 2011 71.20 % 46.23 % 64.92 %
Q1 2012 71.32 % 47.30 % 66.32 %
Q2 2012 71.35 % 47.98 % 67.25 %
Q3 2012 71.07 % 48.66 % 68.47 %
Q4 2012 75.47 % 52.08 % 69.00 %
Q1 2013 76.40 % 52.53 % 68.76 %
Q2 2013 76.87 % 53.70 % 69.86 %
Q3 2013 76.41 % 54.79 % 71.70 %
Q4 2013 77.22 % 55.33 % 71.65 %
Q1 2014 76.05 % 55.38 % 72.82 %
Q2 2014 76.38 % 57.02 % 74.65 %
Q3 2014 75.57 % 55.54 % 73.50 %
Q4 2014 75.34 % 57.07 % 75.75 %
Q1 2015 75.48 % 57.07 % 75.61 %
Q2 2015 75.63 % 57.93 % 76.59 %
Q3 2015 74.83 % 54.48 % 72.81 %
Q4 2015 73.03 % 55.26 % 75.67 %
Q1 2016 75.80 % 56.26 % 74.22 %
Q2 2016 73.56 % 55.91 % 76.00 %
Q3 2016 73.00 % 54.47 % 74.61 %
Q4 2016 74.33 % 54.10 % 72.78 %
Q1 2017 73.46 % 53.60 % 72.97 %
Q2 2017 74.11 % 52.17 % 70.39 %
Q3 2017 72.85 % 52.74 % 72.39 %
Q4 2017 73.80 % 51.72 % 70.08 %


Per Share Data (Riyal)

Compared With The
Period Shares Outstanding (M) EPS (Riyal) Adjusted EPS (Riyal) Book Value (BV)
Q1 2008 2,000.00 2.38 2.38 9.04
Q2 2008 2,000.00 2.34 2.34 8.97
Q3 2008 2,000.00 2.29 2.29 9.28
Q4 2008 2,000.00 2.23 2.23 9.92
Q1 2009 2,000.00 2.26 2.26 9.65
Q2 2009 2,000.00 2.27 2.27 9.84
Q3 2009 2,000.00 2.28 2.28 10.86
Q4 2009 2,000.00 2.28 2.28 11.16
Q1 2010 2,000.00 2.25 2.25 11.58
Q2 2010 2,000.00 2.24 2.24 12.29
Q3 2010 2,000.00 2.18 2.18 12.73
Q4 2010 2,000.00 2.22 2.22 12.71
Q1 2011 2,000.00 2.17 2.17 13.01
Q2 2011 2,000.00 2.11 2.11 13.29
Q3 2011 2,000.00 2.13 2.13 13.60
Q4 2011 2,000.00 2.15 2.15 14.06
Q1 2012 2,000.00 2.16 2.16 14.61
Q2 2012 2,000.00 2.19 2.19 14.58
Q3 2012 2,000.00 2.20 2.20 15.30
Q4 2012 2,000.00 2.17 2.17 15.82
Q1 2013 2,000.00 2.17 2.17 15.93
Q2 2013 2,000.00 2.18 2.18 16.55
Q3 2013 2,000.00 2.19 2.19 16.75
Q4 2013 2,000.00 2.26 2.26 17.40
Q1 2014 2,000.00 2.30 2.30 17.70
Q2 2014 2,000.00 2.34 2.34 17.93
Q3 2014 2,000.00 2.39 2.39 18.93
Q4 2014 2,000.00 2.50 2.50 19.39
Q1 2015 2,000.00 2.52 2.52 19.37
Q2 2015 2,000.00 2.56 2.56 19.90
Q3 2015 2,000.00 2.61 2.61 19.77
Q4 2015 2,000.00 2.61 2.61 20.13
Q1 2016 2,000.00 2.60 2.60 20.50
Q2 2016 2,000.00 2.59 2.59 20.07
Q3 2016 2,000.00 2.57 2.57 20.46
Q4 2016 2,000.00 2.50 2.50 21.22
Q1 2017 2,000.00 2.49 2.49 21.68
Q2 2017 2,000.00 2.47 2.47 21.89
Q3 2017 2,000.00 2.45 2.45 21.78
Q4 2017 2,000.00 2.51 2.51 22.29

Multiple Ratios (End of Period Price)

