Financial Results : Nayifat swings to SAR 126.3M loss in 2025, SAR 185.8M in Q4

Nayifat swings to SAR 126.3M loss in 2025, SAR 185.8M in Q4

08/03/2026 Argaam Exclusive

View other reports

Nayifat Finance Co. reported a net loss of SAR 126.3 million in 2025, versus a net profit of SAR 131.2 million in the year-earlier period.​



Financials (M)

Item 2024 2025 Change‬
Net income from finance commissions 319.24 298.24 (6.6 %)
Net Income 131.24 (126.34) (196.3 %)
Average Shares 120.00 120.00 -
Earnings Per Share before unusual items (Riyals) 1.09 (1.05) (196.3 %)
EPS (Riyal) 1.09 (1.05) (196.3 %)

The company’s loss-making was primarily attributed to a YoY revenue decline, amid a 6.6% drop in commission income from Islamic financing receivables.

 

This followed a strategic shift toward acquiring higher credit-quality customer segments, in addition to early settlements that no longer contribute effectively to gains from the consumer financing portfolio.

 

This is besides allocating higher expected credit loss provisions in 2025, as the company reassessed the write-off point for consumer and SME financing receivables.

 

The full-year financial performance was further impacted by a 13% YoY increase in general and administrative expenses.

 

In Q4 2025, Nayifat swung to losses of SAR 185.8 million, compared to a net profit of SAR 36.82 million a year earlier.

 

The Saudi-listed company had reported a net profit of SAR 20.35 million in Q3 2025.



Current Quarter Comparison (M)

Compared With The
Item Q4 2024 Q4 2025 Change‬
Net income from finance commissions 83.45 71.51 (14.3 %)
Net Income 36.82 (185.81) (604.6 %)
Average Shares 120.00 120.00 -
Earnings Per Share before unusual items (Riyal) 0.31 (1.55) (604.6 %)
EPS (Riyal) 0.31 (1.55) (604.6 %)

View More Financial Results

 

Kindly, you can view the full report by subscribing to the

The report contains the details of the financial statements, The most important financial indicators, Historical information, Charts, and Forecasts of experts.

Contact Us (+966)-92000-7759

Comments {{getCommentCount()}}

Be the first to comment

{{Comments.indexOf(comment)+1}}
{{comment.FollowersCount}}
{{comment.CommenterComments}}

رد{{comment.DisplayName}} على {{getCommenterName(comment.ParentThreadID)}}

{{comment.DisplayName}} حساب موثّق

{{comment.ElapsedTime}}
loader Train
loader Train
Sorry: the validity period has ended to comment on this news
Opinions expressed in the comments section do not reflect the views of Argaam. Abusive comments of any kind will be removed. Political or religious commentary will not be tolerated.