Compared With The
Period P/E Adjusted P/E Price/book
Q1 2008 14.28 14.28 3.76
Q2 2008 14.89 14.89 3.89
Q3 2008 13.70 13.70 3.38
Q4 2008 10.36 10.36 2.32
Q1 2009 8.43 8.43 1.98
Q2 2009 8.28 8.28 1.91
Q3 2009 11.77 11.77 2.47
Q4 2009 9.97 9.97 2.04
Q1 2010 11.80 11.80 2.29
Q2 2010 11.46 11.46 2.09
Q3 2010 13.03 13.03 2.24
Q4 2010 12.43 12.43 2.17
Q1 2011 11.75 11.75 1.96
Q2 2011 10.64 10.64 1.69
Q3 2011 9.25 9.25 1.45
Q4 2011 9.75 9.75 1.49
Q1 2012 11.81 11.81 1.75
Q2 2012 9.27 9.27 1.39
Q3 2012 9.05 9.05 1.30
Q4 2012 9.29 9.29 1.27
Q1 2013 9.22 9.22 1.26
Q2 2013 10.32 10.32 1.36
Q3 2013 10.75 10.75 1.40
Q4 2013 9.98 9.98 1.29
Q1 2014 11.21 11.21 1.45
Q2 2014 10.17 10.17 1.33
Q3 2014 12.06 12.06 1.52
Q4 2014 9.25 9.25 1.19
Q1 2015 10.18 10.18 1.32
Q2 2015 10.18 10.18 1.31
Q3 2015 8.92 8.92 1.18
Q4 2015 8.95 8.95 1.16
Q1 2016 7.85 7.85 0.99
Q2 2016 7.75 7.75 1.00
Q3 2016 6.85 6.85 0.86
Q4 2016 9.73 9.73 1.15
Q1 2017 8.63 8.63 0.99
Q2 2017 10.50 10.50 1.18
Q3 2017 9.80 9.80 1.10
Q4 2017 9.36 9.36 1.05

Business Segments (Million)

Compared With The
Period Retail Corporate and Institutional Banking Global markets and Treasury finance and islamic investment Others..
Q1 2008 943.59 810.25 36.12 - -
Q2 2008 640.41 533.35 184.77 519.39 -
Q3 2008 776.81 605.92 112.21 242.43 -
Q4 2008 806.51 487.66 186.01 126.48 -
Q1 2009 724.87 673.94 488.82 100.09 -
Q2 2009 702.41 691.48 285.67 140.14 -
Q3 2009 714.41 719.02 217.86 104.08 -
Q4 2009 676.90 614.25 157.26 98.46 -
Q1 2010 699.10 686.76 353.14 101.91 -
Q2 2010 693.42 650.32 317.30 110.74 -
Q3 2010 650.57 634.04 324.11 120.46 -
Q4 2010 650.62 575.74 227.89 104.38 -
Q1 2011 668.51 629.57 248.03 154.85 -
Q2 2011 674.34 660.62 170.14 129.43 -
Q3 2011 669.84 629.66 307.02 106.69 -
Q4 2011 640.64 576.60 172.49 123.95 -
Q1 2012 597.25 622.34 318.53 258.03 -
Q2 2012 581.73 580.33 339.55 243.04 -
Q3 2012 618.43 616.77 298.52 161.21 -
Q4 2012 565.30 544.43 225.34 123.28 -
Q1 2013 582.76 644.81 465.72 203.68 -
Q2 2013 592.58 641.13 358.34 164.18 -
Q3 2013 579.59 635.31 386.37 144.15 -
Q4 2013 531.11 560.94 393.87 115.98 -
Q1 2014 503.62 590.31 573.83 205.36 -
Q2 2014 544.25 658.70 430.86 210.44 -
Q3 2014 550.89 672.80 445.89 180.58 -
Q4 2014 576.35 683.15 401.31 156.50 -
Q1 2015 490.54 639.48 601.79 241.14 -
Q2 2015 522.69 772.66 490.87 162.79 -
Q3 2015 681.54 786.54 358.06 163.85 -
Q4 2015 564.98 812.19 352.64 112.80 -
Q1 2016 615.69 684.07 452.97 188.64 -
Q2 2016 643.00 714.74 440.14 189.63 -
Q3 2016 777.13 774.21 330.00 154.87 -
Q4 2016 753.59 602.98 383.08 55.74 -
Q1 2017 713.10 731.15 382.73 152.21 -
Q2 2017 686.64 783.60 429.59 88.10 -
Q3 2017 717.57 754.80 431.10 117.98 -
Q4 2017 655.43 728.71 423.70 95.18 -

Analysts Estimates (Million)

Item Q4 2017 (e) Q4 2017 (a) Change‬
Average 1,206.09 1,212.92 0.57 %

Estimates vs Actual (Million)

Item Q4 2017 (e) Q4 2017 (a) Change
SNB Capital 1,206.00 1,212.92 0.6 %
Sico 1,246.00 1,212.92 (2.7) %
Alistithmar Capital 1,164.26 1,212.92 4.2 %
Riyad Capital 1,283.00 1,212.92 (5.5) %
OSOOL AND BAKHEET 1,131.20 1,212.92 7.2 %

Current
Market Cap (M Riyal) 77,000.00
Shares Outstanding ((M)) 2,000.00
EPS ( Riyal) (TTM) -
Book Value (BV) ( Riyal) -
Par Value ( Riyal) 10.00
Adjusted P/E (Last12) -
P/E (TTM) -
Price/book -
Return on Average Assets (%) (TTM) -
Return on Average Equity (%) (TTM) -

Comments {{getCommentCount()}}

Be the first to comment

{{Comments.indexOf(comment)+1}}
{{comment.FollowersCount}}
{{comment.CommenterComments}}
loader Train
Sorry: the validity period has ended to comment on this news
Opinions expressed in the comments section do not reflect the views of Argaam. Abusive comments of any kind will be removed. Political or religious commentary will not be tolerated